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Find the Best Home Insurance Rates in 44857

Shopping for homeowners insurance in 44857 is never fun, but it is a necessity if you want to find the best policy for your home while also keeping your premium affordable. If you live in Norwalk, OH and want to enhance your homeowners coverage while decreasing your annual premium, then let us help you shop the best rates and coverage options.

We can easily shop up to 12 competitive insurance companies so you can compare rates and coverage levels in the privacy of your own home. As an added bonus, our Ohio licensed agents will help you sort through your insurance options and answer any questions you may have about coverages and rates. As always, our service is completely free.

If you are ready to start searching for a new policy, simply click on the "Get Multiple Quotes Now" button. Your 44857 should populate in the zip code field and then you are ready to go. Enter some basic information on your home and we will get started on your quotes.

Home Insurance Rate Quotes in 44857

Find Norwalk, OH Homeowners Insurance Quotes to review the best coverage options in your area.

44857 Home Insurance Rating is: very low!

In 44857 the average premium is $697. We can help you save up to 40 percent off of the average premium by having up to 12 highly rated nationwide insurers compete for your business. Our agents will also do a professional analysis of your policy options to make sure you are getting the coverage you need at the best price.

A Quick Tip: For homeowners living in 44857, always keep an updated home inventory. This can be a game changer in the event you have to make a claim. It will make the claim process go quicker and ensure that you are fully and fairly reimbursed for your loss. There are tons of home inventory apps online that can make the tedious job of putting together an inventory quick and easy. As a bonus, your inventory is stored in the cloud so you always have access to it.

Start shopping for a great new policy right now. Get Multiple Home Insurance Rates in 44857!

44857 Home Insurance Average Premiums

Local 44857 homeowners insurance quotes comparison

$447 /yr.

Shows Zip Code: 44857 lowest rates with discounts applied on average.

For the 44857, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$447 /yr.
Average Coverage:$697 /yr.
2600 sq. ft. or higher
(all discounts applied)
$997 /yr.

What is the average home insurance cost for a home in 44857?

  • • The average homeowners insurance premium paid annually for a home in 44857 is around $697 per year.

What does it cost on average per month for home insurance in 44857?

  • • Homeowners in 44857 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 44857?

  • • Autoowners in 44857 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Norwalk area, check out other zip codes nearby 44857.
Review average rates in another zip code:
44857 homeowners insurance rates

Home Replacement Cost Coverage in 44857

Average Building Cost Per Square Foot in 44857: $111

Location: Norwalk, Ohio (Huron County)

Average Square Footage in 44857: 1,327 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 44857 before you start any project. Norwalk homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 44857 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 44857 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,327 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Norwalk area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,327$147,300
Additional Upgrades & Added Features$1391,327$184,125
Major Home Updates or Advancements$1671,327$220,950

It's important to understand that when you estimate your replacement cost of your home in the 44857 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 44857

Best Home & Auto Insurance Agencies in 44857

Cindy Norcross Ins Agency Inc - State Farm Insurance Agent

Address: 348 Milan Ave, #4 Norwalk, OH 44857
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Insurance Services

Address: 19 Whittlesey Ave Norwalk, OH 44857
Phone:
Website:
Info:

Housing Demographics for 44857

Population Review for 44857 Zip Code

For the city of Norwalk, the population within 44857 has increased to over 24,156 residents in population size. The current population total is 23,619. We have broken down the population based on race below. In 44857, there are over 11418 in male population and 12201 females.

PopulationValues
Total Population23,619
White Population20829
Black Population369
Hispanic Population1668
Asian Population136
Hawaiian Population4
Indian Population75
Other Population550
Male Population11418
Female Population12201
Population Estimate24156

Household Data for 44857

The average number of homes in 44857 is around 9,751, there are an average of 2.40 per household. The average house value according to local real estate values is around $147,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,751
Persons Per Household2.40
Average House Value$147,300
Income Per Household$58199
Median Age41.2
Median Age Male39.5
Median Age Female43.0
44857 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityNorwalk
City Alias NameNORWALK
CountyHuron
County FIPS077
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA184
CBSA35940
CBSA_DIV
CBSA_TypeMicro
CBSA_NameNorwalk, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses536
Number Of Employees9030
Business First Quarter Payroll95940
Business Annual Payroll452094
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population59626
CBSA Division Population0
Congressional District05|09
Congressional LandArea5626.47|464.65
Delivery Residential10065
Delivery Business633
Delivery Total10976
Preferred Last Line KeyX22229
Classification Code
Multi-CountyY
CSA NameCleveland-Akron-Canton, OH
CBSA_DIV_Name
City State KeyX22229
Land Area81.559000
Water Area0.534000
City Alias Code
City Mixed CaseNorwalk
City Alias Mixed CaseNorwalk
Box Count154
SFDU7858
MFDU540
State ANSI39
County ANSI077
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number386167
Unique ZIP Name
SSA State County Code36400
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseHuron

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]