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45770 Home Insurance Rates & Premiums

Did you know there are over 567 people living within the 45770 zip code area? There are over 260 occupied dwellings which means many homeowners like you that are interested in lower premiums or better coverage options. At GetHomeInsuranceQuotes.com, we provide a free shopping services online or over the phone. Our process includes the following:

  1. We will shop up to 12 home insurance companies for free.
  2. We will apply all discounts and credits to help you save up to 40% or more.
  3. We will answer any questions that you may.
  4. We will review the best policy and coverage option in 45770.

Let us help you shop and compare rates today, just enter your zip code to get your free online home insurance quotes. Please give us a call now at 1-855-976-2656, and easily get up to 12 rates over the phone in minutes.

Average homeowners insurance premiums in Ohio are on the rise. The estimated average premium is around $640 a year for a standard homeowners insurance policy in Portland. You can find out more information about home insurance premiums, discounts and crime rate information by clicking your city below.

City: Portland, OH Homeowners Insurance Quotes Online

45770 Home Insurance Average Premiums

Local 45770 homeowners insurance quotes comparison

$390 /yr.

Shows Zip Code: 45770 lowest rates with discounts applied on average.

For the 45770, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$390 /yr.
Average Coverage:$640 /yr.
2600 sq. ft. or higher
(all discounts applied)		$940 /yr.

What is the average home insurance cost for a home in 45770?

  • • The average homeowners insurance premium paid annually for a home in 45770 is around $640 per year.

What does it cost on average per month for home insurance in 45770?

  • • Homeowners in 45770 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 45770?

  • • Autoowners in 45770 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Portland area, check out other zip codes nearby 45770.
Review average rates in another zip code:
45770 homeowners insurance rates

Home Replacement Cost Coverage in 45770

Average Building Cost Per Square Foot in 45770: $111

Location: Portland, Ohio (Meigs County)

Average Square Footage in 45770: 657 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45770 before you start any project. Portland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45770 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45770 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 657 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Portland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111657$72,900
Additional Upgrades & Added Features$139657$91,125
Major Home Updates or Advancements$167657$109,350

It's important to understand that when you estimate your replacement cost of your home in the 45770 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45770

Best Home & Auto Insurance Agencies in 45770

Housing Demographics for 45770

Population Review for 45770 Zip Code

For the city of Portland, the population within 45770 has increased to over 560 residents in population size. The current population total is 567. We have broken down the population based on race below. In 45770, there are over 291 in male population and 276 females.

PopulationValues
Total Population567
White Population541
Black Population1
Hispanic Population8
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population291
Female Population276
Population Estimate560

Household Data for 45770

The average number of homes in 45770 is around 260, there are an average of 2.18 per household. The average house value according to local real estate values is around $72,900. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode260
Persons Per Household2.18
Average House Value$72,900
Income Per Household$0
Median Age47.8
Median Age Male47.1
Median Age Female48.6
45770 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityPortland
City Alias NamePORTLAND
CountyMeigs
County FIPS105
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses5
Number Of Employees18
Business First Quarter Payroll143
Business Annual Payroll780
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District02
Congressional LandArea3221.62
Delivery Residential257
Delivery Business5
Delivery Total351
Preferred Last Line KeyX22503
Classification Code
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyX22503
Land Area21.834000
Water Area0.557000
City Alias Code
City Mixed CasePortland
City Alias Mixed CasePortland
Box Count12
SFDU257
MFDU0
State ANSI39
County ANSI105
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number386797
Unique ZIP Name
SSA State County Code36540
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID17
County Mixed CaseMeigs

Ohio Homeowners Insurance News & Information

  • Can $600 Million Help Lower Florida Homeowners Insurance Rates? Posted on Friday 14th February, 2025

    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]