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45622 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 45622 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Creola, OH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 45622.

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If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 45622 and start shopping.

Quickly and Easily Compare Average Rates for 45622

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Creola, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 45622

Homeowners in Creola are paying roughly $669 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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45622 Home Insurance Average Premiums

Local 45622 homeowners insurance quotes comparison

$419 /yr.

Shows Zip Code: 45622 lowest rates with discounts applied on average.

For the 45622, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$419 /yr.
Average Coverage:$669 /yr.
2600 sq. ft. or higher
(all discounts applied)
$969 /yr.

What is the average home insurance cost for a home in 45622?

  • • The average homeowners insurance premium paid annually for a home in 45622 is around $669 per year.

What does it cost on average per month for home insurance in 45622?

  • • Homeowners in 45622 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 45622?

  • • Autoowners in 45622 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Creola area, check out other zip codes nearby 45622.
Review average rates in another zip code:
45622 homeowners insurance rates

Home Replacement Cost Coverage in 45622

Average Building Cost Per Square Foot in 45622: $111

Location: Creola, Ohio (Vinton County)

Average Square Footage in 45622: 1,486 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45622 before you start any project. Creola homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45622 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45622 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,486 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Creola area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,486$165,000
Additional Upgrades & Added Features$1391,486$206,250
Major Home Updates or Advancements$1671,486$247,500

It's important to understand that when you estimate your replacement cost of your home in the 45622 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45622

Best Home & Auto Insurance Agencies in 45622

Housing Demographics for 45622

Population Review for 45622 Zip Code

For the city of Creola, the population within 45622 has increased to over 506 residents in population size. The current population total is 485. We have broken down the population based on race below. In 45622, there are over 255 in male population and 230 females.

PopulationValues
Total Population485
White Population445
Black Population4
Hispanic Population2
Asian Population3
Hawaiian Population0
Indian Population1
Other Population0
Male Population255
Female Population230
Population Estimate506

Household Data for 45622

The average number of homes in 45622 is around 217, there are an average of 2.24 per household. The average house value according to local real estate values is around $165,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode217
Persons Per Household2.24
Average House Value$165,000
Income Per Household$0
Median Age52.8
Median Age Male55.2
Median Age Female50.0
45622 DetailsValues
StateOH
State Full NameOhio
City TypeN
City Alias Abbreviation
Area Code740
CityCreola
City Alias NameCREOLA
CountyVinton
County FIPS163
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees19
Business First Quarter Payroll165
Business Annual Payroll882
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea3221.62
Delivery Residential226
Delivery Business0
Delivery Total226
Preferred Last Line Key003065
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State Key003065
Land Area22.033000
Water Area0.044000
City Alias Code
City Mixed CaseCreola
City Alias Mixed CaseCreola
Box Count0
SFDU226
MFDU0
State ANSI39
County ANSI163
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number385887
Unique ZIP Name
SSA State County Code36830
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseVinton

Ohio Homeowners Insurance News & Information

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]

  • Economists Top 5 Housing Predictions for 2025 Posted on Monday 6th January, 2025

    Housing costs are currently sky-high, regardless of whether you are renting or in the market to buy a home. According to the latest data from the U.S Cenus, the median sales price for a single-family home was $437,300, which is up from $426,800 a month prior. On the rental front, the median price for rent […]

  • Do homeowners insurance policies have loopholes? Posted on Monday 30th December, 2024

    Homeowners insurance is a necessity to help protect your home, but there can be coverage gaps that you may not be aware of which can leave you unprotected. Flood and earthquake damage along with mold and other issues are excluded from most standard homeowners insurance policies.  Here are some common exclusions that could leave you […]