Get multiple home insurance quotes in 44412. Our licensed 44412, OH agents are ready to serve you.

44412 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 44412 zip code it's important to know that our rates are very competitive for homeowners living in Diamond, OH. Many homeowners based out of your 44412 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 44412 should appear in the zip code field ready to go. For Diamond, OH Homeowners Insurance Quotes nearby, we offer the best rates and service.

44412: Average Home Insurance Rates

For homeowners living in the great city of Diamond, the average homeowners policy is considered very low in comparison to other states. Ohio premiums are estimated to be around $640 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

Save on 44412 Home Insurance Quotes!

44412 Home Insurance Average Premiums

Local 44412 homeowners insurance quotes comparison

$390 /yr.

Shows Zip Code: 44412 lowest rates with discounts applied on average.

For the 44412, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$390 /yr.
Average Coverage:$640 /yr.
2600 sq. ft. or higher
(all discounts applied)		$940 /yr.

What is the average home insurance cost for a home in 44412?

  • • The average homeowners insurance premium paid annually for a home in 44412 is around $640 per year.

What does it cost on average per month for home insurance in 44412?

  • • Homeowners in 44412 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44412?

  • • Autoowners in 44412 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Diamond area, check out other zip codes nearby 44412.
Review average rates in another zip code:
44412 homeowners insurance rates

Home Replacement Cost Coverage in 44412

Average Building Cost Per Square Foot in 44412: $111

Location: Diamond, Ohio (Portage County)

Average Square Footage in 44412: 1,706 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44412 before you start any project. Diamond homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44412 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44412 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,706 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Diamond area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,706$189,400
Additional Upgrades & Added Features$1391,706$236,750
Major Home Updates or Advancements$1671,706$284,100

It's important to understand that when you estimate your replacement cost of your home in the 44412 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44412

Best Home & Auto Insurance Agencies in 44412

Housing Demographics for 44412

Population Review for 44412 Zip Code

For the city of Diamond, the population within 44412 has increased to over 2,580 residents in population size. The current population total is 2,472. We have broken down the population based on race below. In 44412, there are over 1257 in male population and 1215 females.

PopulationValues
Total Population2,472
White Population2341
Black Population7
Hispanic Population26
Asian Population16
Hawaiian Population0
Indian Population8
Other Population6
Male Population1257
Female Population1215
Population Estimate2580

Household Data for 44412

The average number of homes in 44412 is around 976, there are an average of 2.53 per household. The average house value according to local real estate values is around $189,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode976
Persons Per Household2.53
Average House Value$189,400
Income Per Household$77404
Median Age44.2
Median Age Male42.6
Median Age Female45.8
44412 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityDiamond
City Alias NameDIAMOND
CountyPortage
County FIPS133
State FIPS39
Time Zone5
Day Light SavingY
MSA1692
PMSA0080
CSA184
CBSA10420
CBSA_DIV
CBSA_TypeMetro
CBSA_NameAkron, OH
MSA_NameCleveland-Akron, OH CMSA
PMSA_NameAkron, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses32
Number Of Employees140
Business First Quarter Payroll1555
Business Annual Payroll5932
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population703200
CBSA Division Population0
Congressional District06|14
Congressional LandArea7215.03|1953.14
Delivery Residential1020
Delivery Business26
Delivery Total1323
Preferred Last Line KeyX20812
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20812
Land Area22.511000
Water Area0.193000
City Alias Code
City Mixed CaseDiamond
City Alias Mixed CaseDiamond
Box Count68
SFDU1020
MFDU0
State ANSI39
County ANSI133
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number382212
Unique ZIP Name
SSA State County Code36680
Medicare CBSA Code10420
Medicare CBSA NameAkron, OH
Medicare CBSA TypeMetro
Market Rating Area ID12
County Mixed CasePortage

Ohio Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]