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45694 Home Insurance Rates

Getting multiple homeowners insurance rates in 45694 is the best way to review and compare all the coverage options available for you, your home and your family. Our homeowners rates are very competitive for homeowners living in the great city of Wheelersburg, OH. Many homeowners based out of the 45694 zip code have found it very easy to shop with GetHomeInsuranceQuotes.com. The reason is because we clearly showcase the carriers that we will shop for you. We can compare up to 12 competitive home insurance rates for you all in one place. Plus, our home insurance quotes are free and our Ohio licensed home insurance professionals can provide a free consultation service to you that allows you to ask questions about which policy and coverage package is best for you. To get free home insurance quotes, simply click the "Get Multiple Quotes Now" button. Your 45694 should appear in the zip code field ready to go. For Wheelersburg, OH Home Insurance Quotes, Click to easily get started!

45694 Homeowners Insurance Rates, Average Rating: Very Low!

Your homeowners insurance policy in 45694 consists of both property and casualty insurance coverage. This type of policy will insure your home against a variety of risks, including fire, theft and windstorm damage. Additional protection is also included in most policies that offer liability coverage against accidents that may injure other people on your property in Wheelersburg. For a basic HO-3, standard homeowners policy, the average premium per year in Ohio is around $703. By shopping your home insurance with us at GetHomeInsuranceQuotes.com, we can help you compare the most affordable rates and enhanced coverage options. Please enter your 45694 zip code today and let us help you save time and money on your homeowners insurance premium.

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45694 Home Insurance Average Premiums

Local 45694 homeowners insurance quotes comparison

$453 /yr.

Shows Zip Code: 45694 lowest rates with discounts applied on average.

For the 45694, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$453 /yr.
Average Coverage:$703 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1003 /yr.

What is the average home insurance cost for a home in 45694?

  • • The average homeowners insurance premium paid annually for a home in 45694 is around $703 per year.

What does it cost on average per month for home insurance in 45694?

  • • Homeowners in 45694 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 45694?

  • • Autoowners in 45694 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Wheelersburg area, check out other zip codes nearby 45694.
Review average rates in another zip code:
45694 homeowners insurance rates

Home Replacement Cost Coverage in 45694

Average Building Cost Per Square Foot in 45694: $111

Location: Wheelersburg, Ohio (Scioto County)

Average Square Footage in 45694: 1,563 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45694 before you start any project. Wheelersburg homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45694 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45694 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,563 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Wheelersburg area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,563$173,500
Additional Upgrades & Added Features$1391,563$216,875
Major Home Updates or Advancements$1671,563$260,250

It's important to understand that when you estimate your replacement cost of your home in the 45694 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45694

Best Home & Auto Insurance Agencies in 45694

Farmers Insurance Group

Address: 11672 Gallia Pike Rd Wheelersburg, OH 45694
Phone:
Website: http://www.farmers.com
Info: Auto Insurance Quotes | Home, Life & Car Insurance | Farmers Insurance
Home, life and auto insurance quotes from Farmers Insurance Group. With discounts on car insurance and fast claim service its no wonder over 4000 customers a day switch to Farmers. Farmers Insurance group, auto insurance quotes, car insurance, auto insurance, automobile insurance, rate quote, business insurance, financial insurance, home insurance, mutual funds, life insurance, motorcycle insurance, farmers agent, renters insurance,

Blue Cross Blue Shield

Address: 8901 Ohio River Rd Wheelersburg, OH 45694
Phone:
Website:
Info:

Apel- Otto F - State Farm Insurance Agent

Address: 8364 Hayport Rd Wheelersburg, OH 45694
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 45694

Population Review for 45694 Zip Code

For the city of Wheelersburg, the population within 45694 has increased to over 12,192 residents in population size. The current population total is 11,783. We have broken down the population based on race below. In 45694, there are over 5694 in male population and 6089 females.

PopulationValues
Total Population11,783
White Population11196
Black Population47
Hispanic Population148
Asian Population51
Hawaiian Population3
Indian Population25
Other Population47
Male Population5694
Female Population6089
Population Estimate12192

Household Data for 45694

The average number of homes in 45694 is around 4,835, there are an average of 2.40 per household. The average house value according to local real estate values is around $173,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,835
Persons Per Household2.40
Average House Value$173,500
Income Per Household$57239
Median Age43.2
Median Age Male41.6
Median Age Female45.1
45694 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740
CityWheelersburg
City Alias NameWHEELERSBURG
CountyScioto
County FIPS145
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA170
CBSA39020
CBSA_DIV
CBSA_TypeMicro
CBSA_NamePortsmouth, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses174
Number Of Employees1839
Business First Quarter Payroll15960
Business Annual Payroll72225
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population79499
CBSA Division Population0
Congressional District02
Congressional LandArea3221.62
Delivery Residential5080
Delivery Business265
Delivery Total5641
Preferred Last Line KeyX23361
Classification Code
Multi-County
CSA NameCharleston-Huntington-Ashland, WV-OH-KY
CBSA_DIV_Name
City State KeyX23361
Land Area67.886000
Water Area0.656000
City Alias Code
City Mixed CaseWheelersburg
City Alias Mixed CaseWheelersburg
Box Count262
SFDU3998
MFDU149
State ANSI39
County ANSI145
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388960
Unique ZIP Name
SSA State County Code36740
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID10
County Mixed CaseScioto

Ohio Homeowners Insurance News & Information

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