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Home Insurance Quotes in 44666

Are you shopping for a cheaper homeowners insurance rate in 44666? Our rates are very competitive for homeowners living in North Lawrence, OH. Many homeowners located in the 44666 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our online quoting process is free to use and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. If you are unsure which policy is best for you, then please contact us so we can help you understand what coverage package you need to protect your home in 44666. To get free 44666 home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 44666 zip code should appear in the zip code field ready to go. Shopping North Lawrence, OH Homeowners Insurance Rates is easy, just click, complete your online quoting application for the property address located in 44666 to review the best rate coverages.

Your 44666 Home Insurance Costs Is Rated: Very Low!

For the great city of North Lawrence, the average home insurance premium paid annually is around $617 for a standard HO-3 homeowners policy. It's important to know that you may need additional coverage like flood or earthquake insurance to cover your home. Most basic home insurance policies do not provide enough coverage to provide the risk and protection you need. Our Ohio specific quoting application process is designed to meet the needs of the homeowner and we can provide the most competitive rates with enhanced coverage options. If you live in North Lawrence and need insurance on your home in the 44666 zip code, then it is important to use our service and easily discover more affordable homeowners insurance rates.

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44666 Home Insurance Average Premiums

Local 44666 homeowners insurance quotes comparison

$367 /yr.

Shows Zip Code: 44666 lowest rates with discounts applied on average.

For the 44666, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$367 /yr.
Average Coverage:$617 /yr.
2600 sq. ft. or higher
(all discounts applied)
$917 /yr.

What is the average home insurance cost for a home in 44666?

  • • The average homeowners insurance premium paid annually for a home in 44666 is around $617 per year.

What does it cost on average per month for home insurance in 44666?

  • • Homeowners in 44666 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 44666?

  • • Autoowners in 44666 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the North Lawrence area, check out other zip codes nearby 44666.
Review average rates in another zip code:
44666 homeowners insurance rates

Home Replacement Cost Coverage in 44666

Average Building Cost Per Square Foot in 44666: $111

Location: North Lawrence, Ohio (Stark County)

Average Square Footage in 44666: 1,371 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44666 before you start any project. North Lawrence homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44666 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44666 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,371 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the North Lawrence area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,371$152,200
Additional Upgrades & Added Features$1391,371$190,250
Major Home Updates or Advancements$1671,371$228,300

It's important to understand that when you estimate your replacement cost of your home in the 44666 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44666

Best Home & Auto Insurance Agencies in 44666

Housing Demographics for 44666

Population Review for 44666 Zip Code

For the city of North Lawrence, the population within 44666 has increased to over 2,790 residents in population size. The current population total is 2,935. We have broken down the population based on race below. In 44666, there are over 1496 in male population and 1439 females.

PopulationValues
Total Population2,935
White Population2773
Black Population12
Hispanic Population29
Asian Population17
Hawaiian Population1
Indian Population7
Other Population23
Male Population1496
Female Population1439
Population Estimate2790

Household Data for 44666

The average number of homes in 44666 is around 1,119, there are an average of 2.62 per household. The average house value according to local real estate values is around $152,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,119
Persons Per Household2.62
Average House Value$152,200
Income Per Household$81597
Median Age46.0
Median Age Male46.4
Median Age Female45.4
44666 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationN LAWRENCE
Area Code234/330
CityNorth Lawrence
City Alias NameNORTH LAWRENCE
CountyStark
County FIPS151
State FIPS39
Time Zone5
Day Light SavingY
MSA1320
PMSA
CSA184
CBSA15940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCanton-Massillon, OH
MSA_NameCanton-Massillon, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses49
Number Of Employees277
Business First Quarter Payroll2302
Business Annual Payroll12101
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population404422
CBSA Division Population0
Congressional District07|13
Congressional LandArea3864.76|894.3
Delivery Residential1065
Delivery Business27
Delivery Total1233
Preferred Last Line KeyX22195
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX22195
Land Area23.478000
Water Area0.117000
City Alias Code
City Mixed CaseNorth Lawrence
City Alias Mixed CaseNorth Lawrence
Box Count116
SFDU1065
MFDU0
State ANSI39
County ANSI151
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number386097
Unique ZIP Name
SSA State County Code36770
Medicare CBSA Code15940
Medicare CBSA NameCanton-Massillon, OH
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseStark

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]