Get multiple home insurance quotes in 97015. Our licensed 97015, OR agents are ready to serve you.

Check Out 97015 Home Insurance Rates

Shopping for homeowners insurance is never fun but at GetHomeInsuranceQuotes.com we make the process much easier. We will provide you with multiple quotes and coverage options for your home in Clackamas, OR.

We will gather some basic information about your home in Clackamas, OR and will then get to work and gather quotes from up to 12 nationwide home insurers who will provide their most competitive prices for your policy needs.

Our service is always free and we have a team of Oregon licensed home insurance professionals who can walk you through your policy options as well as answer any questions you may have about rates or coverage levels. In addition they will do a discount review to make sure you are getting all of the discounts that you are entitled to receive.

If you are ready to start researching homeowner insurance rates in 97015 simply click the "Get Multiple Quotes Now" button.

Research Home Insurance Quotes in 97015

We have pulled together a variety of data related to homeowners insurance in Oregon. Simply click on one of the links below to learn about the average cost of homeowners insurance in Oregon as well as local coverage options.

You can easily compare rates for your home in ZIP starting an online quoting application to "get quotes". Or search additional Clackamas, OR home insurance quotes in your local city and review the most competitive coverages and premiums.

97015 Homeowners Insurance Rates, Average Rating: very low!

Homeowners insurance policies in 97015 include both property and casualty coverage which protects your home from a variety of risks which include but are not limited to fire, theft, vandalism, and wind damage. A standard homeowner policy also includes liability protection, which can come in handy if someone is injured on your property.

Unfortunately, flood and earthquake damage is not covered by a standard homeowners insurance policy so if you are located in a flood plain or high risk area, you will need a separate flood policy.

Regardless of what type of homeowners insurance you need, we can help you find a great policy at an affordable price. Data shows that for a standard homeowner policy in Oregon is roughly $541. In most cases, we can help you save up to 40 percent on your homeowner insurance costs.

Get started right now saving on your 97015 homeowners insurance policy!

97015 Home Insurance Average Premiums

Local 97015 homeowners insurance quotes comparison

$291 /yr.

Shows Zip Code: 97015 lowest rates with discounts applied on average.

For the 97015, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)
$291 /yr.
Average Coverage:$541 /yr.
2600 sq. ft. or higher
(all discounts applied)
$841 /yr.

What is the average home insurance cost for a home in 97015?

  • • The average homeowners insurance premium paid annually for a home in 97015 is around $541 per year.

What does it cost on average per month for home insurance in 97015?

  • • Homeowners in 97015 pay a monthly average cost per month around $45.00.

What kind of discount could I get if I combine my home and auto insurance together in 97015?

  • • Autoowners in 97015 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Clackamas area, check out other zip codes nearby 97015.
Review average rates in another zip code:
97015 homeowners insurance rates

Home Replacement Cost Coverage in 97015

Average Building Cost Per Square Foot in 97015: $221

Location: Clackamas, Oregon (Clackamas County)

Average Square Footage in 97015: 1,804 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97015 before you start any project. Clackamas homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97015 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97015 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,804 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Clackamas area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,804$398,700
Additional Upgrades & Added Features$2761,804$498,375
Major Home Updates or Advancements$3321,804$598,050

It's important to understand that when you estimate your replacement cost of your home in the 97015 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97015

Best Home & Auto Insurance Agencies in 97015

Bob Wickliffe Ins Agcy Inc - State Farm Insurance Agent

Address: 11800 SE Sunnyside Rd Clackamas, OR 97015
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Morrill- Connie G - State Farm Insurance Agent

Address: 16054 SE 82nd Dr Clackamas, OR 97015
Phone:
Website:
Info:

Farmers Insurance

Address: 15525 SE 82nd Dr Clackamas, OR 97015
Phone:
Website:
Info:

John Matlock Ins Agcy Inc - State Farm Insurance Agent

Address: 9895 SE Sunnyside Rd Clackamas, OR 97015
Phone:
Website:
Info:

Mann- John R

Address: 20060 SE Hwy 212 Clackamas, OR 97015
Phone:
Website: http://www.statefarm.com
Info: State Farm - Car Insurance Quotes - Save on Auto Insurance
State Farm offers more discounts to more drivers than any other insurance company. Get a free quote today and see how you can save on auto, home, life and more. State Farm, auto insurance, car insurance, home insurance, homeowners insurance, renters insurance, life insurance, health insurance, annuities, mutual funds, banking, car loans, credit cards, Visa gift cards

Housing Demographics for 97015

Population Review for 97015 Zip Code

For the city of Clackamas, the population within 97015 has increased to over 25,414 residents in population size. The current population total is 23,265. We have broken down the population based on race below. In 97015, there are over 11386 in male population and 11879 females.

PopulationValues
Total Population23,265
White Population15490
Black Population439
Hispanic Population3202
Asian Population2998
Hawaiian Population102
Indian Population212
Other Population1298
Male Population11386
Female Population11879
Population Estimate25414

Household Data for 97015

The average number of homes in 97015 is around 8,496, there are an average of 2.71 per household. The average house value according to local real estate values is around $398,700. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode8,496
Persons Per Household2.71
Average House Value$398,700
Income Per Household$77879
Median Age37.0
Median Age Male35.9
Median Age Female38.0
97015 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503
CityClackamas
City Alias NameCLACKAMAS
CountyClackamas
County FIPS005
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses1365
Number Of Employees28513
Business First Quarter Payroll440265
Business Annual Payroll1865153
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District03|05
Congressional LandArea1074.46|5189.73
Delivery Residential9378
Delivery Business1210
Delivery Total11550
Preferred Last Line KeyZ14861
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ14861
Land Area8.832000
Water Area0.046000
City Alias Code
City Mixed CaseClackamas
City Alias Mixed CaseClackamas
Box Count803
SFDU1169
MFDU1290
State ANSI41
County ANSI005
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number401680
Unique ZIP Name
SSA State County Code38020
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID1
County Mixed CaseClackamas

Oregon Homeowners Insurance News & Information

  • Where is it cheaper to rent than to buy a home in the United States? Posted on Thursday 5th September, 2024

    According to a new study from Clever Real Estate, a St. Louis-based real estate company, monthly rent costs are actually cheaper than a monthly mortgage payment in 48 of the 50 most populous cities in the United States. Their analysis looked at mortgage principals, interest, taxes as well as homeowners insurance and they found that […]

  • Review How Many Homeowners Are Not Insured Per State Posted on Thursday 29th August, 2024

    One of the major costs of owning a home is protecting it with homeowners insurance. This will ensure your home is repaired or rebuilt if it is damage or destroyed by a covered peril. It also helps protect you against lawsuits, theft and even vandalism. If you have a mortgage on your home, your lender […]

  • Are homeowners insurance companies increasing deductibles?  Posted on Thursday 22nd August, 2024

    This year many homeowner insurance companies have been raising their homeowner percentage deductible from 1% to 2% which could be a massive increase for policyholders who have to make a claim on their policy. It has led to many homeowners shopping their coverage as their out-of-pocket costs skyrocket.   As the cost of claims increases, particularly […]