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Compare 45658 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Patriot just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 920 neighbors looking to save on their home insurance policy in the local 45658 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 45658. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Patriot, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Patriot, OH

45658 Home Insurance Average Premiums

Local 45658 homeowners insurance quotes comparison

$430 /yr.

Shows Zip Code: 45658 lowest rates with discounts applied on average.

For the 45658, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$430 /yr.
Average Coverage:$680 /yr.
2600 sq. ft. or higher
(all discounts applied)		$980 /yr.

What is the average home insurance cost for a home in 45658?

  • • The average homeowners insurance premium paid annually for a home in 45658 is around $680 per year.

What does it cost on average per month for home insurance in 45658?

  • • Homeowners in 45658 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 45658?

  • • Autoowners in 45658 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Patriot area, check out other zip codes nearby 45658.
Review average rates in another zip code:
45658 homeowners insurance rates

Home Replacement Cost Coverage in 45658

Average Building Cost Per Square Foot in 45658: $111

Location: Patriot, Ohio (Gallia County)

Average Square Footage in 45658: 1,008 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45658 before you start any project. Patriot homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45658 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45658 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,008 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Patriot area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,008$111,900
Additional Upgrades & Added Features$1391,008$139,875
Major Home Updates or Advancements$1671,008$167,850

It's important to understand that when you estimate your replacement cost of your home in the 45658 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45658

Best Home & Auto Insurance Agencies in 45658

Housing Demographics for 45658

Population Review for 45658 Zip Code

For the city of Patriot, the population within 45658 has increased to over 2,496 residents in population size. The current population total is 2,538. We have broken down the population based on race below. In 45658, there are over 1270 in male population and 1268 females.

PopulationValues
Total Population2,538
White Population2435
Black Population16
Hispanic Population22
Asian Population1
Hawaiian Population0
Indian Population3
Other Population5
Male Population1270
Female Population1268
Population Estimate2496

Household Data for 45658

The average number of homes in 45658 is around 920, there are an average of 2.72 per household. The average house value according to local real estate values is around $111,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode920
Persons Per Household2.72
Average House Value$111,900
Income Per Household$59306
Median Age35.5
Median Age Male34.0
Median Age Female36.8
45658 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityPatriot
City Alias NamePATRIOT
CountyGallia
County FIPS053
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA23680
CBSA_DIV
CBSA_TypeMicro
CBSA_NameGallipolis, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees66
Business First Quarter Payroll1312
Business Annual Payroll5025
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea3221.62
Delivery Residential918
Delivery Business13
Delivery Total940
Preferred Last Line KeyX22375
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX22375
Land Area93.866000
Water Area0.427000
City Alias Code
City Mixed CasePatriot
City Alias Mixed CasePatriot
Box Count6
SFDU918
MFDU0
State ANSI39
County ANSI053
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number386440
Unique ZIP Name
SSA State County Code36270
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseGallia

Ohio Homeowners Insurance News & Information

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