Get multiple home insurance quotes in 45135. Our licensed 45135, OH agents are ready to serve you.

45135 Home Insurance Rates

For homeowners living in 45135, the population estimates are increasing to well over 4,765 with 1,752 occupied homes within the zip code of 45135. Homeowners like you are dicovering up to 40% or more in savings when they shop their new home insurance policy online. At GetHomeInsuranceQuotes.com, we provide homeowners a free shopping service that allows you to easily compare up to 12 competitive quotes for free. Home insurance premiums in Leesburg have increased and the average home insurance premium is around $673 per year in 45135. With our online quoting services and hassle free consultation, we can help you apply all the available discounts you need, plus review the best coverage and carrier option for you. Enter your 45135 zip code today so we can help you find affordable Leesburg, OH home insurance premiums.

Compare Multiple Homeowners Insurance Rates in 45135

Please select one of the three options below based on your 45135 zip code to learn more about Ohio homeowners insurance, plus review average rates and information per state, county or city.

  1. Ohio Homeowners Insurance Quotes
  2. Highland County, OH Home Insurance
  3. Leesburg, OH Home Insurance Quotes

45135 Average Home Insurance Rating Cost is: Very Low!

Getting cheaper homeowners insurance in the 45135 zip code just got easier with GetHomeInsuranceQuotes.com of Leesburg, OH. A homeowners policy consists of a combined property and casualty coverage for your home. To insure your home for a variety of risks like fire, theft, windstorm damage or liability accidents, it's important to get the right home insurance coverage. A standard HO-3 homeowners policy will help you get the basic coverage you need. Their are multiple home insurance types and we can help you get the savings you are looking for you in your insurance cost, plus the enhanced coverage you need so you have the protection when you need it most. Shop your home in 45135 today and let us help you review the best home insurance quotes available for homeowners living in Leesburg.

Get 45135 Homeowners Insurance Rates Now!

45135 Home Insurance Average Premiums

Local 45135 homeowners insurance quotes comparison

$423 /yr.

Shows Zip Code: 45135 lowest rates with discounts applied on average.

For the 45135, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$423 /yr.
Average Coverage:$673 /yr.
2600 sq. ft. or higher
(all discounts applied)
$973 /yr.

What is the average home insurance cost for a home in 45135?

  • • The average homeowners insurance premium paid annually for a home in 45135 is around $673 per year.

What does it cost on average per month for home insurance in 45135?

  • • Homeowners in 45135 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 45135?

  • • Autoowners in 45135 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Leesburg area, check out other zip codes nearby 45135.
Review average rates in another zip code:
45135 homeowners insurance rates

Home Replacement Cost Coverage in 45135

Average Building Cost Per Square Foot in 45135: $111

Location: Leesburg, Ohio (Highland County)

Average Square Footage in 45135: 1,282 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45135 before you start any project. Leesburg homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45135 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45135 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,282 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Leesburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,282$142,300
Additional Upgrades & Added Features$1391,282$177,875
Major Home Updates or Advancements$1671,282$213,450

It's important to understand that when you estimate your replacement cost of your home in the 45135 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45135

Best Home & Auto Insurance Agencies in 45135

Bacon & Bacon Affiliated Insurance Agencies Inc

Address: 55 S Fairfield St Leesburg, OH 45135
Phone:
Website:
Info:

Housing Demographics for 45135

Population Review for 45135 Zip Code

For the city of Leesburg, the population within 45135 has increased to over 4,458 residents in population size. The current population total is 4,765. We have broken down the population based on race below. In 45135, there are over 2336 in male population and 2429 females.

PopulationValues
Total Population4,765
White Population4529
Black Population33
Hispanic Population55
Asian Population5
Hawaiian Population0
Indian Population10
Other Population26
Male Population2336
Female Population2429
Population Estimate4458

Household Data for 45135

The average number of homes in 45135 is around 1,752, there are an average of 2.72 per household. The average house value according to local real estate values is around $142,300. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,752
Persons Per Household2.72
Average House Value$142,300
Income Per Household$75035
Median Age38.9
Median Age Male39.4
Median Age Female38.3
45135 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code937
CityLeesburg
City Alias NameLEESBURG
CountyHighland
County FIPS071
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses53
Number Of Employees896
Business First Quarter Payroll8087
Business Annual Payroll36604
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02|15
Congressional LandArea3221.62|4738.93
Delivery Residential1639
Delivery Business14
Delivery Total2599
Preferred Last Line KeyX21585
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX21585
Land Area74.774000
Water Area0.029000
City Alias Code
City Mixed CaseLeesburg
City Alias Mixed CaseLeesburg
Box Count247
SFDU1580
MFDU59
State ANSI39
County ANSI071
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number384361
Unique ZIP Name
SSA State County Code36370
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseHighland

Ohio Homeowners Insurance News & Information

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    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]

  • I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024

    According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]

  • How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024

    Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm.  Understanding the different coverages that are available to homeowners is key to making sure you […]