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44718 Homeowners Insurance Quotes & Rates

Canton residents living within the 5,553 homes available in the zip code of 44718 are shopping online to compare cheaper and more affordable Canton, OH home insurance rates. In the great city of Canton, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Ohio is around $627 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 44718 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 44718 home insurance rates today! Please give us a call now at 1-855-976-2656. For Canton, OH Homeowners Insurance Quotes, Click to easily get started!

44718 Home Insurance Average Premiums

Local 44718 homeowners insurance quotes comparison

$377 /yr.

Shows Zip Code: 44718 lowest rates with discounts applied on average.

For the 44718, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$377 /yr.
Average Coverage:$627 /yr.
2600 sq. ft. or higher
(all discounts applied)
$927 /yr.

What is the average home insurance cost for a home in 44718?

  • • The average homeowners insurance premium paid annually for a home in 44718 is around $627 per year.

What does it cost on average per month for home insurance in 44718?

  • • Homeowners in 44718 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 44718?

  • • Autoowners in 44718 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Canton area, check out other zip codes nearby 44718.
Review average rates in another zip code:
44707 homeowners insurance rates
44703 homeowners insurance rates
44706 homeowners insurance rates
44704 homeowners insurance rates
44714 homeowners insurance rates
44702 homeowners insurance rates
44721 homeowners insurance rates
44718 homeowners insurance rates
44708 homeowners insurance rates
44710 homeowners insurance rates

Home Replacement Cost Coverage in 44718

Average Building Cost Per Square Foot in 44718: $111

Location: Canton, Ohio (Stark County)

Average Square Footage in 44718: 2,089 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44718 before you start any project. Canton homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44718 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44718 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,089 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Canton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,089$231,900
Additional Upgrades & Added Features$1392,089$289,875
Major Home Updates or Advancements$1672,089$347,850

It's important to understand that when you estimate your replacement cost of your home in the 44718 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44718

Best Home & Auto Insurance Agencies in 44718

Allstate Insurance Company - David Alder

Address: 4432 Belden Village St NW Canton, OH 44718
Phone:
Website: http://www.allstateagencies.com/048994?cid=OTC-YP.com-IYP&att=TL
Info:

Tim Willoughby-Farmers Insurance District Manager

Address: 4033 Whipple Ave NW, Ste C Canton, OH 44718
Phone:
Website:
Info:

Morgan- Daniel E

Address: 4197 Fulton Dr NW Canton, OH 44718
Phone:
Website:
Info:

Anthem Blue Cross and Blue Shield

Address: 4150 Belden Village St NW Canton, OH 44718
Phone:
Website:
Info:

Nancy Wise-Miller Insurance Agency

Address: 4605 Fulton Dr NW Canton, OH 44718
Phone:
Website:
Info:

Housing Demographics for 44718

Population Review for 44718 Zip Code

For the city of Canton, the population within 44718 has increased to over 13,601 residents in population size. The current population total is 12,607. We have broken down the population based on race below. In 44718, there are over 6067 in male population and 6540 females.

PopulationValues
Total Population12,607
White Population10724
Black Population665
Hispanic Population340
Asian Population435
Hawaiian Population4
Indian Population13
Other Population83
Male Population6067
Female Population6540
Population Estimate13601

Household Data for 44718

The average number of homes in 44718 is around 5,553, there are an average of 2.25 per household. The average house value according to local real estate values is around $231,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,553
Persons Per Household2.25
Average House Value$231,900
Income Per Household$75300
Median Age46.3
Median Age Male44.7
Median Age Female48.0
44718 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code330
CityCanton
City Alias NameCANTON
CountyStark
County FIPS151
State FIPS39
Time Zone5
Day Light SavingY
MSA1320
PMSA
CSA184
CBSA15940
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCanton-Massillon, OH
MSA_NameCanton-Massillon, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1012
Number Of Employees15921
Business First Quarter Payroll170405
Business Annual Payroll716925
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population404422
CBSA Division Population0
Congressional District13
Congressional LandArea894.3
Delivery Residential6045
Delivery Business1054
Delivery Total6968
Preferred Last Line KeyX20447
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX20447
Land Area8.367000
Water Area0.307000
City Alias Code
City Mixed CaseCanton
City Alias Mixed CaseCanton
Box Count0
SFDU4258
MFDU1083
State ANSI39
County ANSI151
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number381323
Unique ZIP Name
SSA State County Code36770
Medicare CBSA Code15940
Medicare CBSA NameCanton-Massillon, OH
Medicare CBSA TypeMetro
Market Rating Area ID15
County Mixed CaseStark

Ohio Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]