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Quickly Revew Homeowners Insurance in 44606

If you own a home in Apple Creek, OH you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 44606 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Ohio licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 44606 and start comparing rates now.

44606 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 44606 is $708 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 44606 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Apple Creek, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

44606 Home Insurance Average Premiums

Local 44606 homeowners insurance quotes comparison

$458 /yr.

Shows Zip Code: 44606 lowest rates with discounts applied on average.

For the 44606, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$458 /yr.
Average Coverage:$708 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1008 /yr.

What is the average home insurance cost for a home in 44606?

  • • The average homeowners insurance premium paid annually for a home in 44606 is around $708 per year.

What does it cost on average per month for home insurance in 44606?

  • • Homeowners in 44606 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 44606?

  • • Autoowners in 44606 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Apple Creek area, check out other zip codes nearby 44606.
Review average rates in another zip code:
44606 homeowners insurance rates

Home Replacement Cost Coverage in 44606

Average Building Cost Per Square Foot in 44606: $111

Location: Apple Creek, Ohio (Wayne County)

Average Square Footage in 44606: 1,889 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44606 before you start any project. Apple Creek homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44606 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44606 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,889 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Apple Creek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,889$209,700
Additional Upgrades & Added Features$1391,889$262,125
Major Home Updates or Advancements$1671,889$314,550

It's important to understand that when you estimate your replacement cost of your home in the 44606 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44606

Best Home & Auto Insurance Agencies in 44606

Matuck Insurance Agency Inc

Address: 160 W Main St Apple Creek, OH 44606
Phone:
Website:
Info:

Capek Thomas C Insurance Agency

Address: 7826 Buss Rd Apple Creek, OH 44606
Phone:
Website:
Info:

Housing Demographics for 44606

Population Review for 44606 Zip Code

For the city of Apple Creek, the population within 44606 has increased to over 8,427 residents in population size. The current population total is 8,218. We have broken down the population based on race below. In 44606, there are over 4093 in male population and 4125 females.

PopulationValues
Total Population8,218
White Population7989
Black Population16
Hispanic Population150
Asian Population6
Hawaiian Population8
Indian Population3
Other Population47
Male Population4093
Female Population4125
Population Estimate8427

Household Data for 44606

The average number of homes in 44606 is around 2,278, there are an average of 3.60 per household. The average house value according to local real estate values is around $209,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,278
Persons Per Household3.60
Average House Value$209,700
Income Per Household$65430
Median Age27.1
Median Age Male25.9
Median Age Female28.3
44606 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CityApple Creek
City Alias NameAPPLE CREEK
CountyWayne
County FIPS169
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA49300
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWooster, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses176
Number Of Employees1767
Business First Quarter Payroll14514
Business Annual Payroll74218
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population114520
CBSA Division Population0
Congressional District07
Congressional LandArea3864.76
Delivery Residential2341
Delivery Business112
Delivery Total3169
Preferred Last Line KeyX20088
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20088
Land Area42.466000
Water Area0.057000
City Alias Code
City Mixed CaseApple Creek
City Alias Mixed CaseApple Creek
Box Count76
SFDU2230
MFDU0
State ANSI39
County ANSI169
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number380252
Unique ZIP Name
SSA State County Code36860
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseWayne

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]