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Compare 45826 Home Insurance Rates Today!

Compare multiple home insurance rates for your home in Chickasaw just got easier with the quick quoting system provided by GetHomeInsuranceQuotes.com. We make it easier for you and your 142 neighbors looking to save on their home insurance policy in the local 45826 zip code area. Our process is very simple, easy to use and hassle free. We help you shop and compare competitive rates for your home in 45826. So how do we provide affordable home insurance quotes? We use your home details from our online quoting application to compare the best Ohio rates and coverage options with over 12 major carriers. Then we evaluate the best coverage and apply all the discounts and credits to help you save an additional 40%. We do all of this and more and our service online or over the phone is free. Let us help you compare your Chickasaw, OH home insurance rates today!

For more information about homeowners insurance, like average home insurance rates, coverage options or home insurance types, please select Home Insurance Rates in Chickasaw, OH

45826 Home Insurance Average Premiums

Local 45826 homeowners insurance quotes comparison

$426 /yr.

Shows Zip Code: 45826 lowest rates with discounts applied on average.

For the 45826, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$426 /yr.
Average Coverage:$676 /yr.
2600 sq. ft. or higher
(all discounts applied)
$976 /yr.

What is the average home insurance cost for a home in 45826?

  • • The average homeowners insurance premium paid annually for a home in 45826 is around $676 per year.

What does it cost on average per month for home insurance in 45826?

  • • Homeowners in 45826 pay a monthly average cost per month around $56.00.

What kind of discount could I get if I combine my home and auto insurance together in 45826?

  • • Autoowners in 45826 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Chickasaw area, check out other zip codes nearby 45826.
Review average rates in another zip code:
45826 homeowners insurance rates

Home Replacement Cost Coverage in 45826

Average Building Cost Per Square Foot in 45826: $111

Location: Chickasaw, Ohio (Mercer County)

Average Square Footage in 45826: 1,802 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45826 before you start any project. Chickasaw homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45826 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45826 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,802 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Chickasaw area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,802$200,000
Additional Upgrades & Added Features$1391,802$250,000
Major Home Updates or Advancements$1671,802$300,000

It's important to understand that when you estimate your replacement cost of your home in the 45826 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45826

Best Home & Auto Insurance Agencies in 45826

Housing Demographics for 45826

Population Review for 45826 Zip Code

For the city of Chickasaw, the population within 45826 has increased to over 0 residents in population size. The current population total is 358. We have broken down the population based on race below. In 45826, there are over 178 in male population and 180 females.

PopulationValues
Total Population358
White Population347
Black Population0
Hispanic Population5
Asian Population0
Hawaiian Population0
Indian Population0
Other Population4
Male Population178
Female Population180
Population Estimate0

Household Data for 45826

The average number of homes in 45826 is around 142, there are an average of 2.52 per household. The average house value according to local real estate values is around $200,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode142
Persons Per Household2.52
Average House Value$200,000
Income Per Household$71250
Median Age37.0
Median Age Male37.3
Median Age Female35.7
45826 DetailsValues
StateOH
State Full NameOhio
City TypeZ
City Alias Abbreviation
Area Code419/567
CityChickasaw
City Alias NameCHICKASAW
CountyMercer
County FIPS107
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA338
CBSA16380
CBSA_DIV
CBSA_TypeMicro
CBSA_NameCelina, OH
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses15
Number Of Employees140
Business First Quarter Payroll1389
Business Annual Payroll8138
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population40814
CBSA Division Population0
Congressional District05
Congressional LandArea5626.47
Delivery Residential0
Delivery Business0
Delivery Total1141
Preferred Last Line KeyX20535
Classification CodeP
Multi-County
CSA NameLima-Van Wert-Celina, OH
CBSA_DIV_Name
City State KeyX20535
Land Area0.240000
Water Area0.001000
City Alias Code
City Mixed CaseChickasaw
City Alias Mixed CaseChickasaw
Box Count0
SFDU0
MFDU0
State ANSI39
County ANSI107
ZIP Intro
Alias Intro
Facility CodeC
City Delivery IndicatorY
Carrier Route Rate SortationC
Finance Number381442
Unique ZIP Name
SSA State County Code36550
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseMercer

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