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Home Insurance Rates in 44661

For homeowners shopping online in 44661, our insurance rates are very competitive for homeowners living in Nashville, OH. Many homeowners based out of the great city of Nashville have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about which rates and coverage options are best suited for you and your family. To get free home insurance quotes in 44661, simply click the "Get Multiple Quotes Now" button. Your 44661 should appear in the zip code field ready to go. We only need some basic home information to start running multiple quotes for you. Nashville, OH Home Insurance Rate Quotes are available for you, we easily review and compare multiple coverage and rate options.

44661 Home Insurance Rating is: Very Low!

If you live in 44661, you can easily save up to 40% off the average home insurance premium of $660 a year by letting us help you compare the best rate and coverage option for your home. We can compare up to 12 major top rated home insurance companies all at once. We also will do a professional analysis to determine which coverage is best suited to cover the risk that you need. Home insurance in Nashville can come in a variety of different packages, it's important to understand which homeowners policy is best. Let us help you compare home insurance rates in 44661 today!

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44661 Home Insurance Average Premiums

Local 44661 homeowners insurance quotes comparison

$410 /yr.

Shows Zip Code: 44661 lowest rates with discounts applied on average.

For the 44661, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$410 /yr.
Average Coverage:$660 /yr.
2600 sq. ft. or higher
(all discounts applied)
$960 /yr.

What is the average home insurance cost for a home in 44661?

  • • The average homeowners insurance premium paid annually for a home in 44661 is around $660 per year.

What does it cost on average per month for home insurance in 44661?

  • • Homeowners in 44661 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 44661?

  • • Autoowners in 44661 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Nashville area, check out other zip codes nearby 44661.
Review average rates in another zip code:
44661 homeowners insurance rates

Home Replacement Cost Coverage in 44661

Average Building Cost Per Square Foot in 44661: $111

Location: Nashville, Ohio (Holmes County)

Average Square Footage in 44661: 733 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44661 before you start any project. Nashville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44661 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44661 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 733 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Nashville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111733$81,400
Additional Upgrades & Added Features$139733$101,750
Major Home Updates or Advancements$167733$122,100

It's important to understand that when you estimate your replacement cost of your home in the 44661 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44661

Best Home & Auto Insurance Agencies in 44661

Housing Demographics for 44661

Population Review for 44661 Zip Code

For the city of Nashville, the population within 44661 has increased to over 0 residents in population size. The current population total is 248. We have broken down the population based on race below. In 44661, there are over 129 in male population and 119 females.

PopulationValues
Total Population248
White Population232
Black Population0
Hispanic Population3
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population129
Female Population119
Population Estimate0

Household Data for 44661

The average number of homes in 44661 is around 89, there are an average of 2.79 per household. The average house value according to local real estate values is around $81,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode89
Persons Per Household2.79
Average House Value$81,400
Income Per Household$42500
Median Age36.3
Median Age Male35.2
Median Age Female37.2
44661 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code234/330
CityNashville
City Alias NameNASHVILLE
CountyHolmes
County FIPS075
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses3
Number Of Employees25
Business First Quarter Payroll68
Business Annual Payroll353
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District07
Congressional LandArea3864.76
Delivery Residential0
Delivery Business0
Delivery Total99
Preferred Last Line KeyX22054
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX22054
Land Area0.659000
Water Area0.000000
City Alias Code
City Mixed CaseNashville
City Alias Mixed CaseNashville
Box Count91
SFDU0
MFDU0
State ANSI39
County ANSI075
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number385628
Unique ZIP Name
SSA State County Code36390
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseHolmes

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]