Get multiple home insurance quotes in 44431. Our licensed 44431, OH agents are ready to serve you.

Compare 44431 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 44431 area? The average homeowners premium in Ohio for a standard homeowners policy is around $676/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 44431 zip code, the population size is around 4,629 with 1,819 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 44431.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Leetonia, OH Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. OH RateDiscountsSavingsShop Rates
$871up to 40% off$348

44431 Home Insurance Average Premiums

Local 44431 homeowners insurance quotes comparison

$426 /yr.

Shows Zip Code: 44431 lowest rates with discounts applied on average.

For the 44431, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$426 /yr.
Average Coverage:$676 /yr.
2600 sq. ft. or higher
(all discounts applied)
$976 /yr.

What is the average home insurance cost for a home in 44431?

  • • The average homeowners insurance premium paid annually for a home in 44431 is around $676 per year.

What does it cost on average per month for home insurance in 44431?

  • • Homeowners in 44431 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 44431?

  • • Autoowners in 44431 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leetonia area, check out other zip codes nearby 44431.
Review average rates in another zip code:
44431 homeowners insurance rates

Home Replacement Cost Coverage in 44431

Average Building Cost Per Square Foot in 44431: $111

Location: Leetonia, Ohio (Columbiana County)

Average Square Footage in 44431: 1,001 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44431 before you start any project. Leetonia homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44431 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44431 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,001 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leetonia area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,001$111,100
Additional Upgrades & Added Features$1391,001$138,875
Major Home Updates or Advancements$1671,001$166,650

It's important to understand that when you estimate your replacement cost of your home in the 44431 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44431

Best Home & Auto Insurance Agencies in 44431

Housing Demographics for 44431

Population Review for 44431 Zip Code

For the city of Leetonia, the population within 44431 has increased to over 4,904 residents in population size. The current population total is 4,629. We have broken down the population based on race below. In 44431, there are over 2342 in male population and 2287 females.

PopulationValues
Total Population4,629
White Population4436
Black Population11
Hispanic Population43
Asian Population15
Hawaiian Population1
Indian Population0
Other Population19
Male Population2342
Female Population2287
Population Estimate4904

Household Data for 44431

The average number of homes in 44431 is around 1,819, there are an average of 2.54 per household. The average house value according to local real estate values is around $111,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,819
Persons Per Household2.54
Average House Value$111,100
Income Per Household$62260
Median Age44.4
Median Age Male44.5
Median Age Female44.0
44431 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityLeetonia
City Alias NameLEETONIA
CountyColumbiana
County FIPS029
State FIPS39
Time Zone5
Day Light SavingY
MSA9320
PMSA
CSA566
CBSA41400
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSalem, OH
MSA_NameYoungstown-Warren, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses72
Number Of Employees549
Business First Quarter Payroll6097
Business Annual Payroll27549
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential1931
Delivery Business86
Delivery Total2069
Preferred Last Line KeyX21587
Classification Code
Multi-County
CSA NameYoungstown-Warren-Salem, OH
CBSA_DIV_Name
City State KeyX21587
Land Area27.426000
Water Area0.119000
City Alias Code
City Mixed CaseLeetonia
City Alias Mixed CaseLeetonia
Box Count21
SFDU1887
MFDU0
State ANSI39
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384382
Unique ZIP Name
SSA State County Code36140
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseColumbiana

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]