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Find the Best Home Insurance Rates in 44273

Shopping for homeowners insurance in 44273 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Seville, OH and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Ohio licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 44273 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 44273

Find Seville, OH Homeowners Insurance Quotes to review the best coverage options in your area.

44273 Home Insurance Rating is: very low!

In 44273 the average premium is $697. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 44273, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 44273!

44273 Home Insurance Average Premiums

Local 44273 homeowners insurance quotes comparison

$447 /yr.

Shows Zip Code: 44273 lowest rates with discounts applied on average.

For the 44273, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$447 /yr.
Average Coverage:$697 /yr.
2600 sq. ft. or higher
(all discounts applied)
$997 /yr.

What is the average home insurance cost for a home in 44273?

  • • The average homeowners insurance premium paid annually for a home in 44273 is around $697 per year.

What does it cost on average per month for home insurance in 44273?

  • • Homeowners in 44273 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 44273?

  • • Autoowners in 44273 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Seville area, check out other zip codes nearby 44273.
Review average rates in another zip code:
44273 homeowners insurance rates

Home Replacement Cost Coverage in 44273

Average Building Cost Per Square Foot in 44273: $111

Location: Seville, Ohio (Medina County)

Average Square Footage in 44273: 1,858 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44273 before you start any project. Seville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44273 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44273 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,858 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Seville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,858$206,200
Additional Upgrades & Added Features$1391,858$257,750
Major Home Updates or Advancements$1671,858$309,300

It's important to understand that when you estimate your replacement cost of your home in the 44273 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44273

Best Home & Auto Insurance Agencies in 44273

Plumer Insurance Agency, Incorporated

Address: 62 Center St Seville, OH 44273
Phone:
Website: http://www.plumerinsurance.com/
Info:

Housing Demographics for 44273

Population Review for 44273 Zip Code

For the city of Seville, the population within 44273 has increased to over 7,150 residents in population size. The current population total is 6,900. We have broken down the population based on race below. In 44273, there are over 3428 in male population and 3472 females.

PopulationValues
Total Population6,900
White Population6462
Black Population32
Hispanic Population126
Asian Population29
Hawaiian Population3
Indian Population17
Other Population32
Male Population3428
Female Population3472
Population Estimate7150

Household Data for 44273

The average number of homes in 44273 is around 2,725, there are an average of 2.50 per household. The average house value according to local real estate values is around $206,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,725
Persons Per Household2.50
Average House Value$206,200
Income Per Household$74311
Median Age47.0
Median Age Male45.6
Median Age Female48.0
44273 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CitySeville
City Alias NameSEVILLE
CountyMedina
County FIPS103
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA1680
CSA184
CBSA17410
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCleveland, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameCleveland-Lorain-Elyria, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses173
Number Of Employees1936
Business First Quarter Payroll20327
Business Annual Payroll81206
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea3864.76
Delivery Residential2860
Delivery Business118
Delivery Total3156
Preferred Last Line KeyX22769
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX22769
Land Area38.692000
Water Area0.024000
City Alias Code
City Mixed CaseSeville
City Alias Mixed CaseSeville
Box Count124
SFDU2602
MFDU0
State ANSI39
County ANSI103
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number387546
Unique ZIP Name
SSA State County Code36530
Medicare CBSA Code17460
Medicare CBSA NameCleveland-Elyria, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseMedina

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