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44460 Homeowners Insurance Quotes & Coverage Options
For homeowners like you shopping online for home insurance quotes in the 44460 zip code it's important to know that our rates are very competitive for homeowners living in Salem, OH. Many homeowners based out of your 44460 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 44460 should appear in the zip code field ready to go. For Salem, OH Homeowners Insurance Quotes nearby, we offer the best rates and service.
44460: Average Home Insurance Rates
For homeowners living in the great city of Salem, the average homeowners policy is considered very low in comparison to other states. Ohio premiums are estimated to be around $657 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.
44460 Home Insurance Average Premiums
$407 /yr.
Shows Zip Code: 44460 lowest rates with discounts applied on average.
For the 44460, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $407 /yr. |
| Average Coverage: | $657 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $957 /yr. |
What is the average home insurance cost for a home in 44460?
- • The average homeowners insurance premium paid annually for a home in 44460 is around $657 per year.
What does it cost on average per month for home insurance in 44460?
- • Homeowners in 44460 pay a monthly average cost per month around $55.00.
What kind of discount could I get if I combine my home and auto insurance together in 44460?
- • Autoowners in 44460 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Salem area, check out other zip codes nearby 44460.
Review average rates in another zip code:
44460 homeowners insurance rates
Home Replacement Cost Coverage in 44460
Average Building Cost Per Square Foot in 44460: $111
Location: Salem, Ohio (Columbiana County)Average Square Footage in 44460: 1,096 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 44460 before you start any project. Salem homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44460 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 44460 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,096 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Salem area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $111 | 1,096 | $121,600 |
| Additional Upgrades & Added Features | $139 | 1,096 | $152,000 |
| Major Home Updates or Advancements | $167 | 1,096 | $182,400 |
It's important to understand that when you estimate your replacement cost of your home in the 44460 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 44460
Jennings Insurance Agency Inc.
Address: 2192 E State St Salem, OH 44460Phone: (330)337-3618
Website:
Best Home & Auto Insurance Agencies in 44460
Cutlip- Bridgett E
Address: 2303 E State St Salem, OH 44460Phone:
Website:
Info:
Jennings Insurance Agency Inc - Nationwide Insurance
Address: 992 East State Street Salem, OH 44460Phone:
Website: http://www.nationwide.com/agent/Salem-OHIO-insurance-agent/ronald-l-jennings/office.html
Info:
Jennings Insurance Agency Inc.
Address: 2192 E State St Salem, OH 44460Phone:
Website:
Info:
Lambert, June - Beltempo Insurance
Address: 529 East State Street Salem, OH 44460Phone:
Website: http://www.progressiveagent.com/beltempo-insurance-salem
Info:
Michael E Gruszecki - Nationwide Insurance
Address: 4992 Newgarden Road Salem, OH 44460Phone:
Website: http://www.nationwide.com/agent/Salem-OHIO-insurance-agent/mike-gruszecki/office.html
Info:
Housing Demographics for 44460
Population Review for 44460 Zip Code
For the city of Salem, the population within 44460 has increased to over 25,670 residents in population size. The current population total is 25,393. We have broken down the population based on race below. In 44460, there are over 12427 in male population and 12966 females.
| Population | Values |
|---|---|
| Total Population | 25,393 |
| White Population | 23415 |
| Black Population | 196 |
| Hispanic Population | 752 |
| Asian Population | 129 |
| Hawaiian Population | 3 |
| Indian Population | 184 |
| Other Population | 336 |
| Male Population | 12427 |
| Female Population | 12966 |
| Population Estimate | 25670 |
Household Data for 44460
The average number of homes in 44460 is around 10,701, there are an average of 2.32 per household. The average house value according to local real estate values is around $121,600. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 10,701 |
| Persons Per Household | 2.32 |
| Average House Value | $121,600 |
| Income Per Household | $53389 |
| Median Age | 46.0 |
| Median Age Male | 44.5 |
| Median Age Female | 47.7 |
| 44460 Details | Values |
|---|---|
| State | OH |
| State Full Name | Ohio |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 234/330 |
| City | Salem |
| City Alias Name | SALEM |
| County | Columbiana |
| County FIPS | 029 |
| State FIPS | 39 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 9320 |
| PMSA | |
| CSA | 566 |
| CBSA | 41400 |
| CBSA_DIV | |
| CBSA_Type | Micro |
| CBSA_Name | Salem, OH |
| MSA_Name | Youngstown-Warren, OH MSA |
| PMSA_Name | |
| Region | Midwest |
| Division | East North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 578 |
| Number Of Employees | 10261 |
| Business First Quarter Payroll | 97908 |
| Business Annual Payroll | 427051 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 0 |
| CBSA Division Population | 0 |
| Congressional District | 06 |
| Congressional LandArea | 7215.03 |
| Delivery Residential | 11065 |
| Delivery Business | 648 |
| Delivery Total | 12055 |
| Preferred Last Line Key | X22722 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Youngstown-Warren-Salem, OH |
| CBSA_DIV_Name | |
| City State Key | X22722 |
| Land Area | 107.361000 |
| Water Area | 0.497000 |
| City Alias Code | |
| City Mixed Case | Salem |
| City Alias Mixed Case | Salem |
| Box Count | 181 |
| SFDU | 9712 |
| MFDU | 417 |
| State ANSI | 39 |
| County ANSI | 029 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 387392 |
| Unique ZIP Name | |
| SSA State County Code | 36140 |
| Medicare CBSA Code | 99936 |
| Medicare CBSA Name | Rural Areas in OH |
| Medicare CBSA Type | Micro |
| Market Rating Area ID | 13 |
| County Mixed Case | Columbiana |
Ohio Homeowners Insurance News & Information
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2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025
Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance. We thought it might be a good idea to look at some spring cleaning and maintenance […]
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Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025
According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone. Data from the Intercontinental Exchange (ICE) showed […]
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Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025
According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid. Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]