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97001, OR Home Insurance

In the zip code of 97001, the population size is around 131, which consists of 53 occupied homes in your area. We often hear homeowners ask us what the average home insurance premiums are for residence living in Antelope, OR. A few years ago, a study was done and found that the average home insurance rates for Oregon are around $557 per year for a standard homeowners policy. At GetHomeInsuranceQuotes.com, we help homeowners find cheaper rates and better coverage for an existing or new home purchase opportunity. We have partnered with 12 major home insurance companies that have the most competitive rates for homes in the 97001 zip code location. Our savings model helps you not only save up to 40% or more, but also includes enhanced coverage options to help protect your home and family while livings in Antelope. If you enter your zip code for the home you would like to shop and compare rates for today, we can help you review the premiums and coverage online or over the phone. Give us a call now at 1-855-976-2656 so we can help you compare rates today!

If you would like to review more information on rates within your area, please click Antelope, OR Homeowners Insurance Online Rates Today!

97001 Home Insurance Average Premiums

Local 97001 homeowners insurance quotes comparison

$307 /yr.

Shows Zip Code: 97001 lowest rates with discounts applied on average.

For the 97001, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$307 /yr.
Average Coverage:$557 /yr.
2600 sq. ft. or higher
(all discounts applied)
$857 /yr.

What is the average home insurance cost for a home in 97001?

  • • The average homeowners insurance premium paid annually for a home in 97001 is around $557 per year.

What does it cost on average per month for home insurance in 97001?

  • • Homeowners in 97001 pay a monthly average cost per month around $46.00.

What kind of discount could I get if I combine my home and auto insurance together in 97001?

  • • Autoowners in 97001 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Antelope area, check out other zip codes nearby 97001.
Review average rates in another zip code:
97001 homeowners insurance rates

Home Replacement Cost Coverage in 97001

Average Building Cost Per Square Foot in 97001: $221

Location: Antelope, Oregon (Wasco County)

Average Square Footage in 97001: 464 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97001 before you start any project. Antelope homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97001 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97001 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 464 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Antelope area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$221464$102,500
Additional Upgrades & Added Features$276464$128,125
Major Home Updates or Advancements$332464$153,750

It's important to understand that when you estimate your replacement cost of your home in the 97001 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97001

Best Home & Auto Insurance Agencies in 97001

Housing Demographics for 97001

Population Review for 97001 Zip Code

For the city of Antelope, the population within 97001 has increased to over 14 residents in population size. The current population total is 131. We have broken down the population based on race below. In 97001, there are over 66 in male population and 65 females.

PopulationValues
Total Population131
White Population118
Black Population0
Hispanic Population12
Asian Population0
Hawaiian Population0
Indian Population0
Other Population7
Male Population66
Female Population65
Population Estimate14

Household Data for 97001

The average number of homes in 97001 is around 53, there are an average of 2.47 per household. The average house value according to local real estate values is around $102,500. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode53
Persons Per Household2.47
Average House Value$102,500
Income Per Household$36750
Median Age47.8
Median Age Male48.2
Median Age Female47.3
97001 DetailsValues
StateOR
State Full NameOregon
City TypeZ
City Alias Abbreviation
Area Code541
CityAntelope
City Alias NameANTELOPE
CountyWasco
County FIPS065
State FIPS41
Time Zone8
Day Light SavingY
MSA
PMSA
CSA
CBSA45520
CBSA_DIV
CBSA_TypeMicro
CBSA_NameThe Dalles, OR
MSA_Name
PMSA_Name
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses10
Number Of Employees61
Business First Quarter Payroll941
Business Annual Payroll5936
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population25213
CBSA Division Population0
Congressional District02
Congressional LandArea69442.78
Delivery Residential6
Delivery Business0
Delivery Total73
Preferred Last Line KeyZ14730
Classification CodeP
Multi-County
CSA Name
CBSA_DIV_Name
City State KeyZ14730
Land Area294.731000
Water Area0.260000
City Alias Code
City Mixed CaseAntelope
City Alias Mixed CaseAntelope
Box Count58
SFDU6
MFDU0
State ANSI41
County ANSI065
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationC
Finance Number400288
Unique ZIP Name
SSA State County Code38320
Medicare CBSA Code99938
Medicare CBSA NameRural Areas in OR
Medicare CBSA TypeMicro
Market Rating Area ID6
County Mixed CaseWasco

Oregon Homeowners Insurance News & Information

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