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44641 Homeowners Insurance Quotes & Coverage Options
If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 44641 zip code find a great new policy that offers the coverage they need at a price they can afford.
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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 44641 and start shopping.
Quickly and Easily Compare Average Rates for 44641
You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Louisville, OH home insurance quotes in your local city and review the most competitive coverages and premiums.
Average Policy Rates in 44641
Homeowners in Louisville are paying roughly $652 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.
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44641 Home Insurance Average Premiums
$402 /yr.
Shows Zip Code: 44641 lowest rates with discounts applied on average.
For the 44641, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $402 /yr. |
| Average Coverage: | $652 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $952 /yr. |
What is the average home insurance cost for a home in 44641?
- • The average homeowners insurance premium paid annually for a home in 44641 is around $652 per year.
What does it cost on average per month for home insurance in 44641?
- • Homeowners in 44641 pay a monthly average cost per month around $54.00.
What kind of discount could I get if I combine my home and auto insurance together in 44641?
- • Autoowners in 44641 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Louisville area, check out other zip codes nearby 44641.
Review average rates in another zip code:
44641 homeowners insurance rates
Home Replacement Cost Coverage in 44641
Average Building Cost Per Square Foot in 44641: $111
Location: Louisville, Ohio (Stark County)Average Square Footage in 44641: 1,449 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 44641 before you start any project. Louisville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44641 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 44641 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,449 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Louisville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $111 | 1,449 | $160,800 |
| Additional Upgrades & Added Features | $139 | 1,449 | $201,000 |
| Major Home Updates or Advancements | $167 | 1,449 | $241,200 |
It's important to understand that when you estimate your replacement cost of your home in the 44641 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 44641
Jon Rinkes Agency
Address: 619 W Main St Louisville, OH 44641Phone: (330)875-4613
Website:
Best Home & Auto Insurance Agencies in 44641
Allstate Insurance Company - Linda Dinunzio
Address: 1001 W Main St Louisville, OH 44641Phone:
Website: http://www.allstateagencies.com/006387?cid=OTC-YP.com-IYP&att=TL
Info:
Jon Rinkes Agency
Address: 619 W Main St Louisville, OH 44641Phone:
Website:
Info:
Meadows Insurance Agency
Address: 507 E Main St Louisville, OH 44641Phone:
Website:
Info:
American Family Insurance - Teresa S Kreinbrink
Address: 113 E Main St Louisville, OH 44641Phone:
Website: http://www.amfam.com/
Info:
Housing Demographics for 44641
Population Review for 44641 Zip Code
For the city of Louisville, the population within 44641 has increased to over 21,160 residents in population size. The current population total is 20,399. We have broken down the population based on race below. In 44641, there are over 9997 in male population and 10402 females.
| Population | Values |
|---|---|
| Total Population | 20,399 |
| White Population | 19142 |
| Black Population | 145 |
| Hispanic Population | 340 |
| Asian Population | 89 |
| Hawaiian Population | 4 |
| Indian Population | 31 |
| Other Population | 100 |
| Male Population | 9997 |
| Female Population | 10402 |
| Population Estimate | 21160 |
Household Data for 44641
The average number of homes in 44641 is around 8,226, there are an average of 2.43 per household. The average house value according to local real estate values is around $160,800. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 8,226 |
| Persons Per Household | 2.43 |
| Average House Value | $160,800 |
| Income Per Household | $69990 |
| Median Age | 43.7 |
| Median Age Male | 42.0 |
| Median Age Female | 45.3 |
| 44641 Details | Values |
|---|---|
| State | OH |
| State Full Name | Ohio |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 330/234 |
| City | Louisville |
| City Alias Name | LOUISVILLE |
| County | Stark |
| County FIPS | 151 |
| State FIPS | 39 |
| Time Zone | 5 |
| Day Light Saving | Y |
| MSA | 1320 |
| PMSA | |
| CSA | 184 |
| CBSA | 15940 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Canton-Massillon, OH |
| MSA_Name | Canton-Massillon, OH MSA |
| PMSA_Name | |
| Region | Midwest |
| Division | East North Central |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 301 |
| Number Of Employees | 4489 |
| Business First Quarter Payroll | 44488 |
| Business Annual Payroll | 180004 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 404422 |
| CBSA Division Population | 0 |
| Congressional District | 06|13 |
| Congressional LandArea | 7215.03|894.3 |
| Delivery Residential | 8708 |
| Delivery Business | 313 |
| Delivery Total | 9243 |
| Preferred Last Line Key | X21680 |
| Classification Code | |
| Multi-County | |
| CSA Name | Cleveland-Akron-Canton, OH |
| CBSA_DIV_Name | |
| City State Key | X21680 |
| Land Area | 54.883000 |
| Water Area | 0.124000 |
| City Alias Code | |
| City Mixed Case | Louisville |
| City Alias Mixed Case | Louisville |
| Box Count | 133 |
| SFDU | 8051 |
| MFDU | 336 |
| State ANSI | 39 |
| County ANSI | 151 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | Y |
| Carrier Route Rate Sortation | D |
| Finance Number | 384613 |
| Unique ZIP Name | |
| SSA State County Code | 36770 |
| Medicare CBSA Code | 15940 |
| Medicare CBSA Name | Canton-Massillon, OH |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 15 |
| County Mixed Case | Stark |
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