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44844 Home Insurance Quotes, Rates & Coverage

Are you looking for the right homeowners insurance policy at an affordable price for your home in 44844? There are over 296 occupied homes in the 44844 area. With a population size of 718, it's not uncommon for residence of Mc Cutchenville, OH to want to find cheaper home insurance rates online. The average premium for a standard HO-3 home insurance policy for homeowners living in Ohio is around $617 per year. At GetHomeInsuranceQuotes.com, we help you easily compare up to 12 home insurance rates from the top rated insurance companies. We also help you save money by applying all the home insurance credits and discounts available helping you save up to 40% or more on your next homeowners policy. Enter your 44844 zip code today to compare multiple rates and coverage options for your existing policy or a new home purchase.

For additional information about average home insurance rates, premiums or home insurance types, please review your city information: Mc Cutchenville, OH Home Insurance Rate Quotes

44844 Home Insurance Average Premiums

Local 44844 homeowners insurance quotes comparison

$367 /yr.

Shows Zip Code: 44844 lowest rates with discounts applied on average.

For the 44844, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$367 /yr.
Average Coverage:$617 /yr.
2600 sq. ft. or higher
(all discounts applied)
$917 /yr.

What is the average home insurance cost for a home in 44844?

  • • The average homeowners insurance premium paid annually for a home in 44844 is around $617 per year.

What does it cost on average per month for home insurance in 44844?

  • • Homeowners in 44844 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 44844?

  • • Autoowners in 44844 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Mc Cutchenville area, check out other zip codes nearby 44844.
Review average rates in another zip code:
44844 homeowners insurance rates

Home Replacement Cost Coverage in 44844

Average Building Cost Per Square Foot in 44844: $111

Location: Mc Cutchenville, Ohio (Wyandot County)

Average Square Footage in 44844: 1,370 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44844 before you start any project. Mc Cutchenville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44844 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44844 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,370 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Mc Cutchenville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,370$152,100
Additional Upgrades & Added Features$1391,370$190,125
Major Home Updates or Advancements$1671,370$228,150

It's important to understand that when you estimate your replacement cost of your home in the 44844 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44844

Best Home & Auto Insurance Agencies in 44844

Housing Demographics for 44844

Population Review for 44844 Zip Code

For the city of Mc Cutchenville, the population within 44844 has increased to over 602 residents in population size. The current population total is 718. We have broken down the population based on race below. In 44844, there are over 381 in male population and 337 females.

PopulationValues
Total Population718
White Population695
Black Population1
Hispanic Population18
Asian Population2
Hawaiian Population0
Indian Population0
Other Population3
Male Population381
Female Population337
Population Estimate602

Household Data for 44844

The average number of homes in 44844 is around 296, there are an average of 2.43 per household. The average house value according to local real estate values is around $152,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode296
Persons Per Household2.43
Average House Value$152,100
Income Per Household$62778
Median Age47.0
Median Age Male47.1
Median Age Female46.8
44844 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationMC CUTCHENVLE
Area Code419/567
CityMc Cutchenville
City Alias NameMC CUTCHENVILLE
CountyWyandot
County FIPS175
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees33
Business First Quarter Payroll226
Business Annual Payroll1082
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea5626.47
Delivery Residential248
Delivery Business3
Delivery Total327
Preferred Last Line KeyX21807
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX21807
Land Area18.380000
Water Area0.016000
City Alias Code
City Mixed CaseMc Cutchenville
City Alias Mixed CaseMc Cutchenville
Box Count65
SFDU248
MFDU0
State ANSI39
County ANSI175
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number384739
Unique ZIP Name
SSA State County Code36890
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWyandot

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