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45661, OH Homeowners Insurance Rates

With a population size of 7,014 and with 2,704 occupied homes in the 45661 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Piketon, OH are around $686 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Piketon, Ohio. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!

It's important to know that if your Ohio home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Piketon, OH.

For Ohio home insurance information, including average Piketon home insurance rates, coverage options or the different homeowners insurance types, please select Piketon, OH Home Insurance Quotes Now!

45661 Home Insurance Average Premiums

Local 45661 homeowners insurance quotes comparison

$436 /yr.

Shows Zip Code: 45661 lowest rates with discounts applied on average.

For the 45661, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$436 /yr.
Average Coverage:$686 /yr.
2600 sq. ft. or higher
(all discounts applied)
$986 /yr.

What is the average home insurance cost for a home in 45661?

  • • The average homeowners insurance premium paid annually for a home in 45661 is around $686 per year.

What does it cost on average per month for home insurance in 45661?

  • • Homeowners in 45661 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 45661?

  • • Autoowners in 45661 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Piketon area, check out other zip codes nearby 45661.
Review average rates in another zip code:
45661 homeowners insurance rates

Home Replacement Cost Coverage in 45661

Average Building Cost Per Square Foot in 45661: $111

Location: Piketon, Ohio (Pike County)

Average Square Footage in 45661: 914 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45661 before you start any project. Piketon homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45661 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45661 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 914 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Piketon area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111914$101,500
Additional Upgrades & Added Features$139914$126,875
Major Home Updates or Advancements$167914$152,250

It's important to understand that when you estimate your replacement cost of your home in the 45661 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45661

Best Home & Auto Insurance Agencies in 45661

Housing Demographics for 45661

Population Review for 45661 Zip Code

For the city of Piketon, the population within 45661 has increased to over 7,195 residents in population size. The current population total is 7,014. We have broken down the population based on race below. In 45661, there are over 3496 in male population and 3518 females.

PopulationValues
Total Population7,014
White Population6665
Black Population42
Hispanic Population69
Asian Population8
Hawaiian Population0
Indian Population31
Other Population24
Male Population3496
Female Population3518
Population Estimate7195

Household Data for 45661

The average number of homes in 45661 is around 2,704, there are an average of 2.53 per household. The average house value according to local real estate values is around $101,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode2,704
Persons Per Household2.53
Average House Value$101,500
Income Per Household$46679
Median Age40.7
Median Age Male40.0
Median Age Female41.5
45661 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityPiketon
City Alias NamePIKETON
CountyPike
County FIPS131
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses123
Number Of Employees3182
Business First Quarter Payroll55330
Business Annual Payroll199035
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea3221.62
Delivery Residential2844
Delivery Business103
Delivery Total3458
Preferred Last Line KeyX22429
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX22429
Land Area100.754000
Water Area1.171000
City Alias Code
City Mixed CasePiketon
City Alias Mixed CasePiketon
Box Count304
SFDU2538
MFDU0
State ANSI39
County ANSI131
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number386636
Unique ZIP Name
SSA State County Code36670
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CasePike

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]