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45849 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 45849 zip code it's important to know that our rates are very competitive for homeowners living in Grover Hill, OH. Many homeowners based out of your 45849 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Ohio licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 45849 should appear in the zip code field ready to go. For Grover Hill, OH Homeowners Insurance Quotes nearby, we offer the best rates and service.

45849: Average Home Insurance Rates

For homeowners living in the great city of Grover Hill, the average homeowners policy is considered very low in comparison to other states. Ohio premiums are estimated to be around $678 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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45849 Home Insurance Average Premiums

Local 45849 homeowners insurance quotes comparison

$428 /yr.

Shows Zip Code: 45849 lowest rates with discounts applied on average.

For the 45849, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$428 /yr.
Average Coverage:$678 /yr.
2600 sq. ft. or higher
(all discounts applied)		$978 /yr.

What is the average home insurance cost for a home in 45849?

  • • The average homeowners insurance premium paid annually for a home in 45849 is around $678 per year.

What does it cost on average per month for home insurance in 45849?

  • • Homeowners in 45849 pay a monthly average cost per month around $57.00.

What kind of discount could I get if I combine my home and auto insurance together in 45849?

  • • Autoowners in 45849 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Grover Hill area, check out other zip codes nearby 45849.
Review average rates in another zip code:
45849 homeowners insurance rates

Home Replacement Cost Coverage in 45849

Average Building Cost Per Square Foot in 45849: $111

Location: Grover Hill, Ohio (Paulding County)

Average Square Footage in 45849: 753 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45849 before you start any project. Grover Hill homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45849 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45849 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 753 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Grover Hill area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$111753$83,600
Additional Upgrades & Added Features$139753$104,500
Major Home Updates or Advancements$167753$125,400

It's important to understand that when you estimate your replacement cost of your home in the 45849 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45849

Best Home & Auto Insurance Agencies in 45849

Housing Demographics for 45849

Population Review for 45849 Zip Code

For the city of Grover Hill, the population within 45849 has increased to over 925 residents in population size. The current population total is 1,154. We have broken down the population based on race below. In 45849, there are over 593 in male population and 561 females.

PopulationValues
Total Population1,154
White Population1093
Black Population2
Hispanic Population47
Asian Population0
Hawaiian Population0
Indian Population11
Other Population18
Male Population593
Female Population561
Population Estimate925

Household Data for 45849

The average number of homes in 45849 is around 439, there are an average of 2.63 per household. The average house value according to local real estate values is around $83,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode439
Persons Per Household2.63
Average House Value$83,600
Income Per Household$62250
Median Age39.4
Median Age Male39.8
Median Age Female38.6
45849 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419
CityGrover Hill
City Alias NameGROVER HILL
CountyPaulding
County FIPS125
State FIPS39
Time Zone5
Day Light SavingY
MSA
PMSA
CSA
CBSA
CBSA_DIV
CBSA_Type
CBSA_Name
MSA_Name
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses11
Number Of Employees37
Business First Quarter Payroll311
Business Annual Payroll1629
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population0
CBSA Division Population0
Congressional District05
Congressional LandArea5626.47
Delivery Residential352
Delivery Business6
Delivery Total485
Preferred Last Line KeyX21217
Classification Code
Multi-CountyY
CSA Name
CBSA_DIV_Name
City State KeyX21217
Land Area43.474000
Water Area0.031000
City Alias Code
City Mixed CaseGrover Hill
City Alias Mixed CaseGrover Hill
Box Count113
SFDU352
MFDU0
State ANSI39
County ANSI125
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number383318
Unique ZIP Name
SSA State County Code36640
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CasePaulding

Ohio Homeowners Insurance News & Information

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