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Quickly Revew Homeowners Insurance in 44404

If you own a home in Burghill, OH you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 44404 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Ohio licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 44404 and start comparing rates now.

44404 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 44404 is $623 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 44404 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Burghill, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

44404 Home Insurance Average Premiums

Local 44404 homeowners insurance quotes comparison

$373 /yr.

Shows Zip Code: 44404 lowest rates with discounts applied on average.

For the 44404, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$373 /yr.
Average Coverage:$623 /yr.
2600 sq. ft. or higher
(all discounts applied)
$923 /yr.

What is the average home insurance cost for a home in 44404?

  • • The average homeowners insurance premium paid annually for a home in 44404 is around $623 per year.

What does it cost on average per month for home insurance in 44404?

  • • Homeowners in 44404 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 44404?

  • • Autoowners in 44404 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Burghill area, check out other zip codes nearby 44404.
Review average rates in another zip code:
44404 homeowners insurance rates

Home Replacement Cost Coverage in 44404

Average Building Cost Per Square Foot in 44404: $111

Location: Burghill, Ohio (Trumbull County)

Average Square Footage in 44404: 1,186 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44404 before you start any project. Burghill homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44404 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44404 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,186 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Burghill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,186$131,700
Additional Upgrades & Added Features$1391,186$164,625
Major Home Updates or Advancements$1671,186$197,550

It's important to understand that when you estimate your replacement cost of your home in the 44404 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44404

Best Home & Auto Insurance Agencies in 44404

Housing Demographics for 44404

Population Review for 44404 Zip Code

For the city of Burghill, the population within 44404 has increased to over 1,337 residents in population size. The current population total is 1,300. We have broken down the population based on race below. In 44404, there are over 612 in male population and 688 females.

PopulationValues
Total Population1,300
White Population1265
Black Population2
Hispanic Population5
Asian Population1
Hawaiian Population0
Indian Population0
Other Population3
Male Population612
Female Population688
Population Estimate1337

Household Data for 44404

The average number of homes in 44404 is around 558, there are an average of 2.33 per household. The average house value according to local real estate values is around $131,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode558
Persons Per Household2.33
Average House Value$131,700
Income Per Household$72232
Median Age49.6
Median Age Male47.3
Median Age Female52.5
44404 DetailsValues
StateOH
State Full NameOhio
City TypeN
City Alias Abbreviation
Area Code330/234
CityBurghill
City Alias NameBURGHILL
CountyTrumbull
County FIPS155
State FIPS39
Time Zone5
Day Light SavingY
MSA9320
PMSA
CSA566
CBSA49660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYoungstown-Warren, OH
MSA_NameYoungstown-Warren, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses6
Number Of Employees32
Business First Quarter Payroll201
Business Annual Payroll898
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population565773
CBSA Division Population0
Congressional District14
Congressional LandArea1953.14
Delivery Residential574
Delivery Business6
Delivery Total759
Preferred Last Line Key015934
Classification Code
Multi-County
CSA NameYoungstown-Warren-Salem, OH
CBSA_DIV_Name
City State Key015934
Land Area15.624000
Water Area0.400000
City Alias Code
City Mixed CaseBurghill
City Alias Mixed CaseBurghill
Box Count12
SFDU574
MFDU0
State ANSI39
County ANSI155
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number384116
Unique ZIP Name
SSA State County Code36790
Medicare CBSA Code49660
Medicare CBSA NameYoungstown-Warren-Boardman, OH-PA
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseTrumbull

Ohio Homeowners Insurance News & Information

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  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

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