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44841 Homeowners Insurance Quotes & Rates

Kansas residents living within the 308 homes available in the zip code of 44841 are shopping online to compare cheaper and more affordable Kansas, OH home insurance rates. In the great city of Kansas, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Ohio is around $640 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 44841 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 44841 home insurance rates today! Please give us a call now at 1-855-976-2656. For Kansas, OH Homeowners Insurance Quotes, Click to easily get started!

44841 Home Insurance Average Premiums

Local 44841 homeowners insurance quotes comparison

$390 /yr.

Shows Zip Code: 44841 lowest rates with discounts applied on average.

For the 44841, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$390 /yr.
Average Coverage:$640 /yr.
2600 sq. ft. or higher
(all discounts applied)
$940 /yr.

What is the average home insurance cost for a home in 44841?

  • • The average homeowners insurance premium paid annually for a home in 44841 is around $640 per year.

What does it cost on average per month for home insurance in 44841?

  • • Homeowners in 44841 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 44841?

  • • Autoowners in 44841 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Kansas area, check out other zip codes nearby 44841.
Review average rates in another zip code:
44841 homeowners insurance rates

Home Replacement Cost Coverage in 44841

Average Building Cost Per Square Foot in 44841: $111

Location: Kansas, Ohio (Seneca County)

Average Square Footage in 44841: 657 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44841 before you start any project. Kansas homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44841 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44841 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 657 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Kansas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111657$72,900
Additional Upgrades & Added Features$139657$91,125
Major Home Updates or Advancements$167657$109,350

It's important to understand that when you estimate your replacement cost of your home in the 44841 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44841

Best Home & Auto Insurance Agencies in 44841

Housing Demographics for 44841

Population Review for 44841 Zip Code

For the city of Kansas, the population within 44841 has increased to over 782 residents in population size. The current population total is 821. We have broken down the population based on race below. In 44841, there are over 398 in male population and 423 females.

PopulationValues
Total Population821
White Population761
Black Population2
Hispanic Population44
Asian Population0
Hawaiian Population0
Indian Population1
Other Population17
Male Population398
Female Population423
Population Estimate782

Household Data for 44841

The average number of homes in 44841 is around 308, there are an average of 2.67 per household. The average house value according to local real estate values is around $72,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode308
Persons Per Household2.67
Average House Value$72,900
Income Per Household$63750
Median Age42.6
Median Age Male41.2
Median Age Female44.5
44841 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityKansas
City Alias NameKANSAS
CountySeneca
County FIPS147
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA248
CBSA45660
CBSA_DIV
CBSA_TypeMicro
CBSA_NameTiffin, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses7
Number Of Employees59
Business First Quarter Payroll385
Business Annual Payroll5781
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population56745
CBSA Division Population0
Congressional District05|09
Congressional LandArea5626.47|464.65
Delivery Residential293
Delivery Business4
Delivery Total334
Preferred Last Line KeyX21464
Classification Code
Multi-CountyY
CSA NameFindlay-Tiffin, OH
CBSA_DIV_Name
City State KeyX21464
Land Area19.862000
Water Area0.000000
City Alias Code
City Mixed CaseKansas
City Alias Mixed CaseKansas
Box Count32
SFDU293
MFDU0
State ANSI39
County ANSI147
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number383997
Unique ZIP Name
SSA State County Code36750
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseSeneca

Ohio Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]