Get multiple home insurance quotes in 44278. Our licensed 44278, OH agents are ready to serve you.

Check Out 44278 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Tallmadge, OH.

We will gather some basic information about your home in Tallmadge, OH and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Ohio licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 44278 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 44278

We have pulled together a variety of data related to homeowners insurance in Ohio. Simply click on one of the links below to learn about the average cost of homeowners insurance in Ohio as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Tallmadge, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

44278 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 44278 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Ohio is roughly $619. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 44278 homeowners insurance policy!

44278 Home Insurance Average Premiums

Local 44278 homeowners insurance quotes comparison

$369 /yr.

Shows Zip Code: 44278 lowest rates with discounts applied on average.

For the 44278, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$369 /yr.
Average Coverage:$619 /yr.
2600 sq. ft. or higher
(all discounts applied)
$919 /yr.

What is the average home insurance cost for a home in 44278?

  • • The average homeowners insurance premium paid annually for a home in 44278 is around $619 per year.

What does it cost on average per month for home insurance in 44278?

  • • Homeowners in 44278 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 44278?

  • • Autoowners in 44278 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Tallmadge area, check out other zip codes nearby 44278.
Review average rates in another zip code:
44278 homeowners insurance rates

Home Replacement Cost Coverage in 44278

Average Building Cost Per Square Foot in 44278: $111

Location: Tallmadge, Ohio (Summit County)

Average Square Footage in 44278: 1,650 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44278 before you start any project. Tallmadge homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44278 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44278 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,650 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Tallmadge area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,650$183,100
Additional Upgrades & Added Features$1391,650$228,875
Major Home Updates or Advancements$1671,650$274,650

It's important to understand that when you estimate your replacement cost of your home in the 44278 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44278

Best Home & Auto Insurance Agencies in 44278

Mark J Rensel - Allstate Agent

Address: 161 Northwest Ave, Ste 101 Tallmadge, OH 44278
Phone:
Website: http://www.allstateagencies.com/MarkRensel/Welcome/
Info:

Robert M Nickoson

Address: 30 Northwest Ave Tallmadge, OH 44278
Phone:
Website: http://www.nickosonfinancial.com/
Info:

Jenkins Insurance Agency

Address: 885 Southeast Ave Tallmadge, OH 44278
Phone:
Website: http://www.jenkinsinsurance.com
Info:

Farmers Insurance Group

Address: 223 Northwest Ave Tallmadge, OH 44278
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

David Nienhius-Farmers Insurance

Address: 223 Northwest Ave, Ste 1A Tallmadge, OH 44278
Phone:
Website: http://www.farmers.com/
Info:

Housing Demographics for 44278

Population Review for 44278 Zip Code

For the city of Tallmadge, the population within 44278 has increased to over 19,048 residents in population size. The current population total is 18,671. We have broken down the population based on race below. In 44278, there are over 9001 in male population and 9670 females.

PopulationValues
Total Population18,671
White Population16259
Black Population800
Hispanic Population305
Asian Population517
Hawaiian Population4
Indian Population18
Other Population94
Male Population9001
Female Population9670
Population Estimate19048

Household Data for 44278

The average number of homes in 44278 is around 7,643, there are an average of 2.40 per household. The average house value according to local real estate values is around $183,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode7,643
Persons Per Household2.40
Average House Value$183,100
Income Per Household$80136
Median Age45.9
Median Age Male43.9
Median Age Female47.9
44278 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityTallmadge
City Alias NameTALLMADGE
CountySummit
County FIPS153
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses487
Number Of Employees6676
Business First Quarter Payroll70368
Business Annual Payroll317498
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District13|14
Congressional LandArea894.3|1953.14
Delivery Residential7937
Delivery Business488
Delivery Total8632
Preferred Last Line KeyX23051
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX23051
Land Area14.571000
Water Area0.027000
City Alias Code
City Mixed CaseTallmadge
City Alias Mixed CaseTallmadge
Box Count107
SFDU6122
MFDU470
State ANSI39
County ANSI153
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388148
Unique ZIP Name
SSA State County Code36780
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CaseSummit

Ohio Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]