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45780 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 45780 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in The Plains, OH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 45780.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 45780 and start shopping.

Quickly and Easily Compare Average Rates for 45780

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional The Plains, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 45780

Homeowners in The Plains are paying roughly $707 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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45780 Home Insurance Average Premiums

Local 45780 homeowners insurance quotes comparison

$457 /yr.

Shows Zip Code: 45780 lowest rates with discounts applied on average.

For the 45780, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$457 /yr.
Average Coverage:$707 /yr.
2600 sq. ft. or higher
(all discounts applied)
$1007 /yr.

What is the average home insurance cost for a home in 45780?

  • • The average homeowners insurance premium paid annually for a home in 45780 is around $707 per year.

What does it cost on average per month for home insurance in 45780?

  • • Homeowners in 45780 pay a monthly average cost per month around $59.00.

What kind of discount could I get if I combine my home and auto insurance together in 45780?

  • • Autoowners in 45780 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the The Plains area, check out other zip codes nearby 45780.
Review average rates in another zip code:
45780 homeowners insurance rates

Home Replacement Cost Coverage in 45780

Average Building Cost Per Square Foot in 45780: $111

Location: The Plains, Ohio (Athens County)

Average Square Footage in 45780: 1,571 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45780 before you start any project. The Plains homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45780 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45780 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,571 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the The Plains area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,571$174,400
Additional Upgrades & Added Features$1391,571$218,000
Major Home Updates or Advancements$1671,571$261,600

It's important to understand that when you estimate your replacement cost of your home in the 45780 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45780

Best Home & Auto Insurance Agencies in 45780

Housing Demographics for 45780

Population Review for 45780 Zip Code

For the city of The Plains, the population within 45780 has increased to over 3,169 residents in population size. The current population total is 3,328. We have broken down the population based on race below. In 45780, there are over 1552 in male population and 1776 females.

PopulationValues
Total Population3,328
White Population2943
Black Population124
Hispanic Population39
Asian Population33
Hawaiian Population0
Indian Population9
Other Population24
Male Population1552
Female Population1776
Population Estimate3169

Household Data for 45780

The average number of homes in 45780 is around 1,570, there are an average of 2.05 per household. The average house value according to local real estate values is around $174,400. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode1,570
Persons Per Household2.05
Average House Value$174,400
Income Per Household$49950
Median Age39.9
Median Age Male37.6
Median Age Female43.5
45780 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code740/220
CityThe Plains
City Alias NameTHE PLAINS
CountyAthens
County FIPS009
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA198
CBSA11900
CBSA_DIV
CBSA_TypeMicro
CBSA_NameAthens, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses48
Number Of Employees583
Business First Quarter Payroll3650
Business Annual Payroll16322
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population64757
CBSA Division Population0
Congressional District12
Congressional LandArea2271.91
Delivery Residential1546
Delivery Business74
Delivery Total1741
Preferred Last Line KeyX23067
Classification Code
Multi-County
CSA NameColumbus-Marion-Zanesville, OH
CBSA_DIV_Name
City State KeyX23067
Land Area2.919000
Water Area0.025000
City Alias Code
City Mixed CaseThe Plains
City Alias Mixed CaseThe Plains
Box Count106
SFDU1158
MFDU112
State ANSI39
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388183
Unique ZIP Name
SSA State County Code36040
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID17
County Mixed CaseAthens

Ohio Homeowners Insurance News & Information

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    Family relax on the couch. Happy beautiful young parents are smiling, hugging and playing with them kids at home together Governor DeSantis recently asked the legislature for over $600 million to help lower homeowners insurance in his 2025-26 budget request. The budget proposal asks for $590 million to go towards the My Safe Florida Home […]

  • North Carolina Homeowners’ Insurance Premiums May See a 15% Increase Posted on Thursday 23rd January, 2025

    The base rate for North Carolina homeowners insurance will be headed up by an average of 15% by the middle of 2026. The rate increases are part of a settlement that was reached with the insurance industry by the North Carolina Insurance Department. The state Insurance Commissioner Mike Causey recently announced the rate increase agreement […]

  • 2025 Florida Home Insurance Rates Could Increase Posted on Tuesday 14th January, 2025

    While many state legislators, industry leaders and insurance regulators have been claiming that the insurance market in Florida has stabilized, it looks like premiums may be headed up again in the near future.  According to an analysis by the South Florida Sun Sentinel, the average statewide premium, being paid for an all-perils single-family home policy […]