Compare quotes for your home in 97002! Compare the best 12 carriers in minutes.
97002, OR Homeowners Insurance Rates
With a population size of 5,874 and with 2,203 occupied homes in the 97002 area, our online shopping service is becoming very helpful for homeowners like you. The average home insurance premiums in Aurora, OR are around $550 per year for a standard HO-3 homeowners policy. Wouldn't you love to save up to 40% or more on your next home insurance policy? Our process easily compares the most competitive rates, while including all discounts and credits, plus reviewing all enhanced coverage options. You will find that GetHomeInsuranceQuotes.com is the best place online to shop for home insurance rates in Aurora, Oregon. If you are looking for more affordable rates, let us help you shop and compare your next homeowners policy today. Just enter your zip code to start online comparing, or give us a call at 1-855-976-2656 so we can help you review rates today!
It's important to know that if your Oregon home may be located in a risk area that is prone to flooding, hurricanes or earthquakes. You may need additional coverage that is not part of your current policy like an HO-3 or HO-2. We can help you review the best protection and coverage options for your home located in Aurora, OR.
For Oregon home insurance information, including average Aurora home insurance rates, coverage options or the different homeowners insurance types, please select Aurora, OR Home Insurance Quotes Now!
97002 Home Insurance Average Premiums
$300 /yr.
Shows Zip Code: 97002 lowest rates with discounts applied on average.
For the 97002, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.
| Coverage Amount: | Annual Premium |
|---|---|
| 1800 sq. ft. or below (discounts applied) | $300 /yr. |
| Average Coverage: | $550 /yr. |
| 2600 sq. ft. or higher (all discounts applied) | $850 /yr. |
What is the average home insurance cost for a home in 97002?
- • The average homeowners insurance premium paid annually for a home in 97002 is around $550 per year.
What does it cost on average per month for home insurance in 97002?
- • Homeowners in 97002 pay a monthly average cost per month around $46.00.
What kind of discount could I get if I combine my home and auto insurance together in 97002?
- • Autoowners in 97002 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.
For shopping home insurance rates within the Aurora area, check out other zip codes nearby 97002.
Review average rates in another zip code:
97002 homeowners insurance rates
Home Replacement Cost Coverage in 97002
Average Building Cost Per Square Foot in 97002: $221
Location: Aurora, Oregon (Marion County)Average Square Footage in 97002: 1,834 Sq. Ft.
When building or updating a home, it's always good to review the average cost per square foot to build in 97002 before you start any project. Aurora homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97002 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.
Here is how you determine your replacement cost. If we take an average home in 97002 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,834 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Aurora area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.
| Home Improvement Status | Price per Sq. Ft. | Square Feet | Dwelling Coverage |
|---|---|---|---|
| Basic Home Features | $221 | 1,834 | $405,300 |
| Additional Upgrades & Added Features | $276 | 1,834 | $506,625 |
| Major Home Updates or Advancements | $332 | 1,834 | $607,950 |
It's important to understand that when you estimate your replacement cost of your home in the 97002 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.
Best Homeowners Insurance Agencies in 97002
Best Home & Auto Insurance Agencies in 97002
Ray Insurance Agency - Nationwide Insurance
Address: 8600 Sw Saint Helens Dr, Ste 200 Wilsonville, OR 97002Phone:
Website: http://www.portland.citysearch.com/profile/663364420/wilsonville_or/ray_insurance_agency_nationwide_insurance.html
Info:
ACE Cash Express
Address: 1630 Beavercreek Rd Oregon City, OR 97002Phone:
Website: http://www.portland.citysearch.com/profile/667562210/oregon_city_or/ace_cash_express.html
Info:
Randy Rugg Ins Agency Inc - State Farm Insurance Agent
Address: 29781 Sw Town Center Loop W Wilsonville, OR 97002Phone:
Website: http://www.portland.citysearch.com/profile/external/46274225/wilsonville_or/randy_rugg_ins_agcy_inc_state_farm_insurance_agent.html
Info:
American Family Insurance - Deborah E Hepler
Address: 719 Molalla Ave Oregon City, OR 97002Phone:
Website: http://www.insurance-agency.amfam.com/OR/deborah-e-hepler/default.aspx?sourceid=yp3
Info:
White Terry - State Farm Insurance Agent
Address: 22806 Sw Forest Creek Dr Sherwood, OR 97002Phone:
Website: http://www.dexknows.com/rd?dku=http://www.dexknows.com/business_profiles/white_terry___state_farm_insurance_agent-b2344655&mkt=63801
Info:
Housing Demographics for 97002
Population Review for 97002 Zip Code
For the city of Aurora, the population within 97002 has increased to over 5,935 residents in population size. The current population total is 5,874. We have broken down the population based on race below. In 97002, there are over 3034 in male population and 2840 females.
| Population | Values |
|---|---|
| Total Population | 5,874 |
| White Population | 4681 |
| Black Population | 29 |
| Hispanic Population | 946 |
| Asian Population | 59 |
| Hawaiian Population | 10 |
| Indian Population | 82 |
| Other Population | 476 |
| Male Population | 3034 |
| Female Population | 2840 |
| Population Estimate | 5935 |
Household Data for 97002
The average number of homes in 97002 is around 2,203, there are an average of 2.67 per household. The average house value according to local real estate values is around $405,300. Please review the following demographics below for average income and media age.
| Housing / Income Data | Values |
|---|---|
| Households Per Zipcode | 2,203 |
| Persons Per Household | 2.67 |
| Average House Value | $405,300 |
| Income Per Household | $67576 |
| Median Age | 47.7 |
| Median Age Male | 46.5 |
| Median Age Female | 49.2 |
| 97002 Details | Values |
|---|---|
| State | OR |
| State Full Name | Oregon |
| City Type | P |
| City Alias Abbreviation | |
| Area Code | 503/971 |
| City | Aurora |
| City Alias Name | AURORA |
| County | Marion |
| County FIPS | 047 |
| State FIPS | 41 |
| Time Zone | 8 |
| Day Light Saving | Y |
| MSA | 6442 |
| PMSA | 7080 |
| CSA | 440 |
| CBSA | 41420 |
| CBSA_DIV | |
| CBSA_Type | Metro |
| CBSA_Name | Salem, OR |
| MSA_Name | Portland-Salem, OR-WA CMSA |
| PMSA_Name | Salem, OR PMSA |
| Region | West |
| Division | Pacific |
| MailingName | Y |
| Economic & Growth Review | Values |
|---|---|
| Number Of Businesses | 195 |
| Number Of Employees | 2261 |
| Business First Quarter Payroll | 29208 |
| Business Annual Payroll | 137476 |
| Business Employment Flag | |
| Growth Rank | 0 |
| Growth Housing Units 2003 | |
| Growth Housing Units 2004 | |
| Growth Increase Number | 0 |
| Growth Increase Percentage | 0.0 |
| Metropolitan Details | Values |
|---|---|
| CBSA Population | 390738 |
| CBSA Division Population | 0 |
| Congressional District | 05 |
| Congressional LandArea | 5189.73 |
| Delivery Residential | 2223 |
| Delivery Business | 244 |
| Delivery Total | 2713 |
| Preferred Last Line Key | Z14743 |
| Classification Code | |
| Multi-County | Y |
| CSA Name | Portland-Vancouver-Salem, OR-WA |
| CBSA_DIV_Name | |
| City State Key | Z14743 |
| Land Area | 41.493000 |
| Water Area | 0.577000 |
| City Alias Code | |
| City Mixed Case | Aurora |
| City Alias Mixed Case | Aurora |
| Box Count | 285 |
| SFDU | 1687 |
| MFDU | 143 |
| State ANSI | 41 |
| County ANSI | 047 |
| ZIP Intro | |
| Alias Intro | |
| Facility Code | P |
| City Delivery Indicator | N |
| Carrier Route Rate Sortation | D |
| Finance Number | 400464 |
| Unique ZIP Name | |
| SSA State County Code | 38230 |
| Medicare CBSA Code | 41420 |
| Medicare CBSA Name | Salem, OR |
| Medicare CBSA Type | Metro |
| Market Rating Area ID | 3 |
| County Mixed Case | Marion |
Oregon Homeowners Insurance News & Information
-
$4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024
According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]
-
I can’t afford my home insurance, what do I do? Posted on Saturday 9th November, 2024
According to data from the National Association of Realtors (NAR), the average U.S. insurance rate is $2,377 a year. The data also suggest that homeowners could see a 6% rise in rates by the end of the year which is in addition to the 20% increase over the two previous years. As climate change pushes […]
-
How to Get the Best Homeowners Insurance Policy for Your Needs Posted on Wednesday 6th November, 2024
Having the proper insurance coverages in place is a critical part of owning a home, it protects your investment and finances in the event your home is destroyed by an unexpected disaster such as a fire, flood or severe storm. Understanding the different coverages that are available to homeowners is key to making sure you […]