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45660, OH Home Insurance

In the zip code of 45660, the population size is around 8,011, which consists of 3,062 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Peebles, OH. A few years ago, a study was done and found that the average home insurance rates for Ohio are around $661 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 45660 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Peebles. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Peebles, OH Homeowners Insurance Online Rates Today!

45660 Home Insurance Average Premiums

Local 45660 homeowners insurance quotes comparison

$411 /yr.

Shows Zip Code: 45660 lowest rates with discounts applied on average.

For the 45660, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$411 /yr.
Average Coverage:$661 /yr.
2600 sq. ft. or higher
(all discounts applied)
$961 /yr.

What is the average home insurance cost for a home in 45660?

  • • The average homeowners insurance premium paid annually for a home in 45660 is around $661 per year.

What does it cost on average per month for home insurance in 45660?

  • • Homeowners in 45660 pay a monthly average cost per month around $55.00.

What kind of discount could I get if I combine my home and auto insurance together in 45660?

  • • Autoowners in 45660 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Peebles area, check out other zip codes nearby 45660.
Review average rates in another zip code:
45660 homeowners insurance rates

Home Replacement Cost Coverage in 45660

Average Building Cost Per Square Foot in 45660: $111

Location: Peebles, Ohio (Adams County)

Average Square Footage in 45660: 1,101 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45660 before you start any project. Peebles homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45660 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45660 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,101 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Peebles area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,101$122,200
Additional Upgrades & Added Features$1391,101$152,750
Major Home Updates or Advancements$1671,101$183,300

It's important to understand that when you estimate your replacement cost of your home in the 45660 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45660

Best Home & Auto Insurance Agencies in 45660

Housing Demographics for 45660

Population Review for 45660 Zip Code

For the city of Peebles, the population within 45660 has increased to over 8,775 residents in population size. The current population total is 8,011. We have broken down the population based on race below. In 45660, there are over 4063 in male population and 3948 females.

PopulationValues
Total Population8,011
White Population7619
Black Population32
Hispanic Population59
Asian Population7
Hawaiian Population0
Indian Population29
Other Population14
Male Population4063
Female Population3948
Population Estimate8775

Household Data for 45660

The average number of homes in 45660 is around 3,062, there are an average of 2.60 per household. The average house value according to local real estate values is around $122,200. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode3,062
Persons Per Household2.60
Average House Value$122,200
Income Per Household$41067
Median Age41.0
Median Age Male40.7
Median Age Female41.4
45660 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code937/326
CityPeebles
City Alias NamePEEBLES
CountyAdams
County FIPS001
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses98
Number Of Employees1095
Business First Quarter Payroll12674
Business Annual Payroll59831
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea3221.62
Delivery Residential3375
Delivery Business116
Delivery Total3694
Preferred Last Line KeyX22387
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX22387
Land Area202.649000
Water Area0.716000
City Alias Code
City Mixed CasePeebles
City Alias Mixed CasePeebles
Box Count132
SFDU3203
MFDU24
State ANSI39
County ANSI001
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number386496
Unique ZIP Name
SSA State County Code36000
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID5
County Mixed CaseAdams

Ohio Homeowners Insurance News & Information

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