Get multiple home insurance quotes in 97008. Our licensed 97008, OR agents are ready to serve you.

Find the lowest Homeowners Insurance Rates in 97008

There are a number of ways to save money on your homeowners insurance rates. Discounts, bundling, upgrading your security system or replacing your roof with wind resistance materials are all great ways to lower your premium but the number one recommended way to save is to shop your coverage on a regular basis.

If you are shopping for coverage in 97008, do yourself a favor and get a rate quote from GetHomeInsuranceQuotes.com. We will provide you with up to 12 quotes for homeowners coverage in Beaverton, OR from a list of top tier nationwide insurers.

Our Oregon licensed agents will review the quotes with you and provide advice on coverage types and coverage levels that will work best for you and your family.

It’s easy to get started. Just click the "Get Multiple Quotes Now" button below and your 97008 will appear in the zip code field and you are ready to go.

It’s Time to Compare Rate Quotes for 97008

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Beaverton, OR home insurance quotes in your local city and review the most competitive coverages and premiums.

97008 Ratings: very low!

Saving up to 40 percent on your homeowner insurance premium has never been easier. We will do all of the legwork for you and present you with the best policy options to help protect your home.

In addition to gathering the best quotes from 12 major insurance companies in Beaverton we will also share what average rates are in your area so we can compare savings and coverage options. Reviewing what home insurance cost will help you determine if your current insurance premium is on the high side or if you are already getting a bargain. For example, in 97008, homeowners are seeing rates around 564 on average per year.

Let us help you compare home insurance rates right now. Get started shopping for new policy in 97008!

97008 Home Insurance Average Premiums

Local 97008 homeowners insurance quotes comparison

$314 /yr.

Shows Zip Code: 97008 lowest rates with discounts applied on average.

For the 97008, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$314 /yr.
Average Coverage:$564 /yr.
2600 sq. ft. or higher
(all discounts applied)
$864 /yr.

What is the average home insurance cost for a home in 97008?

  • • The average homeowners insurance premium paid annually for a home in 97008 is around $564 per year.

What does it cost on average per month for home insurance in 97008?

  • • Homeowners in 97008 pay a monthly average cost per month around $47.00.

What kind of discount could I get if I combine my home and auto insurance together in 97008?

  • • Autoowners in 97008 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Beaverton area, check out other zip codes nearby 97008.
Review average rates in another zip code:
97006 homeowners insurance rates
97008 homeowners insurance rates
97005 homeowners insurance rates
97007 homeowners insurance rates

Home Replacement Cost Coverage in 97008

Average Building Cost Per Square Foot in 97008: $221

Location: Beaverton, Oregon (Washington County)

Average Square Footage in 97008: 1,881 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97008 before you start any project. Beaverton homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97008 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97008 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,881 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Beaverton area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,881$415,600
Additional Upgrades & Added Features$2761,881$519,500
Major Home Updates or Advancements$3321,881$623,400

It's important to understand that when you estimate your replacement cost of your home in the 97008 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97008

Best Home & Auto Insurance Agencies in 97008

GEICO Local Office

Address: 8845 Southwest Cascade Avenue Beaverton, OR 97008
Phone:
Website: http://www.portland.citysearch.com/profile/external/660578730/beaverton_or/geico_local_office.html
Info:

American Family Insurance Dave Norqual

Address: 10047 SW Nimbus Ave Beaverton, OR 97008
Phone:
Website:
Info:

American Family Insurance - Kazem Abunnadi

Address: 11855 SW Ridgecrest Dr, #215 Beaverton, OR 97008
Phone:
Website: http://www.amfam.com
Info: American Family Insurance | Auto Insurance, Car Insurance, Life, Homeowners & More
American Family Insurance offers affordable car insurance, homeowners insurance, life insurance, business insurance, annuities and more. auto insurance, car insurance, life insurance, homeowners insurance, business insurance, annuities

Housing Demographics for 97008

Population Review for 97008 Zip Code

For the city of Beaverton, the population within 97008 has increased to over 29,636 residents in population size. The current population total is 29,632. We have broken down the population based on race below. In 97008, there are over 14333 in male population and 15299 females.

PopulationValues
Total Population29,632
White Population19935
Black Population761
Hispanic Population5571
Asian Population2081
Hawaiian Population166
Indian Population332
Other Population2706
Male Population14333
Female Population15299
Population Estimate29636

Household Data for 97008

The average number of homes in 97008 is around 12,042, there are an average of 2.44 per household. The average house value according to local real estate values is around $415,600. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode12,042
Persons Per Household2.44
Average House Value$415,600
Income Per Household$77257
Median Age38.9
Median Age Male37.6
Median Age Female40.4
97008 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityBeaverton
City Alias NameBEAVERTON
CountyWashington
County FIPS067
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses790
Number Of Employees10548
Business First Quarter Payroll170070
Business Annual Payroll753793
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01|06
Congressional LandArea3007|0
Delivery Residential12146
Delivery Business667
Delivery Total24548
Preferred Last Line KeyZ14760
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ14760
Land Area5.298000
Water Area0.000000
City Alias Code
City Mixed CaseBeaverton
City Alias Mixed CaseBeaverton
Box Count0
SFDU5208
MFDU1199
State ANSI41
County ANSI067
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorY
Carrier Route Rate SortationD
Finance Number400688
Unique ZIP Name
SSA State County Code38330
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseWashington

Oregon Homeowners Insurance News & Information

  • 2025 – Study Shows Home Insurance Market Stabilizing Posted on Wednesday 11th December, 2024

    According to a new report from Matic, the homeowner’s insurance market has shown signs of stabilizing roughly two years after major premium hikes and coverage challenges.  Even though premiums are high, trends in the insurance industry show that a slowdown in premium growth may be coming. Here is a brief overview of the report and […]

  • What’s the average home insurance rate for a $300K home in 2024? Posted on Monday 9th December, 2024

    A recent report from Insurance.com found that the average homeowners insurance rate for a $300,000 in homeowners coverage hit $2,777 per year which breaks down to $231 monthly.  The cost of homeowners insurance in some states can be extremely expensive, for years Florida has been know to have the highest premiums in the nation. When […]

  • $4.5B Estimated In Insured Losses After 2024 Florida Hurricanes Posted on Wednesday 13th November, 2024

    According to the Florida Office of Insurance Regulation, the three hurricanes that made landfall this year have caused more than $4.5 billion in estimated insured losses. Hurricane Debby, Helene and Milton all hit the state within two months of each other Helene and Milton struck just two weeks apart. State data show that over 269,000 […]