Get multiple home insurance quotes in 44672. Our licensed 44672, OH agents are ready to serve you.

Compare 44672 Home Insurance Rates

Are you looking to easily compare home insurance prices online for your home in the 44672 area? The average homeowners premium in Ohio for a standard homeowners policy is around $638/yr., paid annually through your mortgage provider if your home is not currently paid in full. A standard policy for your home is referred to as an HO-3 policy which is the most common homeowners policy. This type of policy covers all perils, but will exclude certain major perils like flood and earthquake damage. The exceptions are listed on your current policy so it is important to know what type of coverage you currently have so you can compare the best home insurance rates, companies and policy protection. In the 44672 zip code, the population size is around 4,589 with 2,034 currently occupied homeowners. Our online quoting process helps make it easy for you to shop and compare the best home insurance rates for your home in 44672.

Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes. Easily shop the best rates for Sebring, OH Homeowners Insurance. Compare companies, quotes, coverages and more.

Avg. OH RateDiscountsSavingsShop Rates
$871up to 40% off$348

44672 Home Insurance Average Premiums

Local 44672 homeowners insurance quotes comparison

$388 /yr.

Shows Zip Code: 44672 lowest rates with discounts applied on average.

For the 44672, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$388 /yr.
Average Coverage:$638 /yr.
2600 sq. ft. or higher
(all discounts applied)
$938 /yr.

What is the average home insurance cost for a home in 44672?

  • • The average homeowners insurance premium paid annually for a home in 44672 is around $638 per year.

What does it cost on average per month for home insurance in 44672?

  • • Homeowners in 44672 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44672?

  • • Autoowners in 44672 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sebring area, check out other zip codes nearby 44672.
Review average rates in another zip code:
44672 homeowners insurance rates

Home Replacement Cost Coverage in 44672

Average Building Cost Per Square Foot in 44672: $111

Location: Sebring, Ohio (Mahoning County)

Average Square Footage in 44672: 774 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44672 before you start any project. Sebring homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44672 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44672 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 774 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sebring area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111774$85,900
Additional Upgrades & Added Features$139774$107,375
Major Home Updates or Advancements$167774$128,850

It's important to understand that when you estimate your replacement cost of your home in the 44672 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44672

Best Home & Auto Insurance Agencies in 44672

Housing Demographics for 44672

Population Review for 44672 Zip Code

For the city of Sebring, the population within 44672 has increased to over 4,496 residents in population size. The current population total is 4,589. We have broken down the population based on race below. In 44672, there are over 2124 in male population and 2465 females.

PopulationValues
Total Population4,589
White Population4395
Black Population15
Hispanic Population46
Asian Population13
Hawaiian Population2
Indian Population6
Other Population10
Male Population2124
Female Population2465
Population Estimate4496

Household Data for 44672

The average number of homes in 44672 is around 2,034, there are an average of 2.13 per household. The average house value according to local real estate values is around $85,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,034
Persons Per Household2.13
Average House Value$85,900
Income Per Household$43253
Median Age50.5
Median Age Male46.9
Median Age Female53.9
44672 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CitySebring
City Alias NameSEBRING
CountyMahoning
County FIPS099
State FIPS39
Time Zone5
Day Light SavingY
MSA9320
PMSA
CSA566
CBSA49660
CBSA_DIV
CBSA_TypeMetro
CBSA_NameYoungstown-Warren, OH
MSA_NameYoungstown-Warren, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees1309
Business First Quarter Payroll12486
Business Annual Payroll55354
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population565773
CBSA Division Population0
Congressional District06
Congressional LandArea7215.03
Delivery Residential2111
Delivery Business94
Delivery Total2291
Preferred Last Line KeyX22760
Classification Code
Multi-County
CSA NameYoungstown-Warren-Salem, OH
CBSA_DIV_Name
City State KeyX22760
Land Area3.150000
Water Area0.023000
City Alias Code
City Mixed CaseSebring
City Alias Mixed CaseSebring
Box Count48
SFDU1598
MFDU422
State ANSI39
County ANSI099
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number387511
Unique ZIP Name
SSA State County Code36510
Medicare CBSA Code49660
Medicare CBSA NameYoungstown-Warren-Boardman, OH-PA
Medicare CBSA TypeMetro
Market Rating Area ID13
County Mixed CaseMahoning

Ohio Homeowners Insurance News & Information

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]