Compare 44505 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Youngstown just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 6,810 neighbors looking to save on their home insurance policy in the local 44505 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 44505. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Youngstown, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Youngstown, OH

44505 Home Insurance Average Premiums

Local 44505 homeowners insurance quotes comparison

$389 /yr.

Shows Zip Code: 44505 lowest rates with discounts applied on average.

For the 44505, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$389 /yr.
Average Coverage:	$639 /yr.
2600 sq. ft. or higher (all discounts applied)	$939 /yr.

What is the average home insurance cost for a home in 44505?

• The average homeowners insurance premium paid annually for a home in 44505 is around $639 per year.

What does it cost on average per month for home insurance in 44505?

• Homeowners in 44505 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44505?

• Autoowners in 44505 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Youngstown area, check out other zip codes nearby 44505.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 44505

Average Building Cost Per Square Foot in 44505: $111

Location: Youngstown, Ohio (Mahoning County)

Average Square Footage in 44505: 655 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44505 before you start any project. Youngstown homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44505 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44505 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 655 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Youngstown area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$111	655	$72,700
Additional Upgrades & Added Features	$139	655	$90,875
Major Home Updates or Advancements	$167	655	$109,050

Calculate Your Dwelling Coverage in 44505

It's important to understand that when you estimate your replacement cost of your home in the 44505 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 44505

Maynard- Bobby J - State Farm Insurance Agent

Address: 3530 Belmont Ave, #5 Youngstown, OH 44505
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

William Wakefield-Farmers Insurance

Address: 97 East Montrose Street Youngstown, OH 44505
Phone:
Website:
Info:

Gaetano Insurance Agency Inc

Address: 753 McCartney Rd Youngstown, OH 44505
Phone:
Website:
Info:

Hunter Jr- Richard J

Address: 833 Wick Ave Youngstown, OH 44505
Phone:
Website:
Info:

Allstate Insurance Company - Margaret Gum

Address: 5353 Belmont Avenue Youngstown, OH 44505
Phone:
Website: http://www.allstateagencies.com/006827?cid=OTC-YP.com-IYP&att=TL
Info:

Housing Demographics for 44505

Population Review for 44505 Zip Code

For the city of Youngstown, the population within 44505 has increased to over 15,849 residents in population size. The current population total is 17,048. We have broken down the population based on race below. In 44505, there are over 8822 in male population and 8226 females.

Population	Values
Total Population	17,048
White Population	6725
Black Population	8007
Hispanic Population	1901
Asian Population	126
Hawaiian Population	4
Indian Population	49
Other Population	993
Male Population	8822
Female Population	8226
Population Estimate	15849

Household Data for 44505

The average number of homes in 44505 is around 6,810, there are an average of 2.25 per household. The average house value according to local real estate values is around $72,700. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	6,810
Persons Per Household	2.25
Average House Value	$72,700
Income Per Household	$32441
Median Age	39.5
Median Age Male	36.7
Median Age Female	43.8

44505 Details	Values
State	OH
State Full Name	Ohio
City Type	P
City Alias Abbreviation
Area Code	330
City	Youngstown
City Alias Name	YOUNGSTOWN
County	Mahoning
County FIPS	099
State FIPS	39
Time Zone	5
Day Light Saving	Y
MSA	9320
PMSA
CSA	566
CBSA	49660
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Youngstown-Warren, OH
MSA_Name	Youngstown-Warren, OH MSA
PMSA_Name
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	413
Number Of Employees	6385
Business First Quarter Payroll	65277
Business Annual Payroll	280396
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	565773
CBSA Division Population	0
Congressional District	06\|14
Congressional LandArea	7215.03\|1953.14
Delivery Residential	7044
Delivery Business	626
Delivery Total	7672
Preferred Last Line Key	X23460
Classification Code
Multi-County	Y
CSA Name	Youngstown-Warren-Salem, OH
CBSA_DIV_Name
City State Key	X23460
Land Area	18.016000
Water Area	0.238000
City Alias Code
City Mixed Case	Youngstown
City Alias Mixed Case	Youngstown
Box Count	0
SFDU	5740
MFDU	1252
State ANSI	39
County ANSI	099
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	389219
Unique ZIP Name
SSA State County Code	36510
Medicare CBSA Code	49660
Medicare CBSA Name	Youngstown-Warren-Boardman, OH-PA
Medicare CBSA Type	Metro
Market Rating Area ID	13
County Mixed Case	Mahoning

Ohio Homeowners Insurance News & Information

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According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

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