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44854 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 44854 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in New Washington, OH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 44854.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 44854 and start shopping.

Quickly and Easily Compare Average Rates for 44854

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Washington, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 44854

Homeowners in New Washington are paying roughly $678 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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44854 Home Insurance Average Premiums

Local 44854 homeowners insurance quotes comparison

$428 /yr.

Shows Zip Code: 44854 lowest rates with discounts applied on average.

For the 44854, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$428 /yr.
Average Coverage:$678 /yr.
2600 sq. ft. or higher
(all discounts applied)
$978 /yr.

What is the average home insurance cost for a home in 44854?

  • • The average homeowners insurance premium paid annually for a home in 44854 is around $678 per year.

What does it cost on average per month for home insurance in 44854?

  • • Homeowners in 44854 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 44854?

  • • Autoowners in 44854 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Washington area, check out other zip codes nearby 44854.
Review average rates in another zip code:
44854 homeowners insurance rates

Home Replacement Cost Coverage in 44854

Average Building Cost Per Square Foot in 44854: $111

Location: New Washington, Ohio (Crawford County)

Average Square Footage in 44854: 905 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44854 before you start any project. New Washington homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44854 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44854 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 905 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Washington area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111905$100,400
Additional Upgrades & Added Features$139905$125,500
Major Home Updates or Advancements$167905$150,600

It's important to understand that when you estimate your replacement cost of your home in the 44854 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44854

Best Home & Auto Insurance Agencies in 44854

Housing Demographics for 44854

Population Review for 44854 Zip Code

For the city of New Washington, the population within 44854 has increased to over 1,516 residents in population size. The current population total is 1,673. We have broken down the population based on race below. In 44854, there are over 863 in male population and 810 females.

PopulationValues
Total Population1,673
White Population1623
Black Population4
Hispanic Population16
Asian Population2
Hawaiian Population1
Indian Population1
Other Population5
Male Population863
Female Population810
Population Estimate1516

Household Data for 44854

The average number of homes in 44854 is around 702, there are an average of 2.38 per household. The average house value according to local real estate values is around $100,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode702
Persons Per Household2.38
Average House Value$100,400
Income Per Household$49758
Median Age44.2
Median Age Male43.5
Median Age Female45.3
44854 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias AbbreviationNEW WASHINGTN
Area Code567/419
CityNew Washington
City Alias NameNEW WASHINGTON
CountyCrawford
County FIPS033
State FIPS39
Time Zone5
Day Light SavingY
MSA4800
PMSA
CSA360
CBSA15340
CBSA_DIV
CBSA_TypeMicro
CBSA_NameBucyrus, OH
MSA_NameMansfield, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses35
Number Of Employees320
Business First Quarter Payroll2343
Business Annual Payroll11351
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population43784
CBSA Division Population0
Congressional District05
Congressional LandArea5626.47
Delivery Residential637
Delivery Business12
Delivery Total779
Preferred Last Line KeyX22135
Classification Code
Multi-CountyY
CSA NameMansfield-Ashland-Bucyrus, OH
CBSA_DIV_Name
City State KeyX22135
Land Area40.926000
Water Area0.013000
City Alias Code
City Mixed CaseNew Washington
City Alias Mixed CaseNew Washington
Box Count95
SFDU621
MFDU0
State ANSI39
County ANSI033
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number385971
Unique ZIP Name
SSA State County Code36160
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID7
County Mixed CaseCrawford

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