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Find the Best Home Insurance Rates in 44601

Shopping for homeowners insurance in 44601 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Alliance, OH and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Ohio licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 44601 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 44601

Find Alliance, OH Homeowners Insurance Quotes to review the best coverage options in your area.

44601 Home Insurance Rating is: very low!

In 44601 the average premium is $644. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 44601, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 44601!

44601 Home Insurance Average Premiums

Local 44601 homeowners insurance quotes comparison

$394 /yr.

Shows Zip Code: 44601 lowest rates with discounts applied on average.

For the 44601, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$394 /yr.
Average Coverage:$644 /yr.
2600 sq. ft. or higher
(all discounts applied)
$944 /yr.

What is the average home insurance cost for a home in 44601?

  • • The average homeowners insurance premium paid annually for a home in 44601 is around $644 per year.

What does it cost on average per month for home insurance in 44601?

  • • Homeowners in 44601 pay a monthly average cost per month around $54.00.

What kind of discount could I get if I combine my home and auto insurance together in 44601?

  • • Autoowners in 44601 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Alliance area, check out other zip codes nearby 44601.
Review average rates in another zip code:
44601 homeowners insurance rates

Home Replacement Cost Coverage in 44601

Average Building Cost Per Square Foot in 44601: $111

Location: Alliance, Ohio (Stark County)

Average Square Footage in 44601: 1,073 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44601 before you start any project. Alliance homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44601 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44601 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,073 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Alliance area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,073$119,100
Additional Upgrades & Added Features$1391,073$148,875
Major Home Updates or Advancements$1671,073$178,650

It's important to understand that when you estimate your replacement cost of your home in the 44601 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44601

Best Home & Auto Insurance Agencies in 44601

Jarvis, Jason - Allstate

Address: 724 S Union Ave Alliance, OH 44601
Phone:
Website: http://www.allstateagencies.com/TTURNIPSEED1/Welcome/
Info:

Farmers Insurance Group

Address: 1085 W State St Alliance, OH 44601
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Carmen P Cerreta - Nationwide Insurance

Address: 2155 W State St Alliance, OH 44601
Phone:
Website: http://www.nationwide.com/agent/Alliance-OHIO-insurance-agent/carmen-cerreta/office.html
Info:

Brown- Charles E

Address: 1516 W State St Alliance, OH 44601
Phone:
Website:
Info:

Penny, Larry G - Allstate

Address: 333 E State St Alliance, OH 44601
Phone:
Website: http://www.allstateagencies.com/LarryPenny/Welcome/
Info:

Housing Demographics for 44601

Population Review for 44601 Zip Code

For the city of Alliance, the population within 44601 has increased to over 32,949 residents in population size. The current population total is 33,688. We have broken down the population based on race below. In 44601, there are over 16412 in male population and 17276 females.

PopulationValues
Total Population33,688
White Population28690
Black Population2295
Hispanic Population725
Asian Population159
Hawaiian Population18
Indian Population48
Other Population301
Male Population16412
Female Population17276
Population Estimate32949

Household Data for 44601

The average number of homes in 44601 is around 13,576, there are an average of 2.35 per household. The average house value according to local real estate values is around $119,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,576
Persons Per Household2.35
Average House Value$119,100
Income Per Household$52876
Median Age41.3
Median Age Male39.6
Median Age Female43.0
44601 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityAlliance
City Alias NameALLIANCE
CountyStark
County FIPS151
State FIPS39
Time Zone5
Day Light SavingY
MSA1320
PMSA
CSA184
CBSA15940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCanton-Massillon, OH
MSA_NameCanton-Massillon, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses666
Number Of Employees12040
Business First Quarter Payroll111063
Business Annual Payroll497214
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population404422
CBSA Division Population0
Congressional District06|14
Congressional LandArea7215.03|1953.14
Delivery Residential14021
Delivery Business856
Delivery Total15077
Preferred Last Line KeyX20051
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20051
Land Area82.004000
Water Area3.042000
City Alias Code
City Mixed CaseAlliance
City Alias Mixed CaseAlliance
Box Count122
SFDU12720
MFDU713
State ANSI39
County ANSI151
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number380126
Unique ZIP Name
SSA State County Code36770
Medicare CBSA Code15940
Medicare CBSA NameCanton-Massillon, OH
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseStark

Ohio Homeowners Insurance News & Information

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  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]