Get multiple home insurance quotes in 44443. Our licensed 44443, OH agents are ready to serve you.

44443 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 44443 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in New Springfield, OH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 44443.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 44443 and start shopping.

Quickly and Easily Compare Average Rates for 44443

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Springfield, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 44443

Homeowners in New Springfield are paying roughly $616 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

Save on 44443 Home Insurance Quotes right now!

44443 Home Insurance Average Premiums

Local 44443 homeowners insurance quotes comparison

$366 /yr.

Shows Zip Code: 44443 lowest rates with discounts applied on average.

For the 44443, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$366 /yr.
Average Coverage:$616 /yr.
2600 sq. ft. or higher
(all discounts applied)		$916 /yr.

What is the average home insurance cost for a home in 44443?

  • • The average homeowners insurance premium paid annually for a home in 44443 is around $616 per year.

What does it cost on average per month for home insurance in 44443?

  • • Homeowners in 44443 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 44443?

  • • Autoowners in 44443 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Springfield area, check out other zip codes nearby 44443.
Review average rates in another zip code:
44443 homeowners insurance rates

Home Replacement Cost Coverage in 44443

Average Building Cost Per Square Foot in 44443: $111

Location: New Springfield, Ohio (Mahoning County)

Average Square Footage in 44443: 1,642 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44443 before you start any project. New Springfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44443 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44443 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,642 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Springfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,642$182,300
Additional Upgrades & Added Features$1391,642$227,875
Major Home Updates or Advancements$1671,642$273,450

It's important to understand that when you estimate your replacement cost of your home in the 44443 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44443

Best Home & Auto Insurance Agencies in 44443

Housing Demographics for 44443

Population Review for 44443 Zip Code

For the city of New Springfield, the population within 44443 has increased to over 1,696 residents in population size. The current population total is 1,742. We have broken down the population based on race below. In 44443, there are over 893 in male population and 849 females.

PopulationValues
Total Population1,742
White Population1632
Black Population3
Hispanic Population54
Asian Population3
Hawaiian Population0
Indian Population5
Other Population26
Male Population893
Female Population849
Population Estimate1696

Household Data for 44443

The average number of homes in 44443 is around 723, there are an average of 2.41 per household. The average house value according to local real estate values is around $182,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode723
Persons Per Household2.41
Average House Value$182,300
Income Per Household$67188
Median Age51.1
Median Age Male49.7
Median Age Female52.5
44443 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationNEW SPRINGFLD
Area Code330
CityNew Springfield
City Alias NameNEW SPRINGFIELD
CountyMahoning
County FIPS099
State FIPS39
Time Zone5
Day Light SavingY
MSA9320
PMSA
CSA566
CBSA49660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYoungstown-Warren, OH
MSA_NameYoungstown-Warren, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses51
Number Of Employees330
Business First Quarter Payroll3641
Business Annual Payroll15582
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population565773
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential704
Delivery Business40
Delivery Total1019
Preferred Last Line KeyX22132
Classification Code
Multi-CountyY
CSA NameYoungstown-Warren-Salem, OH
CBSA_DIV_Name
City State KeyX22132
Land Area13.503000
Water Area0.223000
City Alias Code
City Mixed CaseNew Springfield
City Alias Mixed CaseNew Springfield
Box Count96
SFDU610
MFDU0
State ANSI39
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number385929
Unique ZIP Name
SSA State County Code36510
Medicare CBSA Code49660
Medicare CBSA NameYoungstown-Warren-Boardman, OH-PA
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseMahoning

Ohio Homeowners Insurance News & Information

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]