Get multiple home insurance quotes in 44839. Our licensed 44839, OH agents are ready to serve you.

44839 Home Insurance Rates

For homeowners living in 44839, the population estimates are increasing to well over 12,472 with 5,533 occupied homes within the zip code of 44839. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Huron have increased and the average home insurance premium is around $656 per year in 44839. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 44839 zip code today so we can help you find affordable Huron, OH home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 44839

Please select one of the three options below based on your 44839 zip code to learn more about Ohio homeowners insurance, plus review average rates and information per state, county or city.

  1. Ohio Homeowners Insurance Quotes
  2. Erie County, OH Home Insurance
  3. Huron, OH Home Insurance Quotes

44839 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 44839 zip code just got easier with GetHomeInsuranceQuotes.com of Huron, OH. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 44839 today and let us help you review the best home insurance quotes available for homeowners living in Huron.

Get 44839 Homeowners Insurance Rates Now!

44839 Home Insurance Average Premiums

Local 44839 homeowners insurance quotes comparison

$406 /yr.

Shows Zip Code: 44839 lowest rates with discounts applied on average.

For the 44839, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$406 /yr.
Average Coverage:$656 /yr.
2600 sq. ft. or higher
(all discounts applied)
$956 /yr.

What is the average home insurance cost for a home in 44839?

  • • The average homeowners insurance premium paid annually for a home in 44839 is around $656 per year.

What does it cost on average per month for home insurance in 44839?

  • • Homeowners in 44839 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 44839?

  • • Autoowners in 44839 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Huron area, check out other zip codes nearby 44839.
Review average rates in another zip code:
44839 homeowners insurance rates

Home Replacement Cost Coverage in 44839

Average Building Cost Per Square Foot in 44839: $111

Location: Huron, Ohio (Erie County)

Average Square Footage in 44839: 1,749 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44839 before you start any project. Huron homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44839 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44839 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,749 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Huron area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,749$194,100
Additional Upgrades & Added Features$1391,749$242,625
Major Home Updates or Advancements$1671,749$291,150

It's important to understand that when you estimate your replacement cost of your home in the 44839 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44839

Best Home & Auto Insurance Agencies in 44839

Bruce Jacobs Insurance Agy Inc - State Farm Insurance Agent

Address: 533 Cleveland Rd E Huron, OH 44839
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Nationwide Insurance

Address: 2012 Cleveland Rd W Huron, OH 44839
Phone:
Website:
Info:

Housing Demographics for 44839

Population Review for 44839 Zip Code

For the city of Huron, the population within 44839 has increased to over 13,348 residents in population size. The current population total is 12,472. We have broken down the population based on race below. In 44839, there are over 6006 in male population and 6466 females.

PopulationValues
Total Population12,472
White Population11566
Black Population113
Hispanic Population374
Asian Population79
Hawaiian Population3
Indian Population23
Other Population84
Male Population6006
Female Population6466
Population Estimate13348

Household Data for 44839

The average number of homes in 44839 is around 5,533, there are an average of 2.22 per household. The average house value according to local real estate values is around $194,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode5,533
Persons Per Household2.22
Average House Value$194,100
Income Per Household$64826
Median Age50.3
Median Age Male48.9
Median Age Female51.9
44839 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code567/419
CityHuron
City Alias NameHURON
CountyErie
County FIPS043
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA41780
CBSA_DIV
CBSA_TypeMetro
CBSA_NameSandusky, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses238
Number Of Employees3274
Business First Quarter Payroll31816
Business Annual Payroll144459
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population77079
CBSA Division Population0
Congressional District09
Congressional LandArea464.65
Delivery Residential6013
Delivery Business270
Delivery Total6511
Preferred Last Line KeyX21375
Classification Code
Multi-County
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX21375
Land Area36.087000
Water Area6.021000
City Alias Code
City Mixed CaseHuron
City Alias Mixed CaseHuron
Box Count137
SFDU4529
MFDU357
State ANSI39
County ANSI043
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number383766
Unique ZIP Name
SSA State County Code36220
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseErie

Ohio Homeowners Insurance News & Information

  • 2025 Spring Cleaning Insurance Tips for Homeowners Posted on Monday 31st March, 2025

    Spring is here, the days are getting longer, the weather is warming up and the trees are starting to bud. All of this makes it a great time for homeowners to knock out some spring cleaning and home maintenance.  We thought it might be a good idea to look at some spring cleaning and maintenance […]

  • Homeowners Now Use This Strategy To Save Money on Home Insurance. Is It a Good Idea? Posted on Wednesday 26th March, 2025

    According to a new Market Watch article, homeowners who are struggling with the cost of higher homeowner insurance premiums are making the move to policies with higher deductibles to help lower their costs. While this strategy may work for some, it is not the best idea for everyone.  Data from the Intercontinental Exchange (ICE) showed […]

  • Florida Homeowners With Insurance Are Struggling to Get Claims Paid – Why? Posted on Wednesday 19th March, 2025

    According to a recent Moneywise article, homeowners with insurance coverage in Florida are struggling to get claims paid.  Chad Zalva, a single dad in Riverview, Florida, was cited as an example in the article as a homeowner who is carrying homeowners insurance but was recently surprised to learn that the damage to his home from […]