45255 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 45255 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Cincinnati, OH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 45255.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 45255 and start shopping.

Quickly and Easily Compare Average Rates for 45255

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Cincinnati, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 45255

Homeowners in Cincinnati are paying roughly $628 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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45255 Home Insurance Average Premiums

Local 45255 homeowners insurance quotes comparison

$378 /yr.

Shows Zip Code: 45255 lowest rates with discounts applied on average.

For the 45255, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:	Annual Premium
1800 sq. ft. or below (discounts applied)	$378 /yr.
Average Coverage:	$628 /yr.
2600 sq. ft. or higher (all discounts applied)	$928 /yr.

What is the average home insurance cost for a home in 45255?

• The average homeowners insurance premium paid annually for a home in 45255 is around $628 per year.

What does it cost on average per month for home insurance in 45255?

• Homeowners in 45255 pay a monthly average cost per month around $52.00.

What kind of discount could I get if I combine my home and auto insurance together in 45255?

• Autoowners in 45255 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Cincinnati area, check out other zip codes nearby 45255.
Review average rates in another zip code:
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Home Replacement Cost Coverage in 45255

Average Building Cost Per Square Foot in 45255: $111

Location: Cincinnati, Ohio (Hamilton County)

Average Square Footage in 45255: 2,094 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45255 before you start any project. Cincinnati homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45255 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45255 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 2,094 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Cincinnati area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement Status	Price per Sq. Ft.	Square Feet	Dwelling Coverage
Basic Home Features	$111	2,094	$232,400
Additional Upgrades & Added Features	$139	2,094	$290,500
Major Home Updates or Advancements	$167	2,094	$348,600

Calculate Your Dwelling Coverage in 45255

It's important to understand that when you estimate your replacement cost of your home in the 45255 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Home & Auto Insurance Agencies in 45255

Haupert- Wayne M - State Farm Insurance Agent

Address: 8439 Beechmont Ave Cincinnati, OH 45255
Phone:
Website:
Info:

Allstate Insurance Company - Chris Heiny

Address: 454 Ohio Pike #22 Cincinnati, OH 45255
Phone:
Website: http://www.allstateagencies.com/047306?cid=OTC-YP.com-IYP&att=TL
Info:

Kevin L Sullivan Inc - Nationwide Insurance

Address: 8006 Beechmont Ave Cincinnati, OH 45255
Phone:
Website: http://www.nationwide.com/agent/Cincinnati-OHIO-insurance-agent/kevin-sullivan/office.html
Info:

All Risk Agencies Shannon Ely AGT

Address: 7801 Beechmont Ave Cincinnati, OH 45255
Phone:
Website:
Info:

David C Doyle Agency - Nationwide Insurance

Address: 550 Ohio Pike, Ste C Cincinnati, OH 45255
Phone:
Website: http://www.nationwide.com/agent/Cincinnati-OHIO-insurance-agent/david-doyle-1/office.html
Info:

Housing Demographics for 45255

Population Review for 45255 Zip Code

For the city of Cincinnati, the population within 45255 has increased to over 23,152 residents in population size. The current population total is 22,069. We have broken down the population based on race below. In 45255, there are over 10641 in male population and 11428 females.

Population	Values
Total Population	22,069
White Population	19575
Black Population	502
Hispanic Population	631
Asian Population	560
Hawaiian Population	15
Indian Population	35
Other Population	215
Male Population	10641
Female Population	11428
Population Estimate	23152

Household Data for 45255

The average number of homes in 45255 is around 9,114, there are an average of 2.41 per household. The average house value according to local real estate values is around $232,400. Please review the following demographics below for average income and media age.

Housing / Income Data	Values
Households Per Zipcode	9,114
Persons Per Household	2.41
Average House Value	$232,400
Income Per Household	$74940
Median Age	41.6
Median Age Male	39.8
Median Age Female	43.5

45255 Details	Values
State	OH
State Full Name	Ohio
City Type	P
City Alias Abbreviation
Area Code	513
City	Cincinnati
City Alias Name	CINCINNATI
County	Hamilton
County FIPS	061
State FIPS	39
Time Zone	5
Day Light Saving	Y
MSA	1642
PMSA	1640
CSA	178
CBSA	17140
CBSA_DIV
CBSA_Type	Metro
CBSA_Name	Cincinnati, OH-KY-IN
MSA_Name	Cincinnati-Hamilton, OH-KY-IN CMSA
PMSA_Name	Cincinnati, OH-KY-IN PMSA
Region	Midwest
Division	East North Central
MailingName	Y

Economic & Growth Review	Values
Number Of Businesses	569
Number Of Employees	7971
Business First Quarter Payroll	72761
Business Annual Payroll	320044
Business Employment Flag
Growth Rank	0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number	0
Growth Increase Percentage	0.0

Metropolitan Details	Values
CBSA Population	2130151
CBSA Division Population	0
Congressional District	01\|02
Congressional LandArea	686.96\|3221.62
Delivery Residential	9607
Delivery Business	667
Delivery Total	10232
Preferred Last Line Key	X20549
Classification Code
Multi-County	Y
CSA Name	Cincinnati-Wilmington, OH-KY-IN
CBSA_DIV_Name
City State Key	X20549
Land Area	12.946000
Water Area	0.191000
City Alias Code
City Mixed Case	Cincinnati
City Alias Mixed Case	Cincinnati
Box Count	0
SFDU	6194
MFDU	1487
State ANSI	39
County ANSI	061
ZIP Intro
Alias Intro
Facility Code	P
City Delivery Indicator	Y
Carrier Route Rate Sortation	D
Finance Number	381603
Unique ZIP Name
SSA State County Code	36310
Medicare CBSA Code	17140
Medicare CBSA Name	Cincinnati, OH-KY-IN
Medicare CBSA Type	Metro
Market Rating Area ID	4
County Mixed Case	Hamilton

Ohio Homeowners Insurance News & Information

$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]

Home Insurance Quotes in 45255!