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Home Insurance Quotes in 44425

Are you shopping for a cheaper homeowners insurance rate in 44425? Our rates are very competitive for homeowners living in Hubbard, OH. Many homeowners located in the 44425 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 44425. To get free 44425 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 44425 zip code should appear in the zip code field ready to go. Shopping Hubbard, OH Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 44425 to review the best rate coverages.

Your 44425 Home Insurance Costs Is Rated: Very Low!

For the great city of Hubbard, the average home insurance premium paid annually is around $674 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Ohio specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Hubbard and need insurance on your home in the 44425 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 44425 Homeowners Insurance Rates Now!

44425 Home Insurance Average Premiums

Local 44425 homeowners insurance quotes comparison

$424 /yr.

Shows Zip Code: 44425 lowest rates with discounts applied on average.

For the 44425, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$424 /yr.
Average Coverage:$674 /yr.
2600 sq. ft. or higher
(all discounts applied)
$974 /yr.

What is the average home insurance cost for a home in 44425?

  • • The average homeowners insurance premium paid annually for a home in 44425 is around $674 per year.

What does it cost on average per month for home insurance in 44425?

  • • Homeowners in 44425 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 44425?

  • • Autoowners in 44425 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Hubbard area, check out other zip codes nearby 44425.
Review average rates in another zip code:
44425 homeowners insurance rates

Home Replacement Cost Coverage in 44425

Average Building Cost Per Square Foot in 44425: $111

Location: Hubbard, Ohio (Trumbull County)

Average Square Footage in 44425: 998 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44425 before you start any project. Hubbard homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44425 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44425 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 998 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Hubbard area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111998$110,800
Additional Upgrades & Added Features$139998$138,500
Major Home Updates or Advancements$167998$166,200

It's important to understand that when you estimate your replacement cost of your home in the 44425 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44425

Best Home & Auto Insurance Agencies in 44425

Patrick A O'Horo Ins Svcs Incorporated

Address: 30 W Liberty St Hubbard, OH 44425
Phone:
Website: http://www.erieinsurance.com/?utm_source=yp&utm_medium=cpc&utm_campaign=ck_yp
Info:

Lohr Insurance Srvcs Inc - Nationwide Insurance

Address: 6116 West Liberty Street Hubbard, OH 44425
Phone:
Website: http://www.nationwide.com/agent/Hubbard-OHIO-insurance-agent/ricklohr/office.html
Info:

Gollan- Mary Ellen

Address: 533 W Liberty St Hubbard, OH 44425
Phone:
Website:
Info:

Fallen- Ray C

Address: 835 N Main St Hubbard, OH 44425
Phone:
Website:
Info:

Allstate Insurance Company - Virginia B Ottenberg

Address: 116 West Liberty Street Hubbard, OH 44425
Phone:
Website: http://www.allstateagencies.com/063564?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 44425

Population Review for 44425 Zip Code

For the city of Hubbard, the population within 44425 has increased to over 14,773 residents in population size. The current population total is 14,280. We have broken down the population based on race below. In 44425, there are over 7009 in male population and 7271 females.

PopulationValues
Total Population14,280
White Population13060
Black Population427
Hispanic Population315
Asian Population71
Hawaiian Population1
Indian Population16
Other Population88
Male Population7009
Female Population7271
Population Estimate14773

Household Data for 44425

The average number of homes in 44425 is around 6,289, there are an average of 2.27 per household. The average house value according to local real estate values is around $110,800. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode6,289
Persons Per Household2.27
Average House Value$110,800
Income Per Household$56940
Median Age47.4
Median Age Male45.9
Median Age Female49.3
44425 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityHubbard
City Alias NameHUBBARD
CountyTrumbull
County FIPS155
State FIPS39
Time Zone5
Day Light SavingY
MSA9320
PMSA
CSA566
CBSA49660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYoungstown-Warren, OH
MSA_NameYoungstown-Warren, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses280
Number Of Employees2683
Business First Quarter Payroll21431
Business Annual Payroll98439
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population565773
CBSA Division Population0
Congressional District06|14
Congressional LandArea7215.03|1953.14
Delivery Residential6508
Delivery Business337
Delivery Total7025
Preferred Last Line KeyX21358
Classification Code
Multi-CountyY
CSA NameYoungstown-Warren-Salem, OH
CBSA_DIV_Name
City State KeyX21358
Land Area30.480000
Water Area0.114000
City Alias Code
City Mixed CaseHubbard
City Alias Mixed CaseHubbard
Box Count104
SFDU5756
MFDU528
State ANSI39
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number383731
Unique ZIP Name
SSA State County Code36790
Medicare CBSA Code49660
Medicare CBSA NameYoungstown-Warren-Boardman, OH-PA
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseTrumbull

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