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45819 Homeowners Insurance Quotes & Rates

Buckland residents living within the 92 homes available in the zip code of 45819 are shopping online to compare cheaper and more affordable Buckland, OH home insurance rates. In the great city of Buckland, homeowners like you want to find less expensive coverage since the home insurance rates have increased. Currently, the average home insurance rate within the state of Ohio is around $677 per year. These average rates are based on a standard or basic homeowner policy that covers your home for risk of fire, theft or liability issues if someone was to be injured on your property. We can provide enhanced coverage options to give you that added protection that you need for your home in the 45819 zip code.

With our online home insurance quoting application and excellent review service, we can help you save up to 40% or more on your next homeowners policy. We will shop up to 12 competitive home insurance rates, review all the coverage options available and propose any discounts or credits that may be available to you. Each home insurance company is different and likes to generate rates based on a number of different risk factors when it comes to insuring your home. We will be able to explain which home insurance company is best for you based on the coverage details, rate affordability and claim dependability.

Let us help you shop and compare your 45819 home insurance rates today! Please give us a call now at 1-855-976-2656. For Buckland, OH Homeowners Insurance Quotes, Click to easily get started!

45819 Home Insurance Average Premiums

Local 45819 homeowners insurance quotes comparison

$427 /yr.

Shows Zip Code: 45819 lowest rates with discounts applied on average.

For the 45819, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$427 /yr.
Average Coverage:$677 /yr.
2600 sq. ft. or higher
(all discounts applied)
$977 /yr.

What is the average home insurance cost for a home in 45819?

  • • The average homeowners insurance premium paid annually for a home in 45819 is around $677 per year.

What does it cost on average per month for home insurance in 45819?

  • • Homeowners in 45819 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 45819?

  • • Autoowners in 45819 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Buckland area, check out other zip codes nearby 45819.
Review average rates in another zip code:
45819 homeowners insurance rates

Home Replacement Cost Coverage in 45819

Average Building Cost Per Square Foot in 45819: $111

Location: Buckland, Ohio (Auglaize County)

Average Square Footage in 45819: 752 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45819 before you start any project. Buckland homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45819 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45819 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 752 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Buckland area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111752$83,500
Additional Upgrades & Added Features$139752$104,375
Major Home Updates or Advancements$167752$125,250

It's important to understand that when you estimate your replacement cost of your home in the 45819 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45819

Best Home & Auto Insurance Agencies in 45819

Housing Demographics for 45819

Population Review for 45819 Zip Code

For the city of Buckland, the population within 45819 has increased to over 253 residents in population size. The current population total is 233. We have broken down the population based on race below. In 45819, there are over 110 in male population and 123 females.

PopulationValues
Total Population233
White Population230
Black Population1
Hispanic Population2
Asian Population0
Hawaiian Population0
Indian Population0
Other Population0
Male Population110
Female Population123
Population Estimate253

Household Data for 45819

The average number of homes in 45819 is around 92, there are an average of 2.53 per household. The average house value according to local real estate values is around $83,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode92
Persons Per Household2.53
Average House Value$83,500
Income Per Household$56071
Median Age37.3
Median Age Male35.7
Median Age Female38.5
45819 DetailsValues
StateOH
State Full NameOhio
City TypeN
City Alias Abbreviation
Area Code419/567
CityBuckland
City Alias NameBUCKLAND
CountyAuglaize
County FIPS011
State FIPS39
Time Zone5
Day Light SavingY
MSA4320
PMSA
CSA338
CBSA47540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWapakoneta, OH
MSA_NameLima, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses4
Number Of Employees16
Business First Quarter Payroll101
Business Annual Payroll892
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45949
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential100
Delivery Business6
Delivery Total180
Preferred Last Line Key017111
Classification Code
Multi-County
CSA NameLima-Van Wert-Celina, OH
CBSA_DIV_Name
City State Key017111
Land Area0.264000
Water Area0.000000
City Alias Code
City Mixed CaseBuckland
City Alias Mixed CaseBuckland
Box Count0
SFDU100
MFDU0
State ANSI39
County ANSI011
ZIP Intro
Alias Intro
Facility CodeN
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number388617
Unique ZIP Name
SSA State County Code36050
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseAuglaize

Ohio Homeowners Insurance News & Information

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