Get multiple home insurance quotes in 45066. Our licensed 45066, OH agents are ready to serve you.

45066 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 45066 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Springboro, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 45066 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Springboro homeowners insurance rates, coverage options or home insurance types, please select Springboro, OH Home Insurance Rates Online!

45066 Home Insurance Average Premiums

Local 45066 homeowners insurance quotes comparison

$493 /yr.

Shows Zip Code: 45066 lowest rates with discounts applied on average.

For the 45066, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$493 /yr.
Average Coverage:$743 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1043 /yr.

What is the average home insurance cost for a home in 45066?

  • • The average homeowners insurance premium paid annually for a home in 45066 is around $743 per year.

What does it cost on average per month for home insurance in 45066?

  • • Homeowners in 45066 pay a monthly average cost per month around $62.00.

What kind of discount could I get if I combine my home and auto insurance together in 45066?

  • • Autoowners in 45066 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Springboro area, check out other zip codes nearby 45066.
Review average rates in another zip code:
45066 homeowners insurance rates

Home Replacement Cost Coverage in 45066

Average Building Cost Per Square Foot in 45066: $111

Location: Springboro, Ohio (Warren County)

Average Square Footage in 45066: 2,477 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45066 before you start any project. Springboro homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45066 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45066 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,477 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Springboro area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1112,477$275,000
Additional Upgrades & Added Features$1392,477$343,750
Major Home Updates or Advancements$1672,477$412,500

It's important to understand that when you estimate your replacement cost of your home in the 45066 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45066

Best Home & Auto Insurance Agencies in 45066

Cox Kevin A - State Farm Insurance Agent

Address: 245 N Main St, #200 Springboro, OH 45066
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

New York Life

Address: 251 W Central Ave Springboro, OH 45066
Phone:
Website:
Info:

Housing Demographics for 45066

Population Review for 45066 Zip Code

For the city of Springboro, the population within 45066 has increased to over 27,736 residents in population size. The current population total is 26,399. We have broken down the population based on race below. In 45066, there are over 12933 in male population and 13466 females.

PopulationValues
Total Population26,399
White Population23114
Black Population622
Hispanic Population718
Asian Population943
Hawaiian Population4
Indian Population38
Other Population219
Male Population12933
Female Population13466
Population Estimate27736

Household Data for 45066

The average number of homes in 45066 is around 9,441, there are an average of 2.78 per household. The average house value according to local real estate values is around $275,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode9,441
Persons Per Household2.78
Average House Value$275,000
Income Per Household$115990
Median Age40.4
Median Age Male39.8
Median Age Female40.9
45066 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code937/326
CitySpringboro
City Alias NameSPRINGBORO
CountyWarren
County FIPS165
State FIPS39
Time Zone5
Day Light SavingY
MSA1642
PMSA1640
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_NameCincinnati-Hamilton, OH-KY-IN CMSA
PMSA_NameCincinnati, OH-KY-IN PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses586
Number Of Employees7301
Business First Quarter Payroll77044
Business Annual Payroll354591
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District01|10
Congressional LandArea686.96|1129.76
Delivery Residential9977
Delivery Business517
Delivery Total11573
Preferred Last Line KeyX22888
Classification Code
Multi-CountyY
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX22888
Land Area20.405000
Water Area0.013000
City Alias Code
City Mixed CaseSpringboro
City Alias Mixed CaseSpringboro
Box Count151
SFDU8095
MFDU422
State ANSI39
County ANSI165
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number387868
Unique ZIP Name
SSA State County Code36840
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID4
County Mixed CaseWarren

Ohio Homeowners Insurance News & Information

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    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]