Get multiple home insurance quotes in 44633. Our licensed 44633, OH agents are ready to serve you.

44633 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 44633 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Holmesville, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 44633 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Holmesville homeowners insurance rates, coverage options or home insurance types, please select Holmesville, OH Home Insurance Rates Online!

44633 Home Insurance Average Premiums

Local 44633 homeowners insurance quotes comparison

$426 /yr.

Shows Zip Code: 44633 lowest rates with discounts applied on average.

For the 44633, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$426 /yr.
Average Coverage:$676 /yr.
2600 sq. ft. or higher
(all discounts applied)
$976 /yr.

What is the average home insurance cost for a home in 44633?

  • • The average homeowners insurance premium paid annually for a home in 44633 is around $676 per year.

What does it cost on average per month for home insurance in 44633?

  • • Homeowners in 44633 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 44633?

  • • Autoowners in 44633 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Holmesville area, check out other zip codes nearby 44633.
Review average rates in another zip code:
44633 homeowners insurance rates

Home Replacement Cost Coverage in 44633

Average Building Cost Per Square Foot in 44633: $111

Location: Holmesville, Ohio (Holmes County)

Average Square Footage in 44633: 1,802 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44633 before you start any project. Holmesville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44633 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44633 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,802 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Holmesville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,802$200,000
Additional Upgrades & Added Features$1391,802$250,000
Major Home Updates or Advancements$1671,802$300,000

It's important to understand that when you estimate your replacement cost of your home in the 44633 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44633

Best Home & Auto Insurance Agencies in 44633

Housing Demographics for 44633

Population Review for 44633 Zip Code

For the city of Holmesville, the population within 44633 has increased to over 1,961 residents in population size. The current population total is 2,565. We have broken down the population based on race below. In 44633, there are over 1287 in male population and 1278 females.

PopulationValues
Total Population2,565
White Population2506
Black Population13
Hispanic Population15
Asian Population4
Hawaiian Population0
Indian Population2
Other Population1
Male Population1287
Female Population1278
Population Estimate1961

Household Data for 44633

The average number of homes in 44633 is around 748, there are an average of 3.40 per household. The average house value according to local real estate values is around $200,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode748
Persons Per Household3.40
Average House Value$200,000
Income Per Household$67141
Median Age30.7
Median Age Male28.6
Median Age Female31.8
44633 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityHolmesville
City Alias NameHOLMESVILLE
CountyHolmes
County FIPS075
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses77
Number Of Employees898
Business First Quarter Payroll9819
Business Annual Payroll45388
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07|12
Congressional LandArea3864.76|2271.91
Delivery Residential577
Delivery Business25
Delivery Total1251
Preferred Last Line KeyX21343
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX21343
Land Area22.373000
Water Area0.023000
City Alias Code
City Mixed CaseHolmesville
City Alias Mixed CaseHolmesville
Box Count199
SFDU577
MFDU0
State ANSI39
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number383661
Unique ZIP Name
SSA State County Code36390
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseHolmes

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]