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Quickly Revew Homeowners Insurance in 45014

If you own a home in Fairfield, OH you need a great homeowners policy to protect your home and possessions. Industry experts recommend shopping your homeowners insurance on a yearly basis to ensure that you are getting the best price and coverage levels.

GetHomeInsuranceQuotes.com can help you shop your coverage and find the best policy for your home in 45014 zip code. Our service is always free and we will gather quotes from up to 12 nationwide insurers so you can see all of your homeowners insurance options in one place. Our Ohio licensed agents will also review your needs and make sure you have the appropriate coverage for your home.

If you want to see real savings on the cost of homeowners insurance start shopping GetHomeInsuranceQuotes.com right now. Get started by clicking the Get Multiple Quotes Now" button below, verify your 45014 and start comparing rates now.

45014 Homeowners Insurance Rates Are Considered: very low!

The average rate for a standard homeowners policy in 45014 is $690 according to industry data. We can help you achieve substantial savings by using our online quoting process to find the best policy for your specific home. We will also make sure you are fully covered. Insurance policies and coverage levels vary so it is key to fully understand your policy and what it covers as well as any coverage limitations.

We only deal with reputable, nationwide insurers so you can be confident that if you do need to make a claim it will be handled quickly and fairly. It’s time to start shopping for a new policy.

Get 45014 Home Insurance Rate Quotes Right Now!

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Fairfield, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

45014 Home Insurance Average Premiums

Local 45014 homeowners insurance quotes comparison

$440 /yr.

Shows Zip Code: 45014 lowest rates with discounts applied on average.

For the 45014, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$440 /yr.
Average Coverage:$690 /yr.
2600 sq. ft. or higher
(all discounts applied)
$990 /yr.

What is the average home insurance cost for a home in 45014?

  • • The average homeowners insurance premium paid annually for a home in 45014 is around $690 per year.

What does it cost on average per month for home insurance in 45014?

  • • Homeowners in 45014 pay a monthly average cost per month around $58.00.

What kind of discount could I get if I combine my home and auto insurance together in 45014?

  • • Autoowners in 45014 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Fairfield area, check out other zip codes nearby 45014.
Review average rates in another zip code:
45014 homeowners insurance rates

Home Replacement Cost Coverage in 45014

Average Building Cost Per Square Foot in 45014: $111

Location: Fairfield, Ohio (Butler County)

Average Square Footage in 45014: 1,532 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45014 before you start any project. Fairfield homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45014 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45014 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,532 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Fairfield area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,532$170,100
Additional Upgrades & Added Features$1391,532$212,625
Major Home Updates or Advancements$1671,532$255,150

It's important to understand that when you estimate your replacement cost of your home in the 45014 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45014

Brady Renners & Associates Insurance

Address: 4946 Dixie Highway Fairfield, OH 45014
Phone: (513)874-7949
Website:

First Choice Insurance

Address: 7500 Dixie Highway Fairfield, OH 45014
Phone: (513)860-0666
Website: www.1stchoiceinsurance.com

Marsh Stephen C Insurance

Address: 1260 Nilles Road Fairfield, OH 45014
Phone: (513)829-3300
Website:

Emerson H. Hoock Agency

Address: 1083 Hicks Blvd Fairfield, OH 45014
Phone: (513)829-0813
Website:

Best Home & Auto Insurance Agencies in 45014

Farmers Insurance Group of Companies

Address: 526 Nilles Rd, #4 Fairfield, OH 45014
Phone:
Website:
Info:

New York Life Insurance

Address: 759 Wessel Dr Fairfield, OH 45014
Phone:
Website:
Info:

Blazer Annie - State Farm Insurance Agent

Address: 650 Wessel Dr Fairfield, OH 45014
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Lewis- Nancy R

Address: 3775 Woodridge Blvd Fairfield, OH 45014
Phone:
Website:
Info:

Michael J Lint

Address: 6200 South Gilmore Road Fairfield, OH 45014
Phone:
Website: http://www.schiffinsurance.com/
Info:

Housing Demographics for 45014

Population Review for 45014 Zip Code

For the city of Fairfield, the population within 45014 has increased to over 46,881 residents in population size. The current population total is 46,169. We have broken down the population based on race below. In 45014, there are over 22284 in male population and 23885 females.

PopulationValues
Total Population46,169
White Population30402
Black Population7805
Hispanic Population3596
Asian Population2614
Hawaiian Population61
Indian Population186
Other Population2022
Male Population22284
Female Population23885
Population Estimate46881

Household Data for 45014

The average number of homes in 45014 is around 18,772, there are an average of 2.43 per household. The average house value according to local real estate values is around $170,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode18,772
Persons Per Household2.43
Average House Value$170,100
Income Per Household$62376
Median Age39.5
Median Age Male37.8
Median Age Female41.2
45014 DetailsValues
StateOH
State Full NameOhio
City TypeB
City Alias Abbreviation
Area Code513
CityFairfield
City Alias NameFAIRFIELD
CountyButler
County FIPS017
State FIPS39
Time Zone5
Day Light SavingY
MSA1642
PMSA3200
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_NameCincinnati-Hamilton, OH-KY-IN CMSA
PMSA_NameHamilton-Middletown, OH PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1142
Number Of Employees30044
Business First Quarter Payroll471819
Business Annual Payroll1795925
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District08
Congressional LandArea2450.49
Delivery Residential19293
Delivery Business1541
Delivery Total21834
Preferred Last Line KeyX20970
Classification Code
Multi-CountyY
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX20970
Land Area22.591000
Water Area0.332000
City Alias Code
City Mixed CaseFairfield
City Alias Mixed CaseFairfield
Box Count0
SFDU12467
MFDU4587
State ANSI39
County ANSI017
ZIP Intro
Alias Intro
Facility CodeB
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number383367
Unique ZIP Name
SSA State County Code36080
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseButler

Ohio Homeowners Insurance News & Information

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