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Home Insurance Quotes in 44484

Are you shopping for a cheaper homeowners insurance rate in 44484? Our rates are very competitive for homeowners living in Warren, OH. Many homeowners located in the 44484 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 44484. To get free 44484 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 44484 zip code should appear in the zip code field ready to go. Shopping Warren, OH Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 44484 to review the best rate coverages.

Your 44484 Home Insurance Costs Is Rated: Very Low!

For the great city of Warren, the average home insurance premium paid annually is around $632 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Ohio specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in Warren and need insurance on your home in the 44484 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

Get 44484 Homeowners Insurance Rates Now!

44484 Home Insurance Average Premiums

Local 44484 homeowners insurance quotes comparison

$382 /yr.

Shows Zip Code: 44484 lowest rates with discounts applied on average.

For the 44484, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$382 /yr.
Average Coverage:$632 /yr.
2600 sq. ft. or higher
(all discounts applied)
$932 /yr.

What is the average home insurance cost for a home in 44484?

  • • The average homeowners insurance premium paid annually for a home in 44484 is around $632 per year.

What does it cost on average per month for home insurance in 44484?

  • • Homeowners in 44484 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44484?

  • • Autoowners in 44484 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Warren area, check out other zip codes nearby 44484.
Review average rates in another zip code:
44485 homeowners insurance rates
44483 homeowners insurance rates
44481 homeowners insurance rates
44484 homeowners insurance rates

Home Replacement Cost Coverage in 44484

Average Building Cost Per Square Foot in 44484: $111

Location: Warren, Ohio (Trumbull County)

Average Square Footage in 44484: 1,205 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44484 before you start any project. Warren homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44484 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44484 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,205 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Warren area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,205$133,700
Additional Upgrades & Added Features$1391,205$167,125
Major Home Updates or Advancements$1671,205$200,550

It's important to understand that when you estimate your replacement cost of your home in the 44484 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44484

Beard Insurance Agency Inc

Address: 8208 East Market Street Warren, OH 44484
Phone: (330)856-6200
Website: www.beardinsuranceagency.com

Best Home & Auto Insurance Agencies in 44484

Nicholas F Dejacimo - Nationwide Insurance

Address: 1866 Niles Cortland Road Northeast Warren, OH 44484
Phone:
Website: http://www.nationwide.com/agent/Warren-OHIO-insurance-agent/nicholas-dejacimo/office.html
Info:

Beard Insurance Agency Inc

Address: 8208 E Market St Warren, OH 44484
Phone:
Website: http://www.beardinsuranceagency.com
Info:

Waldo, Pam - American Family Insurance

Address: 1016 Niles Cortland Rd NE Warren, OH 44484
Phone:
Website: http://www.amfam.com/
Info:

Allstate Insurance Company - Dennis Csiszer

Address: 8260 East Market Street Warren, OH 44484
Phone:
Website: http://www.allstateagencies.com/062959?cid=OTC-YP.com-IYP&att=TL
Info:

State Farm Insurance Derek Knepper

Address: 1745 Niles Cortland Road Northeast #2 Warren, OH 44484
Phone:
Website: http://www.derekknepper.com/
Info:

Housing Demographics for 44484

Population Review for 44484 Zip Code

For the city of Warren, the population within 44484 has increased to over 22,806 residents in population size. The current population total is 22,290. We have broken down the population based on race below. In 44484, there are over 10682 in male population and 11608 females.

PopulationValues
Total Population22,290
White Population18324
Black Population2205
Hispanic Population449
Asian Population292
Hawaiian Population6
Indian Population39
Other Population115
Male Population10682
Female Population11608
Population Estimate22806

Household Data for 44484

The average number of homes in 44484 is around 9,686, there are an average of 2.28 per household. The average house value according to local real estate values is around $133,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,686
Persons Per Household2.28
Average House Value$133,700
Income Per Household$59321
Median Age45.7
Median Age Male43.5
Median Age Female48.0
44484 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityWarren
City Alias NameWARREN
CountyTrumbull
County FIPS155
State FIPS39
Time Zone5
Day Light SavingY
MSA9320
PMSA
CSA566
CBSA49660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYoungstown-Warren, OH
MSA_NameYoungstown-Warren, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses510
Number Of Employees7743
Business First Quarter Payroll72330
Business Annual Payroll314495
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population565773
CBSA Division Population0
Congressional District14
Congressional LandArea1953.14
Delivery Residential10003
Delivery Business640
Delivery Total11414
Preferred Last Line KeyX23244
Classification Code
Multi-County
CSA NameYoungstown-Warren-Salem, OH
CBSA_DIV_Name
City State KeyX23244
Land Area17.915000
Water Area0.003000
City Alias Code
City Mixed CaseWarren
City Alias Mixed CaseWarren
Box Count99
SFDU8472
MFDU371
State ANSI39
County ANSI155
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388638
Unique ZIP Name
SSA State County Code36790
Medicare CBSA Code49660
Medicare CBSA NameYoungstown-Warren-Boardman, OH-PA
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseTrumbull

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