Get multiple home insurance quotes in 44677. Our licensed 44677, OH agents are ready to serve you.

Compare 44677 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Smithville just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 1,055 neighbors looking to save on their home insurance policy in the local 44677 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 44677. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Smithville, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Smithville, OH

44677 Home Insurance Average Premiums

Local 44677 homeowners insurance quotes comparison

$384 /yr.

Shows Zip Code: 44677 lowest rates with discounts applied on average.

For the 44677, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$384 /yr.
Average Coverage:$634 /yr.
2600 sq. ft. or higher
(all discounts applied)		$934 /yr.

What is the average home insurance cost for a home in 44677?

  • • The average homeowners insurance premium paid annually for a home in 44677 is around $634 per year.

What does it cost on average per month for home insurance in 44677?

  • • Homeowners in 44677 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44677?

  • • Autoowners in 44677 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Smithville area, check out other zip codes nearby 44677.
Review average rates in another zip code:
44677 homeowners insurance rates

Home Replacement Cost Coverage in 44677

Average Building Cost Per Square Foot in 44677: $111

Location: Smithville, Ohio (Wayne County)

Average Square Footage in 44677: 1,408 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44677 before you start any project. Smithville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44677 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44677 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,408 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Smithville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,408$156,300
Additional Upgrades & Added Features$1391,408$195,375
Major Home Updates or Advancements$1671,408$234,450

It's important to understand that when you estimate your replacement cost of your home in the 44677 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44677

Best Home & Auto Insurance Agencies in 44677

Clark Agency

Address: 122 E Main St Smithville, OH 44677
Phone:
Website:
Info:

Housing Demographics for 44677

Population Review for 44677 Zip Code

For the city of Smithville, the population within 44677 has increased to over 2,777 residents in population size. The current population total is 2,805. We have broken down the population based on race below. In 44677, there are over 1403 in male population and 1402 females.

PopulationValues
Total Population2,805
White Population2635
Black Population22
Hispanic Population36
Asian Population15
Hawaiian Population5
Indian Population2
Other Population14
Male Population1403
Female Population1402
Population Estimate2777

Household Data for 44677

The average number of homes in 44677 is around 1,055, there are an average of 2.66 per household. The average house value according to local real estate values is around $156,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,055
Persons Per Household2.66
Average House Value$156,300
Income Per Household$57500
Median Age40.0
Median Age Male39.8
Median Age Female40.1
44677 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CitySmithville
City Alias NameSMITHVILLE
CountyWayne
County FIPS169
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA49300
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWooster, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses56
Number Of Employees483
Business First Quarter Payroll3946
Business Annual Payroll20312
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population114520
CBSA Division Population0
Congressional District07
Congressional LandArea3864.76
Delivery Residential1044
Delivery Business54
Delivery Total1251
Preferred Last Line KeyX22820
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX22820
Land Area16.988000
Water Area0.014000
City Alias Code
City Mixed CaseSmithville
City Alias Mixed CaseSmithville
Box Count97
SFDU1023
MFDU0
State ANSI39
County ANSI169
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number387700
Unique ZIP Name
SSA State County Code36860
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID14
County Mixed CaseWayne

Ohio Homeowners Insurance News & Information

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    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]