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Compare 45065 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in South Lebanon just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 2,567 neighbors looking to save on their home insurance policy in the local 45065 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 45065. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your South Lebanon, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in South Lebanon, OH

45065 Home Insurance Average Premiums

Local 45065 homeowners insurance quotes comparison

$367 /yr.

Shows Zip Code: 45065 lowest rates with discounts applied on average.

For the 45065, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$367 /yr.
Average Coverage:$617 /yr.
2600 sq. ft. or higher
(all discounts applied)		$917 /yr.

What is the average home insurance cost for a home in 45065?

  • • The average homeowners insurance premium paid annually for a home in 45065 is around $617 per year.

What does it cost on average per month for home insurance in 45065?

  • • Homeowners in 45065 pay a monthly average cost per month around $51.00.

What kind of discount could I get if I combine my home and auto insurance together in 45065?

  • • Autoowners in 45065 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the South Lebanon area, check out other zip codes nearby 45065.
Review average rates in another zip code:
45065 homeowners insurance rates

Home Replacement Cost Coverage in 45065

Average Building Cost Per Square Foot in 45065: $111

Location: South Lebanon, Ohio (Warren County)

Average Square Footage in 45065: 1,644 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45065 before you start any project. South Lebanon homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45065 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45065 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,644 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the South Lebanon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,644$182,500
Additional Upgrades & Added Features$1391,644$228,125
Major Home Updates or Advancements$1671,644$273,750

It's important to understand that when you estimate your replacement cost of your home in the 45065 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45065

Best Home & Auto Insurance Agencies in 45065

Housing Demographics for 45065

Population Review for 45065 Zip Code

For the city of South Lebanon, the population within 45065 has increased to over 7,168 residents in population size. The current population total is 6,725. We have broken down the population based on race below. In 45065, there are over 3286 in male population and 3439 females.

PopulationValues
Total Population6,725
White Population5882
Black Population156
Hispanic Population252
Asian Population171
Hawaiian Population5
Indian Population4
Other Population70
Male Population3286
Female Population3439
Population Estimate7168

Household Data for 45065

The average number of homes in 45065 is around 2,567, there are an average of 2.62 per household. The average house value according to local real estate values is around $182,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,567
Persons Per Household2.62
Average House Value$182,500
Income Per Household$104539
Median Age35.4
Median Age Male34.2
Median Age Female36.4
45065 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code513
CitySouth Lebanon
City Alias NameSOUTH LEBANON
CountyWarren
County FIPS165
State FIPS39
Time Zone5
Day Light SavingY
MSA1642
PMSA1640
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_NameCincinnati-Hamilton, OH-KY-IN CMSA
PMSA_NameCincinnati, OH-KY-IN PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses66
Number Of Employees836
Business First Quarter Payroll5430
Business Annual Payroll24566
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District01
Congressional LandArea686.96
Delivery Residential2736
Delivery Business72
Delivery Total2861
Preferred Last Line KeyX22849
Classification Code
Multi-County
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX22849
Land Area2.936000
Water Area0.069000
City Alias Code
City Mixed CaseSouth Lebanon
City Alias Mixed CaseSouth Lebanon
Box Count45
SFDU1642
MFDU232
State ANSI39
County ANSI165
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number387763
Unique ZIP Name
SSA State County Code36840
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWarren

Ohio Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]