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45833 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 45833 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in Delphos, OH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 45833.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 45833 and start shopping.

Quickly and Easily Compare Average Rates for 45833

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Delphos, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 45833

Homeowners in Delphos are paying roughly $684 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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45833 Home Insurance Average Premiums

Local 45833 homeowners insurance quotes comparison

$434 /yr.

Shows Zip Code: 45833 lowest rates with discounts applied on average.

For the 45833, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$434 /yr.
Average Coverage:$684 /yr.
2600 sq. ft. or higher
(all discounts applied)
$984 /yr.

What is the average home insurance cost for a home in 45833?

  • • The average homeowners insurance premium paid annually for a home in 45833 is around $684 per year.

What does it cost on average per month for home insurance in 45833?

  • • Homeowners in 45833 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 45833?

  • • Autoowners in 45833 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Delphos area, check out other zip codes nearby 45833.
Review average rates in another zip code:
45833 homeowners insurance rates

Home Replacement Cost Coverage in 45833

Average Building Cost Per Square Foot in 45833: $111

Location: Delphos, Ohio (Allen County)

Average Square Footage in 45833: 1,141 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45833 before you start any project. Delphos homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45833 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45833 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,141 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Delphos area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,141$126,600
Additional Upgrades & Added Features$1391,141$158,250
Major Home Updates or Advancements$1671,141$189,900

It's important to understand that when you estimate your replacement cost of your home in the 45833 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45833

German Mutual

Address: 112 East 3rd Street Delphos, OH 45833
Phone: (419)692-3413
Website:

Best Home & Auto Insurance Agencies in 45833

Nationwide Insurance - Jerry A Gilden Cpcu

Address: 403 N Main St Delphos, OH 45833
Phone:
Website: http://www.nationwide.com/agent/Delphos-OHIO-insurance-agent/j-a-gilden/office.html
Info:

Housing Demographics for 45833

Population Review for 45833 Zip Code

For the city of Delphos, the population within 45833 has increased to over 10,806 residents in population size. The current population total is 10,682. We have broken down the population based on race below. In 45833, there are over 5379 in male population and 5303 females.

PopulationValues
Total Population10,682
White Population10015
Black Population50
Hispanic Population364
Asian Population23
Hawaiian Population1
Indian Population19
Other Population168
Male Population5379
Female Population5303
Population Estimate10806

Household Data for 45833

The average number of homes in 45833 is around 4,282, there are an average of 2.45 per household. The average house value according to local real estate values is around $126,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode4,282
Persons Per Household2.45
Average House Value$126,600
Income Per Household$60997
Median Age41.0
Median Age Male39.3
Median Age Female42.9
45833 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419/567
CityDelphos
City Alias NameDELPHOS
CountyAllen
County FIPS003
State FIPS39
Time Zone5
Day Light SavingY
MSA4320
PMSA
CSA338
CBSA30620
CBSA_DIV
CBSA_TypeMetro
CBSA_NameLima, OH
MSA_NameLima, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses231
Number Of Employees3855
Business First Quarter Payroll37943
Business Annual Payroll183599
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population106331
CBSA Division Population0
Congressional District04|05
Congressional LandArea4664.87|5626.47
Delivery Residential4411
Delivery Business227
Delivery Total4782
Preferred Last Line KeyX20798
Classification Code
Multi-CountyY
CSA NameLima-Van Wert-Celina, OH
CBSA_DIV_Name
City State KeyX20798
Land Area72.362000
Water Area0.379000
City Alias Code
City Mixed CaseDelphos
City Alias Mixed CaseDelphos
Box Count66
SFDU4042
MFDU202
State ANSI39
County ANSI003
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number382156
Unique ZIP Name
SSA State County Code36010
Medicare CBSA Code30620
Medicare CBSA NameLima, OH
Medicare CBSA TypeMetro
Market Rating Area ID2
County Mixed CaseAllen

Ohio Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]