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44634, OH Home Insurance

In the zip code of 44634, the population size is around 1,995, which consists of 766 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Homeworth, OH. A few years ago, a study was done and found that the average home insurance rates for Ohio are around $655 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 44634 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Homeworth. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Homeworth, OH Homeowners Insurance Online Rates Today!

44634 Home Insurance Average Premiums

Local 44634 homeowners insurance quotes comparison

$405 /yr.

Shows Zip Code: 44634 lowest rates with discounts applied on average.

For the 44634, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$405 /yr.
Average Coverage:$655 /yr.
2600 sq. ft. or higher
(all discounts applied)
$955 /yr.

What is the average home insurance cost for a home in 44634?

  • • The average homeowners insurance premium paid annually for a home in 44634 is around $655 per year.

What does it cost on average per month for home insurance in 44634?

  • • Homeowners in 44634 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 44634?

  • • Autoowners in 44634 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Homeworth area, check out other zip codes nearby 44634.
Review average rates in another zip code:
44634 homeowners insurance rates

Home Replacement Cost Coverage in 44634

Average Building Cost Per Square Foot in 44634: $111

Location: Homeworth, Ohio (Columbiana County)

Average Square Footage in 44634: 1,092 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44634 before you start any project. Homeworth homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44634 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44634 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,092 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Homeworth area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,092$121,200
Additional Upgrades & Added Features$1391,092$151,500
Major Home Updates or Advancements$1671,092$181,800

It's important to understand that when you estimate your replacement cost of your home in the 44634 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44634

Best Home & Auto Insurance Agencies in 44634

Housing Demographics for 44634

Population Review for 44634 Zip Code

For the city of Homeworth, the population within 44634 has increased to over 2,043 residents in population size. The current population total is 1,995. We have broken down the population based on race below. In 44634, there are over 1031 in male population and 964 females.

PopulationValues
Total Population1,995
White Population1922
Black Population1
Hispanic Population13
Asian Population5
Hawaiian Population0
Indian Population0
Other Population0
Male Population1031
Female Population964
Population Estimate2043

Household Data for 44634

The average number of homes in 44634 is around 766, there are an average of 2.60 per household. The average house value according to local real estate values is around $121,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode766
Persons Per Household2.60
Average House Value$121,200
Income Per Household$52128
Median Age46.9
Median Age Male45.3
Median Age Female49.1
44634 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code234/330
CityHomeworth
City Alias NameHOMEWORTH
CountyColumbiana
County FIPS029
State FIPS39
Time Zone5
Day Light SavingY
MSA9320
PMSA
CSA566
CBSA41400
CBSA_DIV
CBSA_TypeMicro
CBSA_NameSalem, OH
MSA_NameYoungstown-Warren, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses26
Number Of Employees134
Business First Quarter Payroll1001
Business Annual Payroll5031
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential786
Delivery Business12
Delivery Total855
Preferred Last Line KeyX21346
Classification Code
Multi-CountyY
CSA NameYoungstown-Warren-Salem, OH
CBSA_DIV_Name
City State KeyX21346
Land Area18.171000
Water Area0.027000
City Alias Code
City Mixed CaseHomeworth
City Alias Mixed CaseHomeworth
Box Count39
SFDU786
MFDU0
State ANSI39
County ANSI029
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number383682
Unique ZIP Name
SSA State County Code36140
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID13
County Mixed CaseColumbiana

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]