Get multiple home insurance quotes in 45150. Our licensed 45150, OH agents are ready to serve you.

45150 Online Home Insurance Rates

Comparing a bunch of different rates for your home in 45150 is very time consuming. At GetHomeInsuranceQuotes.com, we help you shop and compare up to 12 major top-rated A.M. Best companies, to present the most affordable rates for homeowners living in Milford, OH. Not only do we provide free comparitive rates, but we also answer any questions you have and offer a free consultation process to help you decide which coverage option is best for you. Most of the time, we can add up to 40% more in savings by applying all the discounts and credits, like a home/auto package, security alarm, new roof upgrade or even deadbolts. It's easy to shop with us, we have already partnered with the most competitive home insurance companies in the 45150 area. If you enter your zip code, you can easily begin the online quoting process, it only takes a few minutes. If you would like to give us a call now at 1-855-976-2656 we will be happy to hear from you.

If you would like to review more information on home insurance premiums in Ohio, like average Milford homeowners insurance rates, coverage options or home insurance types, please select Milford, OH Home Insurance Rates Online!

45150 Home Insurance Average Premiums

Local 45150 homeowners insurance quotes comparison

$456 /yr.

Shows Zip Code: 45150 lowest rates with discounts applied on average.

For the 45150, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$456 /yr.
Average Coverage:$706 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1006 /yr.

What is the average home insurance cost for a home in 45150?

  • • The average homeowners insurance premium paid annually for a home in 45150 is around $706 per year.

What does it cost on average per month for home insurance in 45150?

  • • Homeowners in 45150 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 45150?

  • • Autoowners in 45150 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Milford area, check out other zip codes nearby 45150.
Review average rates in another zip code:
45150 homeowners insurance rates

Home Replacement Cost Coverage in 45150

Average Building Cost Per Square Foot in 45150: $111

Location: Milford, Ohio (Clermont County)

Average Square Footage in 45150: 1,884 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45150 before you start any project. Milford homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45150 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45150 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,884 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Milford area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,884$209,100
Additional Upgrades & Added Features$1391,884$261,375
Major Home Updates or Advancements$1671,884$313,650

It's important to understand that when you estimate your replacement cost of your home in the 45150 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45150

Allstate Insurance - Don Raines

Address: 1149 State Route 131 Milford, OH 45150
Phone: (513)248-1201
Website:

Erven Carr Agency

Address: 1050 State Route 28 Milford, OH 45150
Phone: (513)831-1600
Website:

Dennis R. Murphy Agency

Address: 1166 State Route 131 Milford, OH 45150
Phone: (513)831-0813
Website:

Best Home & Auto Insurance Agencies in 45150

Evans, Karen - Farmers Insurance Group

Address: 5820 Patrick Henry Milford, OH 45150
Phone:
Website: http://www.farmersinsurance.com/
Info:

American Family Insurance- Rick McDermott

Address: 1375 Ohio 131 Milford, OH 45150
Phone:
Website: http://www.amfam.com/
Info:

American Family Insurance Charles Welch

Address: 974 State Route 28 Milford, OH 45150
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

American Family Insurance - Joel P Loyd

Address: 953 Lila Ave Milford, OH 45150
Phone:
Website: http://www.insurance-agency.amfam.com/oh/joel-p-loyd/default.aspx?sourceid=yp3
Info:

Lonny Key Insurance Agency Inc - State Farm Insurance Agent

Address: 5714 Signal Hill Ct Milford, OH 45150
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 45150

Population Review for 45150 Zip Code

For the city of Milford, the population within 45150 has increased to over 34,328 residents in population size. The current population total is 33,735. We have broken down the population based on race below. In 45150, there are over 16420 in male population and 17315 females.

PopulationValues
Total Population33,735
White Population30372
Black Population641
Hispanic Population823
Asian Population459
Hawaiian Population19
Indian Population69
Other Population333
Male Population16420
Female Population17315
Population Estimate34328

Household Data for 45150

The average number of homes in 45150 is around 13,604, there are an average of 2.44 per household. The average house value according to local real estate values is around $209,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode13,604
Persons Per Household2.44
Average House Value$209,100
Income Per Household$80706
Median Age42.2
Median Age Male40.4
Median Age Female43.9
45150 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code513
CityMilford
City Alias NameMILFORD
CountyClermont
County FIPS025
State FIPS39
Time Zone5
Day Light SavingY
MSA1642
PMSA1640
CSA178
CBSA17140
CBSA_DIV
CBSA_TypeMetro
CBSA_NameCincinnati, OH-KY-IN
MSA_NameCincinnati-Hamilton, OH-KY-IN CMSA
PMSA_NameCincinnati, OH-KY-IN PMSA
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses910
Number Of Employees14308
Business First Quarter Payroll162782
Business Annual Payroll746883
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2130151
CBSA Division Population0
Congressional District01|02
Congressional LandArea686.96|3221.62
Delivery Residential14069
Delivery Business1039
Delivery Total15363
Preferred Last Line KeyX21895
Classification Code
Multi-County
CSA NameCincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State KeyX21895
Land Area32.263000
Water Area0.373000
City Alias Code
City Mixed CaseMilford
City Alias Mixed CaseMilford
Box Count198
SFDU9636
MFDU2862
State ANSI39
County ANSI025
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number385229
Unique ZIP Name
SSA State County Code36120
Medicare CBSA Code17140
Medicare CBSA NameCincinnati, OH-KY-IN
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseClermont

Ohio Homeowners Insurance News & Information

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