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44436 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 44436? There are over 1,479 occupied homes in the 44436 area. With a population size of 3,382, it's not uncommon for residence of Lowellville, OH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Ohio is around $626 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 44436 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Lowellville, OH Home Insurance Rate Quotes

44436 Home Insurance Average Premiums

Local 44436 homeowners insurance quotes comparison

$376 /yr.

Shows Zip Code: 44436 lowest rates with discounts applied on average.

For the 44436, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$376 /yr.
Average Coverage:$626 /yr.
2600 sq. ft. or higher
(all discounts applied)
$926 /yr.

What is the average home insurance cost for a home in 44436?

  • • The average homeowners insurance premium paid annually for a home in 44436 is around $626 per year.

What does it cost on average per month for home insurance in 44436?

  • • Homeowners in 44436 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 44436?

  • • Autoowners in 44436 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Lowellville area, check out other zip codes nearby 44436.
Review average rates in another zip code:
44436 homeowners insurance rates

Home Replacement Cost Coverage in 44436

Average Building Cost Per Square Foot in 44436: $111

Location: Lowellville, Ohio (Mahoning County)

Average Square Footage in 44436: 1,044 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44436 before you start any project. Lowellville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44436 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44436 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,044 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Lowellville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,044$115,900
Additional Upgrades & Added Features$1391,044$144,875
Major Home Updates or Advancements$1671,044$173,850

It's important to understand that when you estimate your replacement cost of your home in the 44436 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44436

Best Home & Auto Insurance Agencies in 44436

Housing Demographics for 44436

Population Review for 44436 Zip Code

For the city of Lowellville, the population within 44436 has increased to over 3,636 residents in population size. The current population total is 3,382. We have broken down the population based on race below. In 44436, there are over 1714 in male population and 1668 females.

PopulationValues
Total Population3,382
White Population3105
Black Population66
Hispanic Population138
Asian Population2
Hawaiian Population0
Indian Population11
Other Population35
Male Population1714
Female Population1668
Population Estimate3636

Household Data for 44436

The average number of homes in 44436 is around 1,479, there are an average of 2.29 per household. The average house value according to local real estate values is around $115,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,479
Persons Per Household2.29
Average House Value$115,900
Income Per Household$67115
Median Age49.5
Median Age Male47.5
Median Age Female51.4
44436 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code234/330
CityLowellville
City Alias NameLOWELLVILLE
CountyMahoning
County FIPS099
State FIPS39
Time Zone5
Day Light SavingY
MSA9320
PMSA
CSA566
CBSA49660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYoungstown-Warren, OH
MSA_NameYoungstown-Warren, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses62
Number Of Employees688
Business First Quarter Payroll7752
Business Annual Payroll43434
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population565773
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential1588
Delivery Business73
Delivery Total1864
Preferred Last Line KeyX21685
Classification Code
Multi-County
CSA NameYoungstown-Warren-Salem, OH
CBSA_DIV_Name
City State KeyX21685
Land Area22.099000
Water Area0.277000
City Alias Code
City Mixed CaseLowellville
City Alias Mixed CaseLowellville
Box Count19
SFDU1507
MFDU81
State ANSI39
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number384634
Unique ZIP Name
SSA State County Code36510
Medicare CBSA Code49660
Medicare CBSA NameYoungstown-Warren-Boardman, OH-PA
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseMahoning

Ohio Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]