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44681, OH Homeowners Insurance Rates

With a population size of 8,053 and with 2,609 occupied homes in the 44681 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Sugarcreek, OH are around $713 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Sugarcreek, Ohio. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Ohio home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Sugarcreek, OH.

For Ohio home insurance information, including average Sugarcreek home insurance rates, coverage options or the different homeowners insurance types, please select Sugarcreek, OH Home Insurance Quotes Now!

44681 Home Insurance Average Premiums

Local 44681 homeowners insurance quotes comparison

$463 /yr.

Shows Zip Code: 44681 lowest rates with discounts applied on average.

For the 44681, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$463 /yr.
Average Coverage:$713 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1013 /yr.

What is the average home insurance cost for a home in 44681?

  • • The average homeowners insurance premium paid annually for a home in 44681 is around $713 per year.

What does it cost on average per month for home insurance in 44681?

  • • Homeowners in 44681 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 44681?

  • • Autoowners in 44681 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Sugarcreek area, check out other zip codes nearby 44681.
Review average rates in another zip code:
44681 homeowners insurance rates

Home Replacement Cost Coverage in 44681

Average Building Cost Per Square Foot in 44681: $111

Location: Sugarcreek, Ohio (Tuscarawas County)

Average Square Footage in 44681: 2,376 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44681 before you start any project. Sugarcreek homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44681 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44681 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,376 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Sugarcreek area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,376$263,700
Additional Upgrades & Added Features$1392,376$329,625
Major Home Updates or Advancements$1672,376$395,550

It's important to understand that when you estimate your replacement cost of your home in the 44681 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44681

Best Home & Auto Insurance Agencies in 44681

Housing Demographics for 44681

Population Review for 44681 Zip Code

For the city of Sugarcreek, the population within 44681 has increased to over 8,275 residents in population size. The current population total is 8,053. We have broken down the population based on race below. In 44681, there are over 4013 in male population and 4040 females.

PopulationValues
Total Population8,053
White Population7849
Black Population19
Hispanic Population117
Asian Population17
Hawaiian Population0
Indian Population8
Other Population43
Male Population4013
Female Population4040
Population Estimate8275

Household Data for 44681

The average number of homes in 44681 is around 2,609, there are an average of 3.09 per household. The average house value according to local real estate values is around $263,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,609
Persons Per Household3.09
Average House Value$263,700
Income Per Household$73750
Median Age32.0
Median Age Male31.6
Median Age Female32.5
44681 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330/234
CitySugarcreek
City Alias NameSUGARCREEK
CountyTuscarawas
County FIPS157
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA35420
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNew Philadelphia-Dover, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses277
Number Of Employees4476
Business First Quarter Payroll48127
Business Annual Payroll232601
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population92582
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential2678
Delivery Business164
Delivery Total3283
Preferred Last Line KeyX23022
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX23022
Land Area56.368000
Water Area0.021000
City Alias Code
City Mixed CaseSugarcreek
City Alias Mixed CaseSugarcreek
Box Count154
SFDU2552
MFDU24
State ANSI39
County ANSI157
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number388029
Unique ZIP Name
SSA State County Code36800
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID16
County Mixed CaseTuscarawas

Ohio Homeowners Insurance News & Information

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    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]