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45871 Homeowners Insurance Quotes & Coverage Options

If you are looking to lower the cost of your homeowners insurance policy you have come to the right place. We have helped thousands of shoppers in 45871 zip code find a great new policy that offers the coverage they need at a price they can afford.

GetHomeInsuranceQuotes.com makes shopping for a new policy in New Knoxville, OH quick and easy. Our rates are super competitive and our agents can advise you on what coverages you need in 45871.

Shopping for insurance quotes on GetHomeInsuranceQuotes.com is always free and we will provide you with a free consultation to answer any questions you may have about coverages and rates.

If you are ready to start shopping for a great policy simply click the "Get Multiple Quotes Now" button, enter 45871 and start shopping.

Quickly and Easily Compare Average Rates for 45871

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional New Knoxville, OH home insurance quotes in your local city and review the most competitive coverages and premiums.

Average Policy Rates in 45871

Homeowners in New Knoxville are paying roughly $637 per year for a homeowners policy. We can help you shave up to 40 percent off of your current homeowners premium. Get started now and shop up to 12 insurance quotes from nationwide insurers right now.

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45871 Home Insurance Average Premiums

Local 45871 homeowners insurance quotes comparison

$387 /yr.

Shows Zip Code: 45871 lowest rates with discounts applied on average.

For the 45871, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$387 /yr.
Average Coverage:$637 /yr.
2600 sq. ft. or higher
(all discounts applied)		$937 /yr.

What is the average home insurance cost for a home in 45871?

  • • The average homeowners insurance premium paid annually for a home in 45871 is around $637 per year.

What does it cost on average per month for home insurance in 45871?

  • • Homeowners in 45871 pay a monthly average cost per month around $53.00.

What kind of discount could I get if I combine my home and auto insurance together in 45871?

  • • Autoowners in 45871 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the New Knoxville area, check out other zip codes nearby 45871.
Review average rates in another zip code:
45871 homeowners insurance rates

Home Replacement Cost Coverage in 45871

Average Building Cost Per Square Foot in 45871: $111

Location: New Knoxville, Ohio (Auglaize County)

Average Square Footage in 45871: 1,415 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 45871 before you start any project. New Knoxville homeowners pay on average around $111 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 45871 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 45871 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,415 sq. ft. and the average cost to rebuild the home in this area is around $111 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the New Knoxville area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$1111,415$157,100
Additional Upgrades & Added Features$1391,415$196,375
Major Home Updates or Advancements$1671,415$235,650

It's important to understand that when you estimate your replacement cost of your home in the 45871 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 45871

Best Home & Auto Insurance Agencies in 45871

Housing Demographics for 45871

Population Review for 45871 Zip Code

For the city of New Knoxville, the population within 45871 has increased to over 1,287 residents in population size. The current population total is 2,019. We have broken down the population based on race below. In 45871, there are over 974 in male population and 1045 females.

PopulationValues
Total Population2,019
White Population1929
Black Population20
Hispanic Population32
Asian Population4
Hawaiian Population0
Indian Population2
Other Population15
Male Population974
Female Population1045
Population Estimate1287

Household Data for 45871

The average number of homes in 45871 is around 735, there are an average of 2.65 per household. The average house value according to local real estate values is around $157,100. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode735
Persons Per Household2.65
Average House Value$157,100
Income Per Household$70729
Median Age40.6
Median Age Male41.3
Median Age Female39.4
45871 DetailsValues
StateOH
State Full NameOhio
City TypeP
City Alias Abbreviation
Area Code419
CityNew Knoxville
City Alias NameNEW KNOXVILLE
CountyAuglaize
County FIPS011
State FIPS39
Time Zone5
Day Light SavingY
MSA4320
PMSA
CSA338
CBSA47540
CBSA_DIV
CBSA_TypeMicro
CBSA_NameWapakoneta, OH
MSA_NameLima, OH MSA
PMSA_Name
RegionMidwest
DivisionEast North Central
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses29
Number Of Employees589
Business First Quarter Payroll4917
Business Annual Payroll19993
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population45949
CBSA Division Population0
Congressional District04
Congressional LandArea4664.87
Delivery Residential486
Delivery Business4
Delivery Total774
Preferred Last Line KeyX22104
Classification Code
Multi-CountyY
CSA NameLima-Van Wert-Celina, OH
CBSA_DIV_Name
City State KeyX22104
Land Area23.594000
Water Area0.012000
City Alias Code
City Mixed CaseNew Knoxville
City Alias Mixed CaseNew Knoxville
Box Count239
SFDU483
MFDU0
State ANSI39
County ANSI011
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number385803
Unique ZIP Name
SSA State County Code36050
Medicare CBSA Code99936
Medicare CBSA NameRural Areas in OH
Medicare CBSA TypeMicro
Market Rating Area ID2
County Mixed CaseAuglaize

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