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97018 Homeowners Insurance Quotes & Coverage Options

For homeowners like you shopping online for home insurance quotes in the 97018 zip code it's important to know that our rates are very competitive for homeowners living in Columbia City, OR. Many homeowners based out of your 97018 area have found it very easy to shop with GetHomeInsuranceQuotes.com. For example, we clearly showcase the carriers that we will shop for you. Plus, our home insurance quotes are free and our Oregon licensed agents can provide a free consultation service to you that allows you to ask questions about the rates and coverage options. To start a free home insurance quote, simply click the "Get Multiple Quotes Now" button. Your 97018 should appear in the zip code field ready to go. For Columbia City, OR Homeowners Insurance Quotes nearby, we offer the best rates and service.

97018: Average Home Insurance Rates

For homeowners living in the great city of Columbia City, the average homeowners policy is considered very low in comparison to other states. Oregon premiums are estimated to be around $591 per year for homeowners insurance rates. You can easily save up to 40% or more, let us help you shop multiple home insurance quotes for free.

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97018 Home Insurance Average Premiums

Local 97018 homeowners insurance quotes comparison

$341 /yr.

Shows Zip Code: 97018 lowest rates with discounts applied on average.

For the 97018, homeowners insurance rates may vary on deductible, coverage amount and property details. Below is a list of the averages based on the cost of an annual home insurance premium.

Coverage Amount:Annual Premium
1800 sq. ft. or below
(discounts applied)		$341 /yr.
Average Coverage:$591 /yr.
2600 sq. ft. or higher
(all discounts applied)		$891 /yr.

What is the average home insurance cost for a home in 97018?

  • • The average homeowners insurance premium paid annually for a home in 97018 is around $591 per year.

What does it cost on average per month for home insurance in 97018?

  • • Homeowners in 97018 pay a monthly average cost per month around $49.00.

What kind of discount could I get if I combine my home and auto insurance together in 97018?

  • • Autoowners in 97018 can receive a 20% to 25% discount if they own a home and would like to group or bundle their car and home insurance together with one insurance company.

For shopping home insurance rates within the Columbia City area, check out other zip codes nearby 97018.
Review average rates in another zip code:
97018 homeowners insurance rates

Home Replacement Cost Coverage in 97018

Average Building Cost Per Square Foot in 97018: $221

Location: Columbia City, Oregon (Columbia County)

Average Square Footage in 97018: 1,575 Sq. Ft.

When building or updating a home, it's always good to review the average cost per square foot to build in 97018 before you start any project. Columbia City homeowners pay on average around $221 per square foot to build a home. Another great reason to know the average cost to build is for your homeowners insurance policy. A standard homeowners policy will help you cover the replacement cost of your home due a fire or any other named perils on your policy. Calculating your dwelling coverage for your home in 97018 is extremely helpful when estimating how much replacement cost coverage you need. We highly recommend that you have enough dwelling coverage to rebuild your home if it was destroyed by a covered peril.

Here is how you determine your replacement cost. If we take an average home in 97018 and want to estimated the dwelling coverage, than we will need the square footage of the home which is 1,575 sq. ft. and the average cost to rebuild the home in this area is around $221 per square foot would be considered a base estimate cost. These two numbers would allow us to generate the replacement cost needed for an average size home in the Columbia City area. If the home is new or has been upgraded, you will want to add $50 to $100 or more per square foot to equally cover the replacement cost to restore a home back to it's original condition.

Home Improvement StatusPrice per Sq. Ft.Square FeetDwelling Coverage
Basic Home Features$2211,575$348,000
Additional Upgrades & Added Features$2761,575$435,000
Major Home Updates or Advancements$3321,575$522,000

It's important to understand that when you estimate your replacement cost of your home in the 97018 zip code area, it will be the cost to replace the structure of your home, not the additional value of the property that is factored in when purchasing a new home.

Best Homeowners Insurance Agencies in 97018

Best Home & Auto Insurance Agencies in 97018

Housing Demographics for 97018

Population Review for 97018 Zip Code

For the city of Columbia City, the population within 97018 has increased to over 1,626 residents in population size. The current population total is 1,956. We have broken down the population based on race below. In 97018, there are over 938 in male population and 1018 females.

PopulationValues
Total Population1,956
White Population1723
Black Population7
Hispanic Population113
Asian Population25
Hawaiian Population1
Indian Population15
Other Population33
Male Population938
Female Population1018
Population Estimate1626

Household Data for 97018

The average number of homes in 97018 is around 809, there are an average of 2.41 per household. The average house value according to local real estate values is around $348,000. Please review the following demographics below for average income and media age.

Housing / Income DataValues
Households Per Zipcode809
Persons Per Household2.41
Average House Value$348,000
Income Per Household$84855
Median Age51.5
Median Age Male49.8
Median Age Female53.3
97018 DetailsValues
StateOR
State Full NameOregon
City TypeP
City Alias Abbreviation
Area Code503/971
CityColumbia City
City Alias NameCOLUMBIA CITY
CountyColumbia
County FIPS009
State FIPS41
Time Zone8
Day Light SavingY
MSA6442
PMSA6440
CSA440
CBSA38900
CBSA_DIV
CBSA_TypeMetro
CBSA_NamePortland-Vancouver-Hillsboro, OR-WA
MSA_NamePortland-Salem, OR-WA CMSA
PMSA_NamePortland-Vancouver, OR-WA PMSA
RegionWest
DivisionPacific
MailingNameY
Economic & Growth ReviewValues
Number Of Businesses18
Number Of Employees102
Business First Quarter Payroll647
Business Annual Payroll2701
Business Employment Flag
Growth Rank0
Growth Housing Units 2003
Growth Housing Units 2004
Growth Increase Number0
Growth Increase Percentage0.0
Metropolitan DetailsValues
CBSA Population2226009
CBSA Division Population0
Congressional District01
Congressional LandArea3007
Delivery Residential675
Delivery Business8
Delivery Total913
Preferred Last Line KeyZ14873
Classification Code
Multi-County
CSA NamePortland-Vancouver-Salem, OR-WA
CBSA_DIV_Name
City State KeyZ14873
Land Area0.824000
Water Area0.429000
City Alias Code
City Mixed CaseColumbia City
City Alias Mixed CaseColumbia City
Box Count207
SFDU364
MFDU1
State ANSI41
County ANSI009
ZIP Intro
Alias Intro
Facility CodeP
City Delivery IndicatorN
Carrier Route Rate SortationD
Finance Number401776
Unique ZIP Name
SSA State County Code38040
Medicare CBSA Code38900
Medicare CBSA NamePortland-Vancouver-Hillsboro, OR-WA
Medicare CBSA TypeMetro
Market Rating Area ID5
County Mixed CaseColumbia

Oregon Homeowners Insurance News & Information

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